TROO (TROOPS) Earnings Yield (Joel Greenblatt) %: -7.60% (As of Dec. 2025)

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TROO TROOPS Inc TROO
58 GF Score
Price $1.96
GF Value $7.69
Valuation Significantly Undervalued
! 3 Warning Signs
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What is TROOPS Earnings Yield (Joel Greenblatt) %?

TROOPS TROO +0.51% 58 Earnings Yield (Joel Greenblatt) % is -7.60% as of Dec. 2025. GuruFocus rates TROO with a GF Score™ of 58/100 and a GF Value™ of $7.69 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 548 Credit Services companies, TROOPS ranks worse than 95.44% on this metric.

TROOPS's Enterprise Value for the quarter that ended in Dec. 2025 was $386.90 Mil. TROOPS's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was $-29.41 Mil. TROOPS's Earnings Yield (Joel Greenblatt) for the quarter that ended in Dec. 2025 was -7.60%.

The historical rank and industry rank for TROOPS's Earnings Yield (Joel Greenblatt) % or its related term are showing as below:

TROO' s Earnings Yield (Joel Greenblatt) % Range Over the Past 10 Years
Min: -110.51   Med: -5.91   Max: -0.07
Current: -12.48

During the past 13 years, the highest Earnings Yield (Joel Greenblatt) of TROOPS was -0.07%. The lowest was -110.51%. And the median was -5.91%.

TROO's Earnings Yield (Joel Greenblatt) % is ranked worse than
95.44% of 548 companies
in the Credit Services industry
Industry Median: 1.035 vs TROO: -12.48

Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.

A better indicator of the attractiveness of an investment which takes growth into account is the Forward Rate of Return (Yacktman) %. TROOPS's Forward Rate of Return (Yacktman) % for the quarter that ended in Dec. 2025 was 0.00%. The Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.


TROOPS  (NAS:TROO) Earnings Yield (Joel Greenblatt) % Explanation

Joel Greenblatt defines the earnings yield using the above equation because it more accurately reflects the company's profitability relative to its stock price. Items like interest payment and tax etc. are not directly related to the company's operational profitability.

Enterprise Value instead of market cap (share price) is used in the calculation because it is the real price stock and bond investors together pay for the company.


Be Aware

Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.

Forward Rate of Return (Yacktman) % based on Don Yacktman's definition is a better measure of the expected rate of return for a stock.


TROOPS Earnings Yield (Joel Greenblatt) % Related Terms


TROOPS Earnings Yield (Joel Greenblatt) % Historical Data

* Premium members only.

The historical data trend for TROOPS's Earnings Yield (Joel Greenblatt) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

TROOPS Earnings Yield (Joel Greenblatt) % Chart

TROOPS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Earnings Yield (Joel Greenblatt) %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1.70 -0.16 -0.60 -7.46 -7.60

TROOPS Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Earnings Yield (Joel Greenblatt) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.60 0.00 -7.46 0.00 -7.60

TROO vs LX, OPRT, MFIN: Earnings Yield (Joel Greenblatt) % Comparison

For the Credit Services subindustry, TROOPS's Earnings Yield (Joel Greenblatt) %, along with its competitors' market caps and Earnings Yield (Joel Greenblatt) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TROOPS Earnings Yield (Joel Greenblatt) % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, TROOPS's Earnings Yield (Joel Greenblatt) % distribution charts can be found below:

* The bar in red indicates where TROOPS's Earnings Yield (Joel Greenblatt) % falls into.


TROO
58GF Score
TROOPS Inc TROO
Earnings Yield (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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TROOPS Earnings Yield (Joel Greenblatt) % Calculation

In his book, The Little That Beat the Market, hedge fund manager Joel Greenblatt defines Earnings Yield as operating income divided by enterprise value.

