Kyoto Financial Group (TSE:5844) Dividend Payout Ratio: 0.20 (As of Mar. 2026) — 20% Below Median

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Kyoto Financial Group Inc TSE:5844

60 GF Score

Price 円4,700.00

GF Value 円5,864.47

Valuation Modestly Undervalued

6 Warning Signs

View Full Analysis

What is Kyoto Financial Group Dividend Payout Ratio?

Kyoto Financial Group TSE:5844 +0.86% 60 Dividend Payout Ratio is 0.20 as of Mar. 2026, which is 20% below its 10-year median of 0.25. GuruFocus rates TSE:5844 with a GF Score™ of 60/100 and a GF Value™ of 円5,864.47 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 1,175 Banks companies, Kyoto Financial Group ranks better than 70.38% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Kyoto Financial Group's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.20.

The historical rank and industry rank for Kyoto Financial Group's Dividend Payout Ratio or its related term are showing as below:

TSE:5844' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.14 Med: 0.25 Max: 0.48
Current: 0.24

During the past 13 years, the highest Dividend Payout Ratio of Kyoto Financial Group was 0.48. The lowest was 0.14. And the median was 0.25.

TSE:5844's Dividend Payout Ratio is ranked better than
70.38% of 1175 companies
in the Banks industry
Industry Median: 0.32 vs TSE:5844: 0.24

As of today (2026-07-14), the Dividend Yield % of Kyoto Financial Group is 1.72%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Kyoto Financial Group was 3.02%. The lowest was 0.81%. And the median was 1.48%.

Kyoto Financial Group's Dividends per Share for the months ended in Mar. 2026 was 円40.00.

During the past 12 months, Kyoto Financial Group's average Dividends Per Share Growth Rate was 33.30% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 31.70% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 38.00% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 18.90% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Kyoto Financial Group was 38.70% per year. The lowest was 0.00% per year. And the median was 3.20% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Kyoto Financial Group (TSE:5844) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Kyoto Financial Group Dividend Payout Ratio Related Terms

Kyoto Financial Group Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Kyoto Financial Group's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kyoto Financial Group Dividend Payout Ratio Chart

Kyoto Financial Group Annual Data

Trend

Mar17

Mar18

Mar19

Mar20

Mar21

Mar22

Mar23

Mar24

Mar25

Mar26

Dividend Payout Ratio

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0.34

0.38

0.48

0.24

Kyoto Financial Group Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
Dividend Payout Ratio	Get a 7-Day Free Trial															2.10	0.00	0.82	0.00	0.20

Kyoto Financial Group Dividend Payout Ratio Competitor Comparison

For the Banks - Regional subindustry, Kyoto Financial Group's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Kyoto Financial Group Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Kyoto Financial Group's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Kyoto Financial Group's Dividend Payout Ratio falls into.

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60GF Score

Kyoto Financial Group Inc TSE:5844

Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.

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Kyoto Financial Group Dividend Payout Ratio Calculation

Kyoto Financial Group's Dividend Payout Ratio for the fiscal year that ended in Mar. 2026 is calculated as

Dividend Payout Ratio	=	Dividends per Share (A: Mar. 2026 )	/	EPS without NRI (A: Mar. 2026 )
	=	80	/	339.967
	=	0.24

Kyoto Financial Group's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio	=	Dividends per Share (Q: Mar. 2026 )	/	EPS without NRI (Q: Mar. 2026 )
	=	40	/	202.344
	=	0.20

Frequently Asked Questions Learn more about Dividend Payout Ratio →

What does a Dividend Payout Ratio of 0.20 mean?

Kyoto Financial Group (TSE:5844) has a Dividend Payout Ratio of 0.20 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Kyoto Financial Group and its competitors. This is 20% below median its historical median of 0.25. Over the past decade, Kyoto Financial Group's Dividend Payout Ratio has ranged from 0.14 to 0.48. According to the industry distribution chart, Kyoto Financial Group ranks #348 out of 1175 companies in the Banks industry, placing it in the top 29.6%.

