Kyoto Financial Group (TSE:5844) PS Ratio: 4.32 (As of Aug. 28, 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:5844 Kyoto Financial Group Inc TSE:5844
67 GF Score
Price 円4,936.00
GF Value 円5,903.23
Valuation Modestly Undervalued
! 5 Warning Signs
View Full Analysis

What is Kyoto Financial Group PS Ratio?

Kyoto Financial Group TSE:5844 +1.48% 67 PS Ratio is 4.32 as of Aug. 28, 2026, which is 5% above its 10-year median of 4.11. GuruFocus rates TSE:5844 with a GF Score™ of 67/100 and a GF Value™ of 円5,903.23 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 1,511 Banks companies, Kyoto Financial Group ranks worse than 74.45% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Kyoto Financial Group's share price is 円4936.00. Kyoto Financial Group's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was 円1,141.83. Hence, Kyoto Financial Group's PS Ratio for today is 4.32.

The historical rank and industry rank for Kyoto Financial Group's PS Ratio or its related term are showing as below:

TSE:5844' s PS Ratio Range Over the Past 10 Years
Min: 1.88   Med: 4.11   Max: 8.58
Current: 4.32

During the past 13 years, Kyoto Financial Group's highest PS Ratio was 8.58. The lowest was 1.88. And the median was 4.11.

TSE:5844's PS Ratio is ranked worse than
74.45% of 1511 companies
in the Banks industry
Industry Median: 3.07 vs TSE:5844: 4.32

Kyoto Financial Group's Revenue per Sharefor the three months ended in Mar. 2026 was 円674.27. Its Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was 円1,141.83.

During the past 12 months, the average Revenue per Share Growth Rate of Kyoto Financial Group was 146.60% per year. During the past 3 years, the average Revenue per Share Growth Rate was 44.20% per year. During the past 5 years, the average Revenue per Share Growth Rate was 20.70% per year. During the past 10 years, the average Revenue per Share Growth Rate was 7.60% per year.

During the past 13 years, Kyoto Financial Group's highest 3-Year average Revenue per Share Growth Rate was 44.20% per year. The lowest was -4.50% per year. And the median was 1.50% per year.

Back to Basics: PS Ratio


Kyoto Financial Group  (TSE:5844) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Kyoto Financial Group PS Ratio Related Terms


Kyoto Financial Group PS Ratio Historical Data

* Premium members only.

The historical data trend for Kyoto Financial Group's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kyoto Financial Group PS Ratio Chart

Kyoto Financial Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.42 4.23 7.22 5.07 3.67

Kyoto Financial Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.68 6.27 6.57 3.67 0.00

Kyoto Financial Group PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Kyoto Financial Group's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kyoto Financial Group PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Kyoto Financial Group's PS Ratio distribution charts can be found below:

* The bar in red indicates where Kyoto Financial Group's PS Ratio falls into.


TSE:5844
67GF Score
Kyoto Financial Group Inc TSE:5844
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Kyoto Financial Group PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Kyoto Financial Group's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=4936.00/1141.832
=4.32

Kyoto Financial Group's Share Price of today is 円4936.00.
Kyoto Financial Group's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was 円1,141.83.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 4.32 mean?
Kyoto Financial Group (TSE:5844) has a PS Ratio of 4.32 as of Aug. 28, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Kyoto Financial Group and its competitors. This is near median its historical median of 4.11. Over the past decade, Kyoto Financial Group's PS Ratio has ranged from 1.88 to 8.58. According to the industry distribution chart, Kyoto Financial Group ranks #1125 out of 1511 companies in the Banks industry, placing it in the top 74.5%.
Is Kyoto Financial Group's PS Ratio too high?
Kyoto Financial Group's current PS Ratio of 4.32 is near median its 10-year median of 4.11. Over the past 10 years, this metric has ranged from a low of 1.88 to a high of 8.58. The Banks industry median PS Ratio is 3.07. Kyoto Financial Group's value of 4.32 is 40.7% above this industry median. Based on the distribution chart, Kyoto Financial Group ranks #1125 out of 1511 companies in the Banks industry, which is below the industry midpoint. Overall, Kyoto Financial Group has a GF Score™ of 67/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Kyoto Financial Group's PS Ratio compare to competitors?
According to the Banks industry distribution chart, Kyoto Financial Group ranks #1125 out of 1511 companies for PS Ratio. This places Kyoto Financial Group in the lower half of its industry. The industry median PS Ratio is 3.07. Kyoto Financial Group's value of 4.32 is 40.7% above this benchmark. Historically, Kyoto Financial Group's own PS Ratio has ranged from 1.88 to 8.58 over the past decade. While the company's 10-year median is 4.11 vs. the industry median of 3.07, Kyoto Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.07, based on 1,511 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kyoto Financial Group's current PS Ratio of 4.32 is 40.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Kyoto Financial Group and its competitors. For the Banks industry, the median PS Ratio is 3.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kyoto Financial Group's current PS Ratio is 4.32, which is near median its own 10-year median of 4.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kyoto Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Kyoto Financial Group (TSE:5844) is currently considered Modestly Undervalued. The stock's GF Value™ is 円5,903.23, compared to a current price of 円4,936.00 — trading 16.4% below its estimated fair value. The current PS Ratio is 4.32, which is near median its 10-year median of 4.11 and 40.7% above the Banks industry median of 3.07. Kyoto Financial Group's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Kyoto Financial Group (TSE:5844), the current PS Ratio is 4.32 as of Aug. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kyoto Financial Group (TSE:5844) Overvalued in 2026?

Based on GuruFocus' analysis, Kyoto Financial Group stock appears to be undervalued. The current stock price of 円4,936.00 is trading 16.4% below its estimated GF Value™ of 円5,903.23. GuruFocus considers Kyoto Financial Group to be Modestly Undervalued.

Key valuation signals for TSE:5844:

  • PS Ratio: 4.32 (near median its 10-year median of 4.11)
  • GF Value™: 円5,903.23 vs. price of 円4,936.00 (16.4% below fair value)
  • GF Score™: 67/100 with 5 warning signs
  • Industry Position: 40.7% above the Banks median (#1125 of 1511)

No single metric tells the full story. See the TSE:5844 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kyoto Financial Group Business Description

Address 700 Yakushimaecho, Karasuma-dori Matsubaraagaru, Shimogyo-ku, Kyoto, JPN, 600-8652
Kyoto Financial Group Inc operates through its subsidiary Bank of Kyoto, which provides regional banking and other financial solutions. Its portfolio of offerings comprises savings accounts, investment trusts, deposits, mutual funds, credit and debit cards, and government bonds.
67GF Score

Get the complete analysis for TSE:5844

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円4,936.00
Price
円5,903.23
GF Value