Jiangsu Suzhou Rural Commercial Bank Co (SHSE:603323) OCF Margin %: -467.77% (As of Mar. 2026)

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SHSE:603323 Jiangsu Suzhou Rural Commercial Bank Co Ltd SHSE:603323
63 GF Score
Price ¥4.41
GF Value ¥4.49
Valuation Fairly Valued
! 5 Warning Signs
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What is Jiangsu Suzhou Rural Commercial Bank Co OCF Margin %?

Jiangsu Suzhou Rural Commercial Bank Co SHSE:603323 63 OCF Margin % is -467.77% as of Mar. 2026. GuruFocus rates SHSE:603323 with a GF Score™ of 63/100 and a GF Value™ of ¥4.49 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,498 Banks companies, Jiangsu Suzhou Rural Commercial Bank Co ranks worse than 69.63% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Jiangsu Suzhou Rural Commercial Bank Co's Cash Flow from Operations for the three months ended in Mar. 2026 was ¥-5,357 Mil. Jiangsu Suzhou Rural Commercial Bank Co's Revenue for the three months ended in Mar. 2026 was ¥1,145 Mil. Therefore, Jiangsu Suzhou Rural Commercial Bank Co's OCF Margin % for the quarter that ended in Mar. 2026 was -467.77%.

As of today, Jiangsu Suzhou Rural Commercial Bank Co's current OCF Yield % is 4.93%.

The historical rank and industry rank for Jiangsu Suzhou Rural Commercial Bank Co's OCF Margin % or its related term are showing as below:

SHSE:603323' s OCF Margin % Range Over the Past 10 Years
Min: -46.4   Med: 108.94   Max: 196.81
Current: 11.74


During the past 13 years, the highest OCF Margin % of Jiangsu Suzhou Rural Commercial Bank Co was 196.81%. The lowest was -46.40%. And the median was 108.94%.

SHSE:603323's OCF Margin % is ranked worse than
69.63% of 1498 companies
in the Banks industry
Industry Median: 29.155 vs SHSE:603323: 11.74


Jiangsu Suzhou Rural Commercial Bank Co OCF Margin % Related Terms


Jiangsu Suzhou Rural Commercial Bank Co OCF Margin % Historical Data

* Premium members only.

The historical data trend for Jiangsu Suzhou Rural Commercial Bank Co's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jiangsu Suzhou Rural Commercial Bank Co OCF Margin % Chart

Jiangsu Suzhou Rural Commercial Bank Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -46.40 163.84 149.51 76.56 181.04

Jiangsu Suzhou Rural Commercial Bank Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 139.78 93.39 446.72 41.55 -467.77

Jiangsu Suzhou Rural Commercial Bank Co OCF Margin % Competitor Comparison

For the Banks - Regional subindustry, Jiangsu Suzhou Rural Commercial Bank Co's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jiangsu Suzhou Rural Commercial Bank Co OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Jiangsu Suzhou Rural Commercial Bank Co's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Jiangsu Suzhou Rural Commercial Bank Co's OCF Margin % falls into.


SHSE:603323
63GF Score
Jiangsu Suzhou Rural Commercial Bank Co Ltd SHSE:603323
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Jiangsu Suzhou Rural Commercial Bank Co OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Jiangsu Suzhou Rural Commercial Bank Co's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=7421.394/4099.281
=181.04 %

Jiangsu Suzhou Rural Commercial Bank Co's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-5356.504/1145.115
=-467.77 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -467.77% mean?
Jiangsu Suzhou Rural Commercial Bank Co (SHSE:603323) has a OCF Margin % of -467.77% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Jiangsu Suzhou Rural Commercial Bank Co and its competitors. According to the industry distribution chart, Jiangsu Suzhou Rural Commercial Bank Co ranks #1043 out of 1498 companies in the Banks industry, placing it in the top 69.6%.
Is Jiangsu Suzhou Rural Commercial Bank Co's OCF Margin % too high?
Jiangsu Suzhou Rural Commercial Bank Co's current OCF Margin % is -467.77%. Based on the distribution chart, Jiangsu Suzhou Rural Commercial Bank Co ranks #1043 out of 1498 companies in the Banks industry, which is below the industry midpoint. Overall, Jiangsu Suzhou Rural Commercial Bank Co has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Jiangsu Suzhou Rural Commercial Bank Co's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, Jiangsu Suzhou Rural Commercial Bank Co ranks #1043 out of 1498 companies for OCF Margin %. This places Jiangsu Suzhou Rural Commercial Bank Co in the lower half of its industry. The industry median OCF Margin % is 29.16. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.16, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Jiangsu Suzhou Rural Commercial Bank Co and its competitors. For the Banks industry, the median OCF Margin % is 29.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jiangsu Suzhou Rural Commercial Bank Co's current OCF Margin % is -467.77%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jiangsu Suzhou Rural Commercial Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Jiangsu Suzhou Rural Commercial Bank Co (SHSE:603323) is currently considered Fairly Valued. The stock's GF Value™ is ¥4.49, compared to a current price of ¥4.41 — trading 1.8% below its estimated fair value. The current OCF Margin % is -467.77%. Jiangsu Suzhou Rural Commercial Bank Co's overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Jiangsu Suzhou Rural Commercial Bank Co (SHSE:603323), the current OCF Margin % is -467.77% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jiangsu Suzhou Rural Commercial Bank Co (SHSE:603323) Overvalued in 2026?

Based on GuruFocus' analysis, Jiangsu Suzhou Rural Commercial Bank Co stock appears to be undervalued. The current stock price of ¥4.41 is trading 1.8% below its estimated GF Value™ of ¥4.49. GuruFocus considers Jiangsu Suzhou Rural Commercial Bank Co to be Fairly Valued.

Key valuation signals for SHSE:603323:

  • OCF Margin %: -467.77%
  • GF Value™: ¥4.49 vs. price of ¥4.41 (1.8% below fair value)
  • GF Score™: 63/100 with 5 warning signs

No single metric tells the full story. See the SHSE:603323 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jiangsu Suzhou Rural Commercial Bank Co Business Description

Address No. 1777 Zhongshan South Road, Wujiang District, Jiangsu Province, Suzhou, CHN, 215200
Jiangsu Suzhou Rural Commercial Bank Co Ltd formerly known as Jiangsu Wujiang Rural Commercial Bank Co Ltd is a commercial bank in China. The company's business scope includes absorbing public deposits; issuing short-term, medium-term and long-term loans; handling domestic and international settlement business; bill acceptance and discounting; agency receipt and underwriting government bonds. In addition, the company also engages in interbank lending; provision of safe deposit box services; foreign exchange deposits; sale of foreign exchange and credit investigation.
63GF Score

Get the complete analysis for SHSE:603323

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥4.41
Price
¥4.49
GF Value