Yamaguchi Financial Group (TSE:8418) Cyclically Adjusted PS Ratio: 4.74 (As of Sep. 07, 2026) — 180% Above Median

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TSE:8418 Yamaguchi Financial Group Inc TSE:8418
70 GF Score
Price 円3,226.00
GF Value 円2,930.95
Valuation Fairly Valued
! 6 Warning Signs
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What is Yamaguchi Financial Group Cyclically Adjusted PS Ratio?

Yamaguchi Financial Group TSE:8418 +0.06% 70 Cyclically Adjusted PS Ratio is 4.74 as of Sep. 07, 2026, which is 180% above its 10-year median of 1.69. GuruFocus rates TSE:8418 with a GF Score™ of 70/100 and a GF Value™ of 円2,930.95 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,304 Banks companies, Yamaguchi Financial Group ranks worse than 73.93% on this metric.

As of today (2026-09-07), Yamaguchi Financial Group's current share price is 円3226.00. Yamaguchi Financial Group's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was 円680.58. Yamaguchi Financial Group's Cyclically Adjusted PS Ratio for today is 4.74.

The historical rank and industry rank for Yamaguchi Financial Group's Cyclically Adjusted PS Ratio or its related term are showing as below:

TSE:8418' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.87   Med: 1.69   Max: 4.74
Current: 4.74

During the past years, Yamaguchi Financial Group's highest Cyclically Adjusted PS Ratio was 4.74. The lowest was 0.87. And the median was 1.69.

TSE:8418's Cyclically Adjusted PS Ratio is ranked worse than
73.93% of 1304 companies
in the Banks industry
Industry Median: 3.45 vs TSE:8418: 4.74

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Yamaguchi Financial Group's adjusted revenue per share data for the three months ended in Mar. 2026 was 円341.455. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is 円680.58 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Yamaguchi Financial Group  (TSE:8418) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Yamaguchi Financial Group Cyclically Adjusted PS Ratio Related Terms


Yamaguchi Financial Group Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Yamaguchi Financial Group's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Yamaguchi Financial Group Cyclically Adjusted PS Ratio Chart

Yamaguchi Financial Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.24 1.43 2.64 2.79 3.54

Yamaguchi Financial Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.44 2.80 3.21 3.54 0.00

Yamaguchi Financial Group Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Yamaguchi Financial Group's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Yamaguchi Financial Group Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Yamaguchi Financial Group's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Yamaguchi Financial Group's Cyclically Adjusted PS Ratio falls into.


TSE:8418
70GF Score
Yamaguchi Financial Group Inc TSE:8418
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Yamaguchi Financial Group Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Yamaguchi Financial Group's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=3226.00/680.58
=4.74

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Yamaguchi Financial Group's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Yamaguchi Financial Group's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=341.455/112.7000*112.7000
=341.455

Current CPI (Mar. 2026) = 112.7000.

Yamaguchi Financial Group Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 142.386 98.100 163.577
201609 117.142 98.000 134.713
201612 123.804 98.400 141.796
201703 107.756 98.100 123.793
201706 126.336 98.500 144.549
201709 121.510 98.800 138.605
201712 122.488 99.400 138.877
201803 117.388 99.200 133.363
201806 129.651 99.200 147.295
201809 129.695 99.900 146.313
201812 121.679 99.700 137.545
201903 133.046 99.700 150.394
201906 136.354 99.800 153.979
201909 145.765 100.100 164.113
201912 132.405 100.500 148.478
202003 162.218 100.300 182.273
202006 129.248 99.900 145.808
202009 135.996 99.900 153.421
202012 154.816 99.300 175.708
202103 251.423 99.900 283.637
202106 135.978 99.500 154.017
202109 136.871 100.100 154.100
202112 139.043 100.100 156.545
202203 128.524 101.100 143.271
202206 142.071 101.800 157.283
202209 137.817 103.100 150.650
202212 136.659 104.100 147.949
202303 150.050 104.400 161.979
202306 153.804 105.200 164.769
202309 147.758 106.200 156.802
202312 174.520 106.800 184.161
202403 169.387 107.200 178.078
202406 214.665 108.200 223.593
202409 194.561 108.900 201.350
202412 185.120 110.700 188.465
202503 186.727 111.100 189.416
202506 191.719 111.700 193.435
202509 190.183 112.000 191.372
202512 259.560 113.000 258.871
202603 341.455 112.700 341.455

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 4.74 mean?
Yamaguchi Financial Group (TSE:8418) has a Cyclically Adjusted PS Ratio of 4.74 as of Sep. 07, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Yamaguchi Financial Group and its competitors. This is 180% above median its historical median of 1.69. Over the past decade, Yamaguchi Financial Group's Cyclically Adjusted PS Ratio has ranged from 0.87 to 4.74. According to the industry distribution chart, Yamaguchi Financial Group ranks #964 out of 1304 companies in the Banks industry, placing it in the top 73.9%.
Is Yamaguchi Financial Group's Cyclically Adjusted PS Ratio too high?
Yamaguchi Financial Group's current Cyclically Adjusted PS Ratio of 4.74 is 180% above median its 10-year median of 1.69. Over the past 10 years, this metric has ranged from a low of 0.87 to a high of 4.74. The Banks industry median Cyclically Adjusted PS Ratio is 3.45. Yamaguchi Financial Group's value of 4.74 is 37.4% above this industry median. Based on the distribution chart, Yamaguchi Financial Group ranks #964 out of 1304 companies in the Banks industry, which is below the industry midpoint. