Kyoto Financial Group (TSE:5844) Cyclically Adjusted PS Ratio: 10.47 (As of Aug. 28, 2026) — 143% Above Median

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TSE:5844 Kyoto Financial Group Inc TSE:5844
67 GF Score
Price 円4,936.00
GF Value 円5,903.23
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Kyoto Financial Group Cyclically Adjusted PS Ratio?

Kyoto Financial Group TSE:5844 +1.48% 67 Cyclically Adjusted PS Ratio is 10.47 as of Aug. 28, 2026, which is 143% above its 10-year median of 4.31. GuruFocus rates TSE:5844 with a GF Score™ of 67/100 and a GF Value™ of 円5,903.23 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 1,297 Banks companies, Kyoto Financial Group ranks worse than 97.22% on this metric.

As of today (2026-08-28), Kyoto Financial Group's current share price is 円4936.00. Kyoto Financial Group's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was 円471.58. Kyoto Financial Group's Cyclically Adjusted PS Ratio for today is 10.47.

The historical rank and industry rank for Kyoto Financial Group's Cyclically Adjusted PS Ratio or its related term are showing as below:

TSE:5844' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 2.13   Med: 4.31   Max: 10.83
Current: 10.27

During the past years, Kyoto Financial Group's highest Cyclically Adjusted PS Ratio was 10.83. The lowest was 2.13. And the median was 4.31.

TSE:5844's Cyclically Adjusted PS Ratio is ranked worse than
97.22% of 1297 companies
in the Banks industry
Industry Median: 3.41 vs TSE:5844: 10.27

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Kyoto Financial Group's adjusted revenue per share data for the three months ended in Mar. 2026 was 円674.272. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is 円471.58 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Kyoto Financial Group  (TSE:5844) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Kyoto Financial Group Cyclically Adjusted PS Ratio Related Terms


Kyoto Financial Group Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Kyoto Financial Group's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kyoto Financial Group Cyclically Adjusted PS Ratio Chart

Kyoto Financial Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.91 4.39 7.41 5.79 8.61

Kyoto Financial Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.49 7.78 8.29 8.61 0.00

Kyoto Financial Group Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Kyoto Financial Group's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kyoto Financial Group Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Kyoto Financial Group's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Kyoto Financial Group's Cyclically Adjusted PS Ratio falls into.


TSE:5844
67GF Score
Kyoto Financial Group Inc TSE:5844
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Kyoto Financial Group Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Kyoto Financial Group's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=4936.00/471.58
=10.47

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kyoto Financial Group's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Kyoto Financial Group's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=674.272/112.7000*112.7000
=674.272

Current CPI (Mar. 2026) = 112.7000.

Kyoto Financial Group Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 90.285 98.100 103.722
201609 73.640 98.000 84.686
201612 80.610 98.400 92.325
201703 77.367 98.100 88.881
201706 90.520 98.500 103.570
201709 70.101 98.800 79.963
201712 92.148 99.400 104.478
201803 68.471 99.200 77.789
201806 99.198 99.200 112.698
201809 70.216 99.900 79.213
201812 90.005 99.700 101.741
201903 127.174 99.700 143.756
201906 102.196 99.800 115.406
201909 69.540 100.100 78.293
201912 84.831 100.500 95.129
202003 65.827 100.300 73.965
202006 98.596 99.900 111.229
202009 63.398 99.900 71.521
202012 93.594 99.300 106.224
202103 68.329 99.900 77.084
202106 117.803 99.500 133.431
202109 60.374 100.100 67.974
202112 144.977 100.100 163.226
202203 67.903 101.100 75.694
202206 131.770 101.800 145.879
202209 69.622 103.100 76.105
202212 97.652 104.100 105.719
202303 69.919 104.400 75.478
202306 123.667 105.200 132.484
202309 75.250 106.200 79.856
202312 110.925 106.800 117.053
202403 70.995 107.200 74.637
202406 139.560 108.200 145.364
202409 91.673 108.900 94.872
202412 124.923 110.700 127.180
202503 92.213 111.100 93.541
202506 145.574 111.700 146.877
202509 138.691 112.000 139.558
202512 145.284 113.000 144.898
202603 674.272 112.700 674.272

