Creditison Co (TSE:8253) E10: 円302.03 (As of Dec. 2025)

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TSE:8253 Credit Saison Co Ltd TSE:8253
86 GF Score
Price 円4,551.00
GF Value 円4,476.08
Valuation Fairly Valued
! 7 Warning Signs
View Full Analysis

What is Creditison Co E10?

Creditison Co TSE:8253 -0.63% 86 E10 is 円302.03 as of Dec. 2025. GuruFocus rates TSE:8253 with a GF Score™ of 86/100 and a GF Value™ of 円4,476.08 (Fairly Valued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Creditison Co's adjusted earnings per share data for the three months ended in Dec. 2025 was 円148.130. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is 円302.03 for the trailing ten years ended in Dec. 2025.

During the past 12 months, Creditison Co's average E10 Growth Rate was -100.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Creditison Co was 26.00% per year. The lowest was 8.10% per year. And the median was 13.40% per year.

As of today (2026-08-02), Creditison Co's current stock price is 円4551.00. Creditison Co's E10 for the quarter that ended in Dec. 2025 was 円302.03. Creditison Co's Shiller PE Ratio of today is 15.07.

During the past 13 years, the highest Shiller PE Ratio of Creditison Co was 29.60. The lowest was 6.35. And the median was 11.93.


Creditison Co  (TSE:8253) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Creditison Co's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=4551.00/302.03
=15.07

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Creditison Co was 29.60. The lowest was 6.35. And the median was 11.93.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Creditison Co E10 Related Terms


Creditison Co E10 Historical Data

* Premium members only.

The historical data trend for Creditison Co's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Creditison Co E10 Chart

Creditison Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 186.02 200.57 235.97 279.50 0.00

Creditison Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 279.50 284.13 286.20 302.03 0.00

TSE:8253 vs V, MA, AXP: E10 Comparison

For the Credit Services subindustry, Creditison Co's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Creditison Co Shiller PE Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Creditison Co's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Creditison Co's Shiller PE Ratio falls into.


TSE:8253
86GF Score
Credit Saison Co Ltd TSE:8253
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Creditison Co E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Creditison Co's adjusted earnings per share data for the three months ended in Dec. 2025 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Dec. 2025 (Change)*Current CPI (Dec. 2025)
=148.13/113.0000*113.0000
=148.130

Current CPI (Dec. 2025) = 113.0000.

Creditison Co Quarterly Data

per share eps CPI Adj_EPS
201603 4.176 97.900 4.820
201606 68.620 98.100 79.042
201609 104.310 98.000 120.276
201612 51.800 98.400 59.486
201703 33.670 98.100 38.784
201706 132.520 98.500 152.028
201709 63.460 98.800 72.581
201712 16.139 99.400 18.347
201803 23.270 99.200 26.507
201806 66.876 99.200 76.179
201809 46.800 99.900 52.937
201812 57.166 99.700 64.792
201903 15.390 99.700 17.443
201906 60.670 99.800 68.694
201909 54.440 100.100 61.456
201912 97.270 100.500 109.368
202003 -69.250 100.300 -78.018
202006 71.870 99.900 81.294
202009 58.500 99.900 66.171
202012 83.170 99.300 94.645
202103 17.480 99.900 19.772
202106 71.880 99.500 81.633
202109 65.970 100.100 74.472
202112 92.070 100.100 103.935
202203 -3.800 101.100 -4.247
202206 96.950 101.800 107.616
202209 78.690 103.100 86.246
202212 113.500 104.100 123.204
202303 -10.680 104.400 -11.560
202306 108.390 105.200 116.427
202309 167.440 106.200 178.161
202312 110.490 106.800 116.904
202403 66.170 107.200 69.750
202406 102.040 108.200 106.567
202409 74.800 108.900 77.616
202412 185.280 110.700 189.130
202503 60.070 111.100 61.097
202506 108.850 111.700 110.117
202509 77.790 112.000 78.485
202512 148.130 113.000 148.130

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of 円302.03 mean?
Creditison Co (TSE:8253) has a E10 of 円302.03 as of Dec. 2025. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Creditison Co and its competitors.
Is Creditison Co's E10 too high?
Creditison Co's current E10 is 円302.03. Overall, Creditison Co has a GF Score™ of 86/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Creditison Co's E10 compare to V and MA?
Creditison Co's E10 of 円302.03 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Credit Services company?
A good E10 depends on the Credit Services industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Creditison Co and its competitors. Creditison Co's current E10 is 円302.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Creditison Co stock overvalued right now?
Based on GuruFocus' analysis, Creditison Co (TSE:8253) is currently considered Fairly Valued. The stock's GF Value™ is 円4,476.08, compared to a current price of 円4,551.00 — trading 1.7% above its estimated fair value. The current E10 is 円302.03. Creditison Co's overall GF Score™ is 86/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Creditison Co (TSE:8253), the current E10 is 円302.03 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Creditison Co (TSE:8253) Overvalued in 2026?

Based on GuruFocus' analysis, Creditison Co stock appears to be overvalued. The current stock price of 円4,551.00 is trading 1.7% above its estimated GF Value™ of 円4,476.08. GuruFocus considers Creditison Co to be Fairly Valued.

Key valuation signals for TSE:8253:

  • E10: 円302.03
  • GF Value™: 円4,476.08 vs. price of 円4,551.00 (1.7% above fair value)
  • GF Score™: 86/100 with 7 warning signs

No single metric tells the full story. See the TSE:8253 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Creditison Co Business Description

Other Exchanges QC9:Germany
Address 1-1 Higashi-Ikebukuro 3-chome, Sunshine 60 Building, Toshima-ku, Tokyo, JPN, 170-6073
Credit Saison Co Ltd is a Japan-based financial services company. The company operates its business through six segments. The Entertainment segment runs amusement parks. The Finance segment covers credit guarantees and related services. The Global segment engages in lending and investments. The Leasing segment focuses on office equipment. The Payment segment centers on credit cards and related services, and the Real Estate segment includes property development and leasing activities. It generates the majority of its revenue from the Payment business segment.
86GF Score

Get the complete analysis for TSE:8253

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円4,551.00
Price
円4,476.08
GF Value