TROOPSs Earnings Yield (Joel Greenblatt) for the fiscal year that ended in Dec. 2025 is calculated as

Earnings Yield (Joel Greenblatt)=EBIT/Enterprise Value
=-29.407/386.897
=-7.60 %

For company reported semi-annually or annually, GuruFocus only calculate annual data for Earnings Yield (Joel Greenblatt) and apply the annual figure to corresponding quarter.


What does a Earnings Yield (Joel Greenblatt) % of -7.60% mean?
TROOPS (TROO) has a Earnings Yield (Joel Greenblatt) % of -7.60% as of Dec. 2025. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on TROOPS and its competitors. According to the industry distribution chart, TROOPS ranks #523 out of 548 companies in the Credit Services industry, placing it in the top 95.4%.
Is TROOPS's Earnings Yield (Joel Greenblatt) % too high?
TROOPS's current Earnings Yield (Joel Greenblatt) % is -7.60%. Based on the distribution chart, TROOPS ranks #523 out of 548 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, TROOPS has a GF Score™ of 58/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does TROOPS's Earnings Yield (Joel Greenblatt) % compare to LX and OPRT?
According to the Credit Services industry distribution chart, TROOPS ranks #523 out of 548 companies for Earnings Yield (Joel Greenblatt) %. This places TROOPS in the lower half of its industry. The industry median Earnings Yield (Joel Greenblatt) % is 1.04. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings Yield (Joel Greenblatt) % for a Credit Services company?
The median Earnings Yield (Joel Greenblatt) % among Credit Services companies is 1.04, based on 548 companies in the industry. Companies in the top quartile (top 25%) have a Earnings Yield (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, Earnings Yield (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings Yield (Joel Greenblatt) % mean?
A high Earnings Yield (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on TROOPS and its competitors. For the Credit Services industry, the median Earnings Yield (Joel Greenblatt) % is 1.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TROOPS's current Earnings Yield (Joel Greenblatt) % is -7.60%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TROOPS stock overvalued right now?
Based on GuruFocus' analysis, TROOPS (TROO) is currently considered Significantly Undervalued. The stock's GF Value™ is $7.69, compared to a current price of $1.96 — trading 74.5% below its estimated fair value. The current Earnings Yield (Joel Greenblatt) % is -7.60%. TROOPS's overall GF Score™ is 58/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings Yield (Joel Greenblatt) % calculated?
Earnings Yield (Joel Greenblatt) % is calculated from a company's financial statements. For TROOPS (TROO), the current Earnings Yield (Joel Greenblatt) % is -7.60% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is TROOPS (TROO) Overvalued in 2026?

Based on GuruFocus' analysis, TROOPS stock appears to be undervalued. The current stock price of $1.96 is trading 74.5% below its estimated GF Value™ of $7.69. GuruFocus considers TROOPS to be Significantly Undervalued.

Key valuation signals for TROO:

  • Earnings Yield (Joel Greenblatt) %: -7.60%
  • GF Value™: $7.69 vs. price of $1.96 (74.5% below fair value)
  • GF Score™: 58/100 with 3 warning signs

No single metric tells the full story. See the TROO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


TROOPS Business Description

Other Exchanges SG5:Germany
Address 8 Fui Yiu Kok Street, Unit A, 18th Floor, Tsuen Wan, New Territories, Hong Kong, HKG
TROOPS Inc is a conglomerate group of various businesses with its headquarters based in Hong Kong. It is engaged in money lending business in Hong Kong providing mortgage loans to high quality target borrowers, property investment to generate rental income, the development, operation and management of an online financial marketplace that provides one-stop financial technology solutions including API services by leveraging artificial intelligence, big data and blockchain, and cloud computing (SaaS), consultancy services in relation to insurance referral to insurance brokers, and advisory and referral services in relation to the application of migration, education and visa renewal to its customers. It derives revenue from Hong Kong and Australia.
58GF Score

Get the complete analysis for TROO

Earnings Yield (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.96
Price
$7.69
GF Value