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Jiangsu Suzhou Rural Commercial Bank Co (SHSE:603323) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Jiangsu Suzhou Rural Commercial Bank Co 5-Year Yield-on-Cost % Related Terms
Jiangsu Suzhou Rural Commercial Bank Co 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, Jiangsu Suzhou Rural Commercial Bank Co's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jiangsu Suzhou Rural Commercial Bank Co 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Jiangsu Suzhou Rural Commercial Bank Co's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Jiangsu Suzhou Rural Commercial Bank Co's 5-Year Yield-on-Cost % falls into.
Jiangsu Suzhou Rural Commercial Bank Co 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Jiangsu Suzhou Rural Commercial Bank Co (SHSE:603323) has a 5-Year Yield-on-Cost % of 7.72 as of Sep. 10, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Jiangsu Suzhou Rural Commercial Bank Co and its competitors. This is 35% above median its historical median of 5.71. Over the past decade, Jiangsu Suzhou Rural Commercial Bank Co's 5-Year Yield-on-Cost % has ranged from 2.83 to 11.10. According to the industry distribution chart, Jiangsu Suzhou Rural Commercial Bank Co ranks #214 out of 1242 companies in the Banks industry, placing it in the top 17.2%.
Is Jiangsu Suzhou Rural Commercial Bank Co's 5-Year Yield-on-Cost % too high?
Jiangsu Suzhou Rural Commercial Bank Co's current 5-Year Yield-on-Cost % of 7.72 is 35% above median its 10-year median of 5.71. Over the past 10 years, this metric has ranged from a low of 2.83 to a high of 11.10. The Banks industry median 5-Year Yield-on-Cost % is 3.82. Jiangsu Suzhou Rural Commercial Bank Co's value of 7.72 is 102.1% above this industry median. Based on the distribution chart, Jiangsu Suzhou Rural Commercial Bank Co ranks #214 out of 1242 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Jiangsu Suzhou Rural Commercial Bank Co has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Jiangsu Suzhou Rural Commercial Bank Co's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Jiangsu Suzhou Rural Commercial Bank Co ranks #214 out of 1242 companies for 5-Year Yield-on-Cost %. This places Jiangsu Suzhou Rural Commercial Bank Co in the top 17% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.82. Jiangsu Suzhou Rural Commercial Bank Co's value of 7.72 is 102.1% above this benchmark. Historically, Jiangsu Suzhou Rural Commercial Bank Co's own 5-Year Yield-on-Cost % has ranged from 2.83 to 11.10 over the past decade. While the company's 10-year median is 5.71 vs. the industry median of 3.82, Jiangsu Suzhou Rural Commercial Bank Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.82, based on 1,242 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jiangsu Suzhou Rural Commercial Bank Co's current 5-Year Yield-on-Cost % of 7.72 is 102.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Jiangsu Suzhou Rural Commercial Bank Co and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jiangsu Suzhou Rural Commercial Bank Co's current 5-Year Yield-on-Cost % is 7.72, which is 35% above median its own 10-year median of 5.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jiangsu Suzhou Rural Commercial Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Jiangsu Suzhou Rural Commercial Bank Co (SHSE:603323) is currently considered Fairly Valued. The stock's GF Value™ is ¥4.55, compared to a current price of ¥4.64 — trading 2% above its estimated fair value. The current 5-Year Yield-on-Cost % is 7.72, which is 35% above median its 10-year median of 5.71 and 102.1% above the Banks industry median of 3.82. Jiangsu Suzhou Rural Commercial Bank Co's overall GF Score™ is 62/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Jiangsu Suzhou Rural Commercial Bank Co (SHSE:603323), the current 5-Year Yield-on-Cost % is 7.72 as of Sep. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jiangsu Suzhou Rural Commercial Bank Co (SHSE:603323) Overvalued in 2026?
Based on GuruFocus' analysis, Jiangsu Suzhou Rural Commercial Bank Co stock appears to be overvalued.
The current stock price of ¥4.64 is trading 2% above its estimated GF Value™ of ¥4.55.
GuruFocus considers Jiangsu Suzhou Rural Commercial Bank Co to be Fairly Valued.
Key valuation signals for SHSE:603323:
5-Year Yield-on-Cost %: 7.72 (35% above median its 10-year median of 5.71)
GF Value™: ¥4.55 vs. price of ¥4.64 (2% above fair value)
Industry Position: 102.1% above the Banks median (#214 of 1242)
No single metric tells the full story. See the SHSE:603323 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jiangsu Suzhou Rural Commercial Bank Co Ltd formerly known as Jiangsu Wujiang Rural Commercial Bank Co Ltd is a commercial bank in China. The company's business scope includes absorbing public deposits; issuing short-term, medium-term and long-term loans; handling domestic and international settlement business; bill acceptance and discounting; agency receipt and underwriting government bonds. In addition, the company also engages in interbank lending; provision of safe deposit box services; foreign exchange deposits; sale of foreign exchange and credit investigation.
62GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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