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Creditison CoTSE:8253 -0.63%86 Days Payable is 1,093.00 as of Dec. 2025, which is 30% below its 10-year median of 1,554.65. GuruFocus rates TSE:8253 with a GF Score™ of 86/100 and a GF Value™ of 円4,476.08 (Fairly Valued). The stock has 7 warning signs investors should review. Among 302 Credit Services companies, Creditison Co ranks better than 93.71% on this metric.
The historical data trend for Creditison Co's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Creditison Co's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Creditison Co Days Payable vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Creditison Co's Days Payable distribution charts can be found below:
* The bar in red indicates where Creditison Co's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Creditison Co's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Creditison Co (TSE:8253) has a Days Payable of 1,093.00 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Creditison Co and its competitors. This is 30% below median its historical median of 1,554.65. Over the past decade, Creditison Co's Days Payable has ranged from 1,162.00 to 7,879.52. According to the industry distribution chart, Creditison Co ranks #19 out of 302 companies in the Credit Services industry, placing it in the top 6.3%.
Is Creditison Co's Days Payable too high?
Creditison Co's current Days Payable of 1,093.00 is 30% below median its 10-year median of 1,554.65. Over the past 10 years, this metric has ranged from a low of 1,162.00 to a high of 7,879.52. The Credit Services industry median Days Payable is 33.46. Creditison Co's value of 1,093.00 is 3167.1% above this industry median. Based on the distribution chart, Creditison Co ranks #19 out of 302 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Creditison Co has a GF Score™ of 86/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Creditison Co's Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, Creditison Co ranks #19 out of 302 companies for Days Payable. This places Creditison Co in the top 6% of its industry — outperforming the majority of peers. The industry median Days Payable is 33.46. Creditison Co's value of 1,093.00 is 3167.1% above this benchmark. Historically, Creditison Co's own Days Payable has ranged from 1,162.00 to 7,879.52 over the past decade. While the company's 10-year median is 1,554.65 vs. the industry median of 33.46, Creditison Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.46, based on 302 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Creditison Co's current Days Payable of 1,093.00 is 3167.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Creditison Co and its competitors. For the Credit Services industry, the median Days Payable is 33.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Creditison Co's current Days Payable is 1,093.00, which is 30% below median its own 10-year median of 1,554.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Creditison Co stock overvalued right now?
Based on GuruFocus' analysis, Creditison Co (TSE:8253) is currently considered Fairly Valued. The stock's GF Value™ is 円4,476.08, compared to a current price of 円4,551.00 — trading 1.7% above its estimated fair value. The current Days Payable is 1,093.00, which is 30% below median its 10-year median of 1,554.65 and 3167.1% above the Credit Services industry median of 33.46. Creditison Co's overall GF Score™ is 86/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Creditison Co (TSE:8253), the current Days Payable is 1,093.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Creditison Co (TSE:8253) Overvalued in 2026?
Based on GuruFocus' analysis, Creditison Co stock appears to be overvalued.
The current stock price of 円4,551.00 is trading 1.7% above its estimated GF Value™ of 円4,476.08.
GuruFocus considers Creditison Co to be Fairly Valued.
Key valuation signals for TSE:8253:
Days Payable: 1,093.00 (30% below median its 10-year median of 1,554.65)
GF Value™: 円4,476.08 vs. price of 円4,551.00 (1.7% above fair value)
Industry Position: 3167.1% above the Credit Services median (#19 of 302)
No single metric tells the full story. See the TSE:8253 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credit Saison Co Ltd is a Japan-based financial services company. The company operates its business through six segments. The Entertainment segment runs amusement parks. The Finance segment covers credit guarantees and related services. The Global segment engages in lending and investments. The Leasing segment focuses on office equipment. The Payment segment centers on credit cards and related services, and the Real Estate segment includes property development and leasing activities. It generates the majority of its revenue from the Payment business segment.
86GF Score
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