TROO (TROOPS) EV-to-EBITDA: -7.09 (As of Jul. 31, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TROO TROOPS Inc TROO
60 GF Score
Price $1.74
GF Value $7.65
Valuation Significantly Undervalued
! 4 Warning Signs
View Full Analysis

What is TROOPS EV-to-EBITDA?

TROOPS TROO +2.96% 60 EV-to-EBITDA is -7.09 as of Jul. 31, 2026. GuruFocus rates TROO with a GF Score™ of 60/100 and a GF Value™ of $7.65 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 327 Credit Services companies, TROOPS ranks worse than 305810.09% on this metric.

EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, TROOPS's enterprise value is $208.54 Mil. TROOPS's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was $-29.41 Mil. Therefore, TROOPS's EV-to-EBITDA for today is -7.09.

The historical rank and industry rank for TROOPS's EV-to-EBITDA or its related term are showing as below:

TROO' s EV-to-EBITDA Range Over the Past 10 Years
Min: -95.04   Med: -3.28   Max: 1499.89
Current: -7.09

During the past 13 years, the highest EV-to-EBITDA of TROOPS was 1499.89. The lowest was -95.04. And the median was -3.28.

TROO's EV-to-EBITDA is ranked worse than
100% of 327 companies
in the Credit Services industry
Industry Median: 21.49 vs TROO: -7.09

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2026-07-31), TROOPS's stock price is $1.74. TROOPS's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $-0.230. Therefore, TROOPS's PE Ratio (TTM) for today is At Loss.

The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).


TROOPS  (NAS:TROO) EV-to-EBITDA Explanation

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

TROOPS's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=1.74/-0.230
=At Loss

TROOPS's share price for today is $1.74.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. TROOPS's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $-0.230.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).

Please read Which price ratio outperforms the enterprise multiple?


TROOPS EV-to-EBITDA Related Terms


TROOPS EV-to-EBITDA Historical Data

* Premium members only.

The historical data trend for TROOPS's EV-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

TROOPS EV-to-EBITDA Chart

TROOPS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only -78.63 134.65 942.54 -16.04 -14.27

TROOPS Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EV-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 942.54 0.00 -16.04 0.00 -14.27

TROO vs LX, OPRT, MFIN: EV-to-EBITDA Comparison

For the Credit Services subindustry, TROOPS's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TROOPS EV-to-EBITDA vs Credit Services Industry

For the Credit Services industry and Financial Services sector, TROOPS's EV-to-EBITDA distribution charts can be found below:

* The bar in red indicates where TROOPS's EV-to-EBITDA falls into.


TROO
60GF Score
TROOPS Inc TROO
EV-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

TROOPS EV-to-EBITDA Calculation

TROOPS's EV-to-EBITDA for today is calculated as:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA (TTM)
=208.544/-29.407
=-7.09

TROOPS's current Enterprise Value is $208.54 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. TROOPS's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was $-29.41 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBITDA →
What does a EV-to-EBITDA of -7.09 mean?
TROOPS (TROO) has a EV-to-EBITDA of -7.09 as of Jul. 31, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on TROOPS. According to the industry distribution chart, TROOPS ranks #999999 out of 327 companies in the Credit Services industry.
Is TROOPS's EV-to-EBITDA too high?
TROOPS's current EV-to-EBITDA is -7.09. Based on the distribution chart, TROOPS ranks #999999 out of 327 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, TROOPS has a GF Score™ of 60/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does TROOPS's EV-to-EBITDA compare to LX and OPRT?
According to the Credit Services industry distribution chart, TROOPS ranks #999999 out of 327 companies for EV-to-EBITDA. This places TROOPS in the lower half of its industry. The industry median EV-to-EBITDA is 21.49. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Credit Services company?
The median EV-to-EBITDA among Credit Services companies is 21.49, based on 327 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on TROOPS. For the Credit Services industry, the median EV-to-EBITDA is 21.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TROOPS's current EV-to-EBITDA is -7.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TROOPS stock overvalued right now?
Based on GuruFocus' analysis, TROOPS (TROO) is currently considered Significantly Undervalued. The stock's GF Value™ is $7.65, compared to a current price of $1.74 — trading 77.3% below its estimated fair value. The current EV-to-EBITDA is -7.09. TROOPS's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For TROOPS (TROO), the current EV-to-EBITDA is -7.09 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is TROOPS (TROO) Overvalued in 2026?

Based on GuruFocus' analysis, TROOPS stock appears to be undervalued. The current stock price of $1.74 is trading 77.3% below its estimated GF Value™ of $7.65. GuruFocus considers TROOPS to be Significantly Undervalued.

Key valuation signals for TROO:

  • EV-to-EBITDA: -7.09
  • GF Value™: $7.65 vs. price of $1.74 (77.3% below fair value)
  • GF Score™: 60/100 with 4 warning signs

No single metric tells the full story. See the TROO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


TROOPS Business Description

Other Exchanges SG5:Germany
Address 8 Fui Yiu Kok Street, Unit A, 18th Floor, Tsuen Wan, New Territories, Hong Kong, HKG
TROOPS Inc is a conglomerate group of various businesses with its headquarters based in Hong Kong. It is engaged in money lending business in Hong Kong providing mortgage loans to high quality target borrowers, property investment to generate rental income, the development, operation and management of an online financial marketplace that provides one-stop financial technology solutions including API services by leveraging artificial intelligence, big data and blockchain, and cloud computing (SaaS), consultancy services in relation to insurance referral to insurance brokers, and advisory and referral services in relation to the application of migration, education and visa renewal to its customers. It derives revenue from Hong Kong and Australia.
60GF Score

Get the complete analysis for TROO

EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.74
Price
$7.65
GF Value