Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Kyoto Financial GroupTSE:5844 +0.86%60 Median PS Value is 円4,491.59 as of Jul. 14, 2026, which is 100% below its 10-year median of 1.05. GuruFocus rates TSE:5844 with a GF Score™ of 60/100 and a GF Value™ of 円5,864.47 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 1,043 Banks companies, Kyoto Financial Group ranks better than 57.91% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Kyoto Financial Group's Median PS Value or its related term are showing as below:
TSE:5844'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.81 Med: 1.05 Max: 1.88
Current: 1.05
During the past 13 years, the highest Price to Median PS Value of Kyoto Financial Group was 1.88. The lowest was 0.81. And the median was 1.05.
TSE:5844's Price-to-Median-PS-Value is ranked better than 57.91% of 1043
companies
in the Banks industry
Industry Median: 1.11
vs TSE:5844: 1.05
Kyoto Financial Group (TSE:5844) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Kyoto Financial Group's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
4700.00
/
4,491.59
=
1.05
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kyoto Financial Group Median PS Value Related Terms
Kyoto Financial Group Median PS Value Historical Data
* Premium members only.
The historical data trend for Kyoto Financial Group's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kyoto Financial Group Median PS Value Competitor Comparison
For the Banks - Regional subindustry, Kyoto Financial Group's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kyoto Financial Group Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Kyoto Financial Group's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Kyoto Financial Group's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 4.0691.
Kyoto Financial Group's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was 円1103.828.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kyoto Financial Group (TSE:5844) has a Median PS Value of 円4,491.59 as of Jul. 14, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Kyoto Financial Group and its competitors. This is 427670% above median its historical median of 1.05. Over the past decade, Kyoto Financial Group's Median PS Value has ranged from 0.81 to 1.88. According to the industry distribution chart, Kyoto Financial Group ranks #439 out of 1043 companies in the Banks industry, placing it in the top 42.1%.
Is Kyoto Financial Group's Median PS Value too high?
Kyoto Financial Group's current Median PS Value of 円4,491.59 is 427670% above median its 10-year median of 1.05. Over the past 10 years, this metric has ranged from a low of 0.81 to a high of 1.88. Based on the distribution chart, Kyoto Financial Group ranks #439 out of 1043 companies in the Banks industry, which is above the industry midpoint. Overall, Kyoto Financial Group has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Kyoto Financial Group's Median PS Value compare to competitors?
According to the Banks industry distribution chart, Kyoto Financial Group ranks #439 out of 1043 companies for Median PS Value. This puts Kyoto Financial Group in the upper half of its industry. The industry median Median PS Value is 1.11. Historically, Kyoto Financial Group's own Median PS Value has ranged from 0.81 to 1.88 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.11, based on 1,043 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Kyoto Financial Group and its competitors. For the Banks industry, the median Median PS Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kyoto Financial Group's current Median PS Value is 円4,491.59, which is 427670% above median its own 10-year median of 1.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kyoto Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Kyoto Financial Group (TSE:5844) is currently considered Modestly Undervalued. The stock's GF Value™ is 円5,864.47, compared to a current price of 円4,700.00 — trading 19.9% below its estimated fair value. The current Median PS Value is 円4,491.59, which is 427670% above median its 10-year median of 1.05. Kyoto Financial Group's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Kyoto Financial Group (TSE:5844), the current Median PS Value is 円4,491.59 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kyoto Financial Group (TSE:5844) Overvalued in 2026?
Based on GuruFocus' analysis, Kyoto Financial Group stock appears to be undervalued.
The current stock price of 円4,700.00 is trading 19.9% below its estimated GF Value™ of 円5,864.47.
GuruFocus considers Kyoto Financial Group to be Modestly Undervalued.
Key valuation signals for TSE:5844:
Median PS Value: 円4,491.59 (427670% above median its 10-year median of 1.05)
GF Value™: 円5,864.47 vs. price of 円4,700.00 (19.9% below fair value)
No single metric tells the full story. See the TSE:5844 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kyoto Financial Group Inc operates through its subsidiary Bank of Kyoto, which provides regional banking and other financial solutions. Its portfolio of offerings comprises savings accounts, investment trusts, deposits, mutual funds, credit and debit cards, and government bonds.
60GF Score
Get the complete analysis for TSE:5844
Median PS Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
TSE:5844 has been successfully added to your 
