Creditison Co (TSE:8253) Cyclically Adjusted PS Ratio: 1.70 (As of Aug. 02, 2026) — 70% Above Median

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TSE:8253 Credit Saison Co Ltd TSE:8253
86 GF Score
Price 円4,551.00
GF Value 円4,476.08
Valuation Fairly Valued
! 7 Warning Signs
View Full Analysis

What is Creditison Co Cyclically Adjusted PS Ratio?

Creditison Co TSE:8253 -0.63% 86 Cyclically Adjusted PS Ratio is 1.70 as of Aug. 02, 2026, which is 70% above its 10-year median of 1.00. GuruFocus rates TSE:8253 with a GF Score™ of 86/100 and a GF Value™ of 円4,476.08 (Fairly Valued). The stock has 7 warning signs investors should review. Among 422 Credit Services companies, Creditison Co ranks better than 65.17% on this metric.

As of today (2026-08-02), Creditison Co's current share price is 円4551.00. Creditison Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Dec. 2025 was 円2,673.49. Creditison Co's Cyclically Adjusted PS Ratio for today is 1.70.

The historical rank and industry rank for Creditison Co's Cyclically Adjusted PS Ratio or its related term are showing as below:

TSE:8253' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.54   Med: 1   Max: 1.78
Current: 1.72

During the past years, Creditison Co's highest Cyclically Adjusted PS Ratio was 1.78. The lowest was 0.54. And the median was 1.00.

TSE:8253's Cyclically Adjusted PS Ratio is ranked better than
65.17% of 422 companies
in the Credit Services industry
Industry Median: 3.1 vs TSE:8253: 1.72

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Creditison Co's adjusted revenue per share data for the three months ended in Dec. 2025 was 円1,019.957. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is 円2,673.49 for the trailing ten years ended in Dec. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Creditison Co  (TSE:8253) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Creditison Co Cyclically Adjusted PS Ratio Related Terms


Creditison Co Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Creditison Co's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Creditison Co Cyclically Adjusted PS Ratio Chart

Creditison Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.68 0.81 1.42 1.42 0.00

Creditison Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.42 1.54 1.52 1.57 0.00

TSE:8253 vs V, MA, AXP: Cyclically Adjusted PS Ratio Comparison

For the Credit Services subindustry, Creditison Co's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Creditison Co Cyclically Adjusted PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Creditison Co's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Creditison Co's Cyclically Adjusted PS Ratio falls into.


TSE:8253
86GF Score
Credit Saison Co Ltd TSE:8253
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Creditison Co Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Creditison Co's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=4551.00/2673.49
=1.70

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Creditison Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Dec. 2025 is calculated as:

For example, Creditison Co's adjusted Revenue per Share data for the three months ended in Dec. 2025 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec. 2025 (Change)*Current CPI (Dec. 2025)
=1019.957/113.0000*113.0000
=1,019.957

Current CPI (Dec. 2025) = 113.0000.

Creditison Co Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201603 398.355 97.900 459.797
201606 413.598 98.100 476.418
201609 426.655 98.000 491.959
201612 433.540 98.400 497.866
201703 427.747 98.100 492.716
201706 441.356 98.500 506.327
201709 448.896 98.800 513.413
201712 459.488 99.400 522.356
201803 844.124 99.200 961.553
201806 553.333 99.200 630.309
201809 569.160 99.900 643.795
201812 588.378 99.700 666.868
201903 565.682 99.700 641.144
201906 580.967 99.800 657.808
201909 681.402 100.100 769.215
201912 631.802 100.500 710.384
202003 596.910 100.300 672.491
202006 498.051 99.900 563.361
202009 531.429 99.900 601.116
202012 537.376 99.300 611.515
202103 515.464 99.900 583.057
202106 587.279 99.500 666.960
202109 606.730 100.100 684.920
202112 594.766 100.100 671.414
202203 533.546 101.100 596.347
202206 587.600 101.800 652.248
202209 598.094 103.100 655.525
202212 665.863 104.100 722.791
202303 594.189 104.400 643.136
202306 633.192 105.200 680.140
202309 670.346 106.200 713.268
202312 644.330 106.800 681.735
202403 662.043 107.200 697.862
202406 710.758 108.200 742.289
202409 681.424 108.900 707.079
202412 900.338 110.700 919.044
202503 789.561 111.100 803.064
202506 830.740 111.700 840.408
202509 954.764 112.000 963.289
202512 1,019.957 113.000 1,019.957

