TROO (TROOPS) Loans Receivable: $5.90 Mil (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TROO TROOPS Inc TROO
60 GF Score
Price $2.22
GF Value $7.61
Valuation Significantly Undervalued
! 3 Warning Signs
View Full Analysis

What is TROOPS Loans Receivable?

TROOPS TROO -2.84% 60 Loans Receivable is $5.90 Mil as of Dec. 2025. GuruFocus rates TROO with a GF Score™ of 60/100 and a GF Value™ of $7.61 (Significantly Undervalued). The stock has 3 warning signs investors should review.

TROOPS's Loans Receivable for the quarter that ended in Dec. 2025 was $5.90 Mil.

TROOPS's quarterly Loans Receivable increased from Dec. 2024 ($12.61 Mil) to Jun. 2025 ($15.35 Mil) but then stayed the same from Jun. 2025 ($15.35 Mil) to Dec. 2025 ($5.90 Mil).

TROOPS's annual Loans Receivable increased from Dec. 2023 ($7.20 Mil) to Dec. 2024 ($12.61 Mil) but then declined from Dec. 2024 ($12.61 Mil) to Dec. 2025 ($5.90 Mil).

TROOPS Loans Receivable Historical Data

* Premium members only.

The historical data trend for TROOPS's Loans Receivable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

TROOPS Loans Receivable Chart

TROOPS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Loans Receivable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.45 8.38 7.20 12.61 5.90

TROOPS Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Loans Receivable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.20 10.46 12.61 15.35 5.90
TROO
60GF Score
TROOPS Inc TROO
Loans Receivable is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

TROOPS Loans Receivable Calculation

Loans Receivable are the funds that a company has lent but have not yet been repaid.

Frequently Asked Questions Learn more about Loans Receivable →
What does a Loans Receivable of $5.90 Mil mean?
TROOPS (TROO) has a Loans Receivable of $5.90 Mil as of Dec. 2025. Loans Receivable are the funds that a company has lent but have not yet been repaid. View historical data on TROOPS and its competitors.
Is TROOPS's Loans Receivable too high?
TROOPS's current Loans Receivable is $5.90 Mil. Overall, TROOPS has a GF Score™ of 60/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does TROOPS's Loans Receivable compare to LX and OPRT?
TROOPS's Loans Receivable of $5.90 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Loans Receivable for a Credit Services company?
A good Loans Receivable depends on the Credit Services industry context. However, Loans Receivable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Loans Receivable mean?
A high Loans Receivable can signal that a stock is expensive relative to its fundamentals. Loans Receivable are the funds that a company has lent but have not yet been repaid. View historical data on TROOPS and its competitors. TROOPS's current Loans Receivable is $5.90 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TROOPS stock overvalued right now?
Based on GuruFocus' analysis, TROOPS (TROO) is currently considered Significantly Undervalued. The stock's GF Value™ is $7.61, compared to a current price of $2.22 — trading 70.8% below its estimated fair value. The current Loans Receivable is $5.90 Mil. TROOPS's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Loans Receivable calculated?
Loans Receivable is calculated from a company's financial statements. For TROOPS (TROO), the current Loans Receivable is $5.90 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is TROOPS (TROO) Overvalued in 2026?

Based on GuruFocus' analysis, TROOPS stock appears to be undervalued. The current stock price of $2.22 is trading 70.8% below its estimated GF Value™ of $7.61. GuruFocus considers TROOPS to be Significantly Undervalued.

Key valuation signals for TROO:

  • Loans Receivable: $5.90 Mil
  • GF Value™: $7.61 vs. price of $2.22 (70.8% below fair value)
  • GF Score™: 60/100 with 3 warning signs

No single metric tells the full story. See the TROO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

TROOPS Business Description

Other Exchanges SG5:Germany
Address 8 Fui Yiu Kok Street, Unit A, 18th Floor, Tsuen Wan, New Territories, Hong Kong, HKG
TROOPS Inc is a conglomerate group of various businesses with its headquarters based in Hong Kong. It is engaged in money lending business in Hong Kong providing mortgage loans to high quality target borrowers, property investment to generate rental income, the development, operation and management of an online financial marketplace that provides one-stop financial technology solutions including API services by leveraging artificial intelligence, big data and blockchain, and cloud computing (SaaS), consultancy services in relation to insurance referral to insurance brokers, and advisory and referral services in relation to the application of migration, education and visa renewal to its customers. It derives revenue from Hong Kong and Australia.
60GF Score

Get the complete analysis for TROO

Loans Receivable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.22
Price
$7.61
GF Value