Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Jiangsu Suzhou Rural Commercial Bank Co (SHSE:603323) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Jiangsu Suzhou Rural Commercial Bank Co PEG Ratio Related Terms
Jiangsu Suzhou Rural Commercial Bank Co PEG Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jiangsu Suzhou Rural Commercial Bank Co PEG Ratio Chart
Jiangsu Suzhou Rural Commercial Bank Co Annual Data
Jiangsu Suzhou Rural Commercial Bank Co PEG Ratio Competitor Comparison
For the Banks - Regional subindustry, Jiangsu Suzhou Rural Commercial Bank Co's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jiangsu Suzhou Rural Commercial Bank Co PEG Ratio vs Banks Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Jiangsu Suzhou Rural Commercial Bank Co (SHSE:603323) has a PEG Ratio of 0.51 as of Jul. 31, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Jiangsu Suzhou Rural Commercial Bank Co and its competitors. This is 23% below median its historical median of 0.66. Over the past decade, Jiangsu Suzhou Rural Commercial Bank Co's PEG Ratio has ranged from 0.46 to 3.16. According to the industry distribution chart, Jiangsu Suzhou Rural Commercial Bank Co ranks #162 out of 1231 companies in the Banks industry, placing it in the top 13.2%.
Is Jiangsu Suzhou Rural Commercial Bank Co's PEG Ratio too high?
Jiangsu Suzhou Rural Commercial Bank Co's current PEG Ratio of 0.51 is 23% below median its 10-year median of 0.66. Over the past 10 years, this metric has ranged from a low of 0.46 to a high of 3.16. The Banks industry median PEG Ratio is 1.56. Jiangsu Suzhou Rural Commercial Bank Co's value of 0.51 is 67.3% below this industry median. Based on the distribution chart, Jiangsu Suzhou Rural Commercial Bank Co ranks #162 out of 1231 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Jiangsu Suzhou Rural Commercial Bank Co has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Jiangsu Suzhou Rural Commercial Bank Co's PEG Ratio compare to competitors?
According to the Banks industry distribution chart, Jiangsu Suzhou Rural Commercial Bank Co ranks #162 out of 1231 companies for PEG Ratio. This places Jiangsu Suzhou Rural Commercial Bank Co in the top 13% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 1.56. Jiangsu Suzhou Rural Commercial Bank Co's value of 0.51 is 67.3% below this benchmark. Historically, Jiangsu Suzhou Rural Commercial Bank Co's own PEG Ratio has ranged from 0.46 to 3.16 over the past decade. While the company's 10-year median is 0.66 vs. the industry median of 1.56, Jiangsu Suzhou Rural Commercial Bank Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.56, based on 1,231 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jiangsu Suzhou Rural Commercial Bank Co's current PEG Ratio of 0.51 is 67.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Jiangsu Suzhou Rural Commercial Bank Co and its competitors. For the Banks industry, the median PEG Ratio is 1.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jiangsu Suzhou Rural Commercial Bank Co's current PEG Ratio is 0.51, which is 23% below median its own 10-year median of 0.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jiangsu Suzhou Rural Commercial Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Jiangsu Suzhou Rural Commercial Bank Co (SHSE:603323) is currently considered Fairly Valued. The stock's GF Value™ is ¥4.49, compared to a current price of ¥4.41 — trading 1.8% below its estimated fair value. The current PEG Ratio is 0.51, which is 23% below median its 10-year median of 0.66 and 67.3% below the Banks industry median of 1.56. Jiangsu Suzhou Rural Commercial Bank Co's overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Jiangsu Suzhou Rural Commercial Bank Co (SHSE:603323), the current PEG Ratio is 0.51 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jiangsu Suzhou Rural Commercial Bank Co (SHSE:603323) Overvalued in 2026?
Based on GuruFocus' analysis, Jiangsu Suzhou Rural Commercial Bank Co stock appears to be undervalued.
The current stock price of ¥4.41 is trading 1.8% below its estimated GF Value™ of ¥4.49.
GuruFocus considers Jiangsu Suzhou Rural Commercial Bank Co to be Fairly Valued.
Key valuation signals for SHSE:603323:
PEG Ratio: 0.51 (23% below median its 10-year median of 0.66)
GF Value™: ¥4.49 vs. price of ¥4.41 (1.8% below fair value)
Industry Position: 67.3% below the Banks median (#162 of 1231)
No single metric tells the full story. See the SHSE:603323 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jiangsu Suzhou Rural Commercial Bank Co Ltd formerly known as Jiangsu Wujiang Rural Commercial Bank Co Ltd is a commercial bank in China. The company's business scope includes absorbing public deposits; issuing short-term, medium-term and long-term loans; handling domestic and international settlement business; bill acceptance and discounting; agency receipt and underwriting government bonds. In addition, the company also engages in interbank lending; provision of safe deposit box services; foreign exchange deposits; sale of foreign exchange and credit investigation.
63GF Score
Get the complete analysis for SHSE:603323
PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
SHSE:603323 has been successfully added to your 