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 1.70 mean?
Creditison Co (TSE:8253) has a Cyclically Adjusted PS Ratio of 1.70 as of Aug. 02, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Creditison Co and its competitors. This is 70% above median its historical median of 1.00. Over the past decade, Creditison Co's Cyclically Adjusted PS Ratio has ranged from 0.54 to 1.78. According to the industry distribution chart, Creditison Co ranks #147 out of 422 companies in the Credit Services industry, placing it in the top 34.8%.
Is Creditison Co's Cyclically Adjusted PS Ratio too high?
Creditison Co's current Cyclically Adjusted PS Ratio of 1.70 is 70% above median its 10-year median of 1.00. Over the past 10 years, this metric has ranged from a low of 0.54 to a high of 1.78. The Credit Services industry median Cyclically Adjusted PS Ratio is 3.10. Creditison Co's value of 1.70 is 45.2% below this industry median. Based on the distribution chart, Creditison Co ranks #147 out of 422 companies in the Credit Services industry, which is above the industry midpoint. Overall, Creditison Co has a GF Score™ of 86/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Creditison Co's Cyclically Adjusted PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Creditison Co ranks #147 out of 422 companies for Cyclically Adjusted PS Ratio. This puts Creditison Co in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.10. Creditison Co's value of 1.70 is 45.2% below this benchmark. Historically, Creditison Co's own Cyclically Adjusted PS Ratio has ranged from 0.54 to 1.78 over the past decade. While the company's 10-year median is 1.00 vs. the industry median of 3.10, Creditison Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Credit Services company?
The median Cyclically Adjusted PS Ratio among Credit Services companies is 3.10, based on 422 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Creditison Co's current Cyclically Adjusted PS Ratio of 1.70 is 45.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Creditison Co and its competitors. For the Credit Services industry, the median Cyclically Adjusted PS Ratio is 3.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Creditison Co's current Cyclically Adjusted PS Ratio is 1.70, which is 70% above median its own 10-year median of 1.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Creditison Co stock overvalued right now?
Based on GuruFocus' analysis, Creditison Co (TSE:8253) is currently considered Fairly Valued. The stock's GF Value™ is 円4,476.08, compared to a current price of 円4,551.00 — trading 1.7% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 1.70, which is 70% above median its 10-year median of 1.00 and 45.2% below the Credit Services industry median of 3.10. Creditison Co's overall GF Score™ is 86/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Creditison Co (TSE:8253), the current Cyclically Adjusted PS Ratio is 1.70 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Creditison Co (TSE:8253) Overvalued in 2026?

Based on GuruFocus' analysis, Creditison Co stock appears to be overvalued. The current stock price of 円4,551.00 is trading 1.7% above its estimated GF Value™ of 円4,476.08. GuruFocus considers Creditison Co to be Fairly Valued.

Key valuation signals for TSE:8253:

  • Cyclically Adjusted PS Ratio: 1.70 (70% above median its 10-year median of 1.00)
  • GF Value™: 円4,476.08 vs. price of 円4,551.00 (1.7% above fair value)
  • GF Score™: 86/100 with 7 warning signs
  • Industry Position: 45.2% below the Credit Services median (#147 of 422)

No single metric tells the full story. See the TSE:8253 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Creditison Co Business Description

Other Exchanges QC9:Germany
Address 1-1 Higashi-Ikebukuro 3-chome, Sunshine 60 Building, Toshima-ku, Tokyo, JPN, 170-6073
Credit Saison Co Ltd is a Japan-based financial services company. The company operates its business through six segments. The Entertainment segment runs amusement parks. The Finance segment covers credit guarantees and related services. The Global segment engages in lending and investments. The Leasing segment focuses on office equipment. The Payment segment centers on credit cards and related services, and the Real Estate segment includes property development and leasing activities. It generates the majority of its revenue from the Payment business segment.
86GF Score

Get the complete analysis for TSE:8253

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円4,551.00
Price
円4,476.08
GF Value