TROOPSTROO -3.16%58 Gross Margin % is 4.60% as of Dec. 2025, which is 68% below its 10-year median of 14.52. GuruFocus rates TROO with a GF Score™ of 58/100 and a GF Value™ of $7.51 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 388 Credit Services companies, TROOPS ranks worse than 86.86% on this metric.
Gross Margin % is calculated as gross profit divided by its revenue. TROOPS's Gross Profit for the
six
months ended in Dec. 2025 was $0.44 Mil. TROOPS's Revenue for the
six
months ended in Dec. 2025 was $9.48 Mil. Therefore, TROOPS's Gross Margin % for the quarter that ended in Dec. 2025 was 4.60%.
The historical rank and industry rank for TROOPS's Gross Margin % or its related term are showing as below:
TROO'
s Gross Margin % Range Over the Past 10 Years
Min: -2533.33 Med: 14.52 Max: 53.45
Current: 9.15
During the past 13 years, the highestGross Margin % of TROOPS was 53.45%. The lowest was -2533.33%. And the median was 14.52%.
TROO's Gross Margin % is ranked worse than 86.86% of 388
companies
in the Credit Services industry
Industry Median: 51.845
vs TROO: 9.15
TROOPS had a gross margin of 4.60% for the quarter that ended in Dec. 2025 => No sustainable competitive advantage
The 5-Year average Growth Rate of Gross Margin for TROOPS was 0.00% per year.
TROOPS (NAS:TROO) Gross Margin % Explanation
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
TROOPS had a gross margin of 4.60% for the quarter that ended in Dec. 2025 => No sustainable competitive advantage
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
TROOPS Gross Margin % Related Terms
TROOPS Gross Margin % Historical Data
* Premium members only.
The historical data trend for TROOPS's Gross Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, TROOPS's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
TROOPS Gross Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, TROOPS's Gross Margin % distribution charts can be found below:
* The bar in red indicates where TROOPS's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
TROOPS (TROO) has a Gross Margin % of 4.60% as of Dec. 2025. Gross margin is the ratio of total gross profit to net sales. View historical data on TROOPS and its competitors. This is 68% below median its historical median of 14.52. According to the industry distribution chart, TROOPS ranks #337 out of 388 companies in the Credit Services industry, placing it in the top 86.9%.
Is TROOPS's Gross Margin % too high?
TROOPS's current Gross Margin % of 4.60% is 68% below median its 10-year median of 14.52. The Credit Services industry median Gross Margin % is 51.85. TROOPS's value of 4.60% is 91.1% below this industry median. Based on the distribution chart, TROOPS ranks #337 out of 388 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, TROOPS has a GF Score™ of 58/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does TROOPS's Gross Margin % compare to HTT and PRAA?
According to the Credit Services industry distribution chart, TROOPS ranks #337 out of 388 companies for Gross Margin %. This places TROOPS in the lower half of its industry. The industry median Gross Margin % is 51.85. TROOPS's value of 4.60% is 91.1% below this benchmark. While the company's 10-year median is 14.52 vs. the industry median of 51.85, TROOPS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Credit Services company?
The median Gross Margin % among Credit Services companies is 51.85, based on 388 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TROOPS's current Gross Margin % of 4.60% is 91.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on TROOPS and its competitors. For the Credit Services industry, the median Gross Margin % is 51.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TROOPS's current Gross Margin % is 4.60%, which is 68% below median its own 10-year median of 14.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TROOPS stock overvalued right now?
Based on GuruFocus' analysis, TROOPS (TROO) is currently considered Significantly Undervalued. The stock's GF Value™ is $7.51, compared to a current price of $2.45 — trading 67.4% below its estimated fair value. The current Gross Margin % is 4.60%, which is 68% below median its 10-year median of 14.52 and 91.1% below the Credit Services industry median of 51.85. TROOPS's overall GF Score™ is 58/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For TROOPS (TROO), the current Gross Margin % is 4.60% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is TROOPS (TROO) Overvalued in 2026?
Based on GuruFocus' analysis, TROOPS stock appears to be undervalued.
The current stock price of $2.45 is trading 67.4% below its estimated GF Value™ of $7.51.
GuruFocus considers TROOPS to be Significantly Undervalued.
Key valuation signals for TROO:
Gross Margin %: 4.60% (68% below median its 10-year median of 14.52)
GF Value™: $7.51 vs. price of $2.45 (67.4% below fair value)
Industry Position: 91.1% below the Credit Services median (#337 of 388)
No single metric tells the full story. See the TROO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
TROOPS Inc is a conglomerate group of various businesses with its headquarters based in Hong Kong. It is engaged in money lending business in Hong Kong providing mortgage loans to high quality target borrowers, property investment to generate rental income, the development, operation and management of an online financial marketplace that provides one-stop financial technology solutions including API services by leveraging artificial intelligence, big data and blockchain, and cloud computing (SaaS), consultancy services in relation to insurance referral to insurance brokers, and advisory and referral services in relation to the application of migration, education and visa renewal to its customers. It derives revenue from Hong Kong and Australia.
58GF Score
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