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 10.47 mean?
Kyoto Financial Group (TSE:5844) has a Cyclically Adjusted PS Ratio of 10.47 as of Aug. 28, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Kyoto Financial Group and its competitors. This is 143% above median its historical median of 4.31. Over the past decade, Kyoto Financial Group's Cyclically Adjusted PS Ratio has ranged from 2.13 to 10.83. According to the industry distribution chart, Kyoto Financial Group ranks #1261 out of 1297 companies in the Banks industry, placing it in the top 97.2%.
Is Kyoto Financial Group's Cyclically Adjusted PS Ratio too high?
Kyoto Financial Group's current Cyclically Adjusted PS Ratio of 10.47 is 143% above median its 10-year median of 4.31. Over the past 10 years, this metric has ranged from a low of 2.13 to a high of 10.83. The Banks industry median Cyclically Adjusted PS Ratio is 3.41. Kyoto Financial Group's value of 10.47 is 207% above this industry median. Based on the distribution chart, Kyoto Financial Group ranks #1261 out of 1297 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Kyoto Financial Group has a GF Score™ of 67/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Kyoto Financial Group's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, Kyoto Financial Group ranks #1261 out of 1297 companies for Cyclically Adjusted PS Ratio. This places Kyoto Financial Group in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.41. Kyoto Financial Group's value of 10.47 is 207% above this benchmark. Historically, Kyoto Financial Group's own Cyclically Adjusted PS Ratio has ranged from 2.13 to 10.83 over the past decade. While the company's 10-year median is 4.31 vs. the industry median of 3.41, Kyoto Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.41, based on 1,297 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kyoto Financial Group's current Cyclically Adjusted PS Ratio of 10.47 is 207% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Kyoto Financial Group and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kyoto Financial Group's current Cyclically Adjusted PS Ratio is 10.47, which is 143% above median its own 10-year median of 4.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kyoto Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Kyoto Financial Group (TSE:5844) is currently considered Modestly Undervalued. The stock's GF Value™ is 円5,903.23, compared to a current price of 円4,936.00 — trading 16.4% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 10.47, which is 143% above median its 10-year median of 4.31 and 207% above the Banks industry median of 3.41. Kyoto Financial Group's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Kyoto Financial Group (TSE:5844), the current Cyclically Adjusted PS Ratio is 10.47 as of Aug. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kyoto Financial Group (TSE:5844) Overvalued in 2026?

Based on GuruFocus' analysis, Kyoto Financial Group stock appears to be undervalued. The current stock price of 円4,936.00 is trading 16.4% below its estimated GF Value™ of 円5,903.23. GuruFocus considers Kyoto Financial Group to be Modestly Undervalued.

Key valuation signals for TSE:5844:

  • Cyclically Adjusted PS Ratio: 10.47 (143% above median its 10-year median of 4.31)
  • GF Value™: 円5,903.23 vs. price of 円4,936.00 (16.4% below fair value)
  • GF Score™: 67/100 with 5 warning signs
  • Industry Position: 207% above the Banks median (#1261 of 1297)

No single metric tells the full story. See the TSE:5844 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kyoto Financial Group Business Description

Address 700 Yakushimaecho, Karasuma-dori Matsubaraagaru, Shimogyo-ku, Kyoto, JPN, 600-8652
Kyoto Financial Group Inc operates through its subsidiary Bank of Kyoto, which provides regional banking and other financial solutions. Its portfolio of offerings comprises savings accounts, investment trusts, deposits, mutual funds, credit and debit cards, and government bonds.
67GF Score

Get the complete analysis for TSE:5844

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円4,936.00
Price
円5,903.23
GF Value