TROO (TROOPS) Cyclically Adjusted PS Ratio: 16.00 (As of Jul. 12, 2026) — 6300% Above Median


TROO TROOPS Inc TROO
60 GF Score
Price $2.08
GF Value $7.57
Valuation Significantly Undervalued
! 3 Warning Signs
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What is TROOPS Cyclically Adjusted PS Ratio?

TROOPS TROO +9.52% 60 Cyclically Adjusted PS Ratio is 16.00 as of Jul. 12, 2026, which is 6300% above its 10-year median of 0.25. GuruFocus rates TROO with a GF Score™ of 60/100 and a GF Value™ of $7.57 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 419 Credit Services companies, TROOPS ranks worse than 88.31% on this metric.

As of today (2026-07-12), TROOPS's current share price is $2.08. TROOPS's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec25 was $0.13. TROOPS's Cyclically Adjusted PS Ratio for today is 16.00.

The historical rank and industry rank for TROOPS's Cyclically Adjusted PS Ratio or its related term are showing as below:

TROO' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.02   Med: 0.25   Max: 35.77
Current: 15.64

During the past 13 years, TROOPS's highest Cyclically Adjusted PS Ratio was 35.77. The lowest was 0.02. And the median was 0.25.

TROO's Cyclically Adjusted PS Ratio is ranked worse than
88.31% of 419 companies
in the Credit Services industry
Industry Median: 3.09 vs TROO: 15.64

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

TROOPS's adjusted revenue per share data of for the fiscal year that ended in Dec25 was $0.142. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $0.13 for the trailing ten years ended in Dec25.

Shiller PE for Stocks: The True Measure of Stock Valuation


TROOPS  (NAS:TROO) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


TROOPS Cyclically Adjusted PS Ratio Related Terms


TROOPS Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for TROOPS's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

TROOPS Cyclically Adjusted PS Ratio Chart

TROOPS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.42 0.32 2.26 9.76 24.06

TROOPS Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.26 0.00 9.76 0.00 24.06

TROO vs LX, OPRT, MFIN: Cyclically Adjusted PS Ratio Comparison

For the Credit Services subindustry, TROOPS's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TROOPS Cyclically Adjusted PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, TROOPS's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where TROOPS's Cyclically Adjusted PS Ratio falls into.


TROO
60GF Score
TROOPS Inc TROO
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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TROOPS Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

TROOPS's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=2.08/0.13
=16.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

TROOPS's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec25 is calculated as:

For example, TROOPS's adjusted Revenue per Share data for the fiscal year that ended in Dec25 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec25 (Change)*Current CPI (Dec25)
=0.142/120.7036*120.7036
=0.142

Current CPI (Dec25) = 120.7036.

TROOPS Annual Data

Revenue per Share CPI Adj_RevenuePerShare
201612 0.683 103.225 0.799
201712 0.004 104.984 0.005
201812 0.045 107.622 0.050
201912 0.065 110.700 0.071
202012 0.044 109.711 0.048
202112 0.036 112.349 0.039
202212 0.038 114.548 0.040
202312 0.035 117.296 0.036
202412 0.099 118.945 0.100
202512 0.142 120.704 0.142

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 16.00 mean?
TROOPS (TROO) has a Cyclically Adjusted PS Ratio of 16.00 as of Jul. 12, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on TROOPS and its competitors. This is 6300% above median its historical median of 0.25. Over the past decade, TROOPS's Cyclically Adjusted PS Ratio has ranged from 0.02 to 35.77. According to the industry distribution chart, TROOPS ranks #370 out of 419 companies in the Credit Services industry, placing it in the top 88.3%.
Is TROOPS's Cyclically Adjusted PS Ratio too high?
TROOPS's current Cyclically Adjusted PS Ratio of 16.00 is 6300% above median its 10-year median of 0.25. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 35.77. The Credit Services industry median Cyclically Adjusted PS Ratio is 3.09. TROOPS's value of 16.00 is 417.8% above this industry median. Based on the distribution chart, TROOPS ranks #370 out of 419 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, TROOPS has a GF Score™ of 60/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does TROOPS's Cyclically Adjusted PS Ratio compare to LX and OPRT?
According to the Credit Services industry distribution chart, TROOPS ranks #370 out of 419 companies for Cyclically Adjusted PS Ratio. This places TROOPS in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.09. TROOPS's value of 16.00 is 417.8% above this benchmark. Historically, TROOPS's own Cyclically Adjusted PS Ratio has ranged from 0.02 to 35.77 over the past decade. While the company's 10-year median is 0.25 vs. the industry median of 3.09, TROOPS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Credit Services company?
The median Cyclically Adjusted PS Ratio among Credit Services companies is 3.09, based on 419 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TROOPS's current Cyclically Adjusted PS Ratio of 16.00 is 417.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on TROOPS and its competitors. For the Credit Services industry, the median Cyclically Adjusted PS Ratio is 3.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TROOPS's current Cyclically Adjusted PS Ratio is 16.00, which is 6300% above median its own 10-year median of 0.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TROOPS stock overvalued right now?
Based on GuruFocus' analysis, TROOPS (TROO) is currently considered Significantly Undervalued. The stock's GF Value™ is $7.57, compared to a current price of $2.08 — trading 72.5% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 16.00, which is 6300% above median its 10-year median of 0.25 and 417.8% above the Credit Services industry median of 3.09. TROOPS's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For TROOPS (TROO), the current Cyclically Adjusted PS Ratio is 16.00 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is TROOPS (TROO) Overvalued in 2026?

Based on GuruFocus' analysis, TROOPS stock appears to be undervalued. The current stock price of $2.08 is trading 72.5% below its estimated GF Value™ of $7.57. GuruFocus considers TROOPS to be Significantly Undervalued.

Key valuation signals for TROO:

  • Cyclically Adjusted PS Ratio: 16.00 (6300% above median its 10-year median of 0.25)
  • GF Value™: $7.57 vs. price of $2.08 (72.5% below fair value)
  • GF Score™: 60/100 with 3 warning signs
  • Industry Position: 417.8% above the Credit Services median (#370 of 419)

No single metric tells the full story. See the TROO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


TROOPS Business Description

Other Exchanges SG5:Germany
Address 8 Fui Yiu Kok Street, Unit A, 18th Floor, Tsuen Wan, New Territories, Hong Kong, HKG
TROOPS Inc is a conglomerate group of various businesses with its headquarters based in Hong Kong. It is engaged in money lending business in Hong Kong providing mortgage loans to high quality target borrowers, property investment to generate rental income, the development, operation and management of an online financial marketplace that provides one-stop financial technology solutions including API services by leveraging artificial intelligence, big data and blockchain, and cloud computing (SaaS), consultancy services in relation to insurance referral to insurance brokers, and advisory and referral services in relation to the application of migration, education and visa renewal to its customers. It derives revenue from Hong Kong and Australia.
60GF Score

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Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.08
Price
$7.57
GF Value