Is Kyoto Financial Group's Dividend Payout Ratio too high?

Kyoto Financial Group's current Dividend Payout Ratio of 0.20 is 20% below median its 10-year median of 0.25. Over the past 10 years, this metric has ranged from a low of 0.14 to a high of 0.48. The Banks industry median Dividend Payout Ratio is 0.32. Kyoto Financial Group's value of 0.20 is 37.5% below this industry median. Based on the distribution chart, Kyoto Financial Group ranks #348 out of 1175 companies in the Banks industry, which is above the industry midpoint. Overall, Kyoto Financial Group has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.

How does Kyoto Financial Group's Dividend Payout Ratio compare to competitors?

According to the Banks industry distribution chart, Kyoto Financial Group ranks #348 out of 1175 companies for Dividend Payout Ratio. This puts Kyoto Financial Group in the upper half of its industry. The industry median Dividend Payout Ratio is 0.32. Kyoto Financial Group's value of 0.20 is 37.5% below this benchmark. Historically, Kyoto Financial Group's own Dividend Payout Ratio has ranged from 0.14 to 0.48 over the past decade. While the company's 10-year median is 0.25 vs. the industry median of 0.32, Kyoto Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Dividend Payout Ratio for a Banks company?

The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,175 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kyoto Financial Group's current Dividend Payout Ratio of 0.20 is 37.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Dividend Payout Ratio mean?

A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Kyoto Financial Group and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kyoto Financial Group's current Dividend Payout Ratio is 0.20, which is 20% below median its own 10-year median of 0.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Kyoto Financial Group stock overvalued right now?

Based on GuruFocus' analysis, Kyoto Financial Group (TSE:5844) is currently considered Modestly Undervalued. The stock's GF Value™ is 円5,864.47, compared to a current price of 円4,700.00 — trading 19.9% below its estimated fair value. The current Dividend Payout Ratio is 0.20, which is 20% below median its 10-year median of 0.25 and 37.5% below the Banks industry median of 0.32. Kyoto Financial Group's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Dividend Payout Ratio calculated?

Dividend Payout Ratio is calculated from a company's financial statements. For Kyoto Financial Group (TSE:5844), the current Dividend Payout Ratio is 0.20 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kyoto Financial Group (TSE:5844) Overvalued in 2026?

Based on GuruFocus' analysis, Kyoto Financial Group stock appears to be undervalued. The current stock price of 円4,700.00 is trading 19.9% below its estimated GF Value™ of 円5,864.47. GuruFocus considers Kyoto Financial Group to be Modestly Undervalued.

Key valuation signals for TSE:5844:

Dividend Payout Ratio: 0.20 (20% below median its 10-year median of 0.25)
GF Value™: 円5,864.47 vs. price of 円4,700.00 (19.9% below fair value)
GF Score™: 60/100 with 6 warning signs
Industry Position: 37.5% below the Banks median (#348 of 1175)

No single metric tells the full story. See the TSE:5844 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Kyoto Financial Group Business Description

Industry Financial Services Banks

Comparable Companies TSE:8354 TSE:8303 TSE:7167 TSE:8359 TSE:5831 TSE:8421 TSE:5830 TSE:8334 TSE:5838 TSE:8331 SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN

Address 700 Yakushimaecho, Karasuma-dori Matsubaraagaru, Shimogyo-ku, Kyoto, JPN, 600-8652

Website https://www.kyoto-fg.co.jp

Kyoto Financial Group Inc operates through its subsidiary Bank of Kyoto, which provides regional banking and other financial solutions. Its portfolio of offerings comprises savings accounts, investment trusts, deposits, mutual funds, credit and debit cards, and government bonds.

60GF Score

Get the complete analysis for TSE:5844

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円4,700.00

Price

円5,864.47

GF Value

View TSE:5844 Analysis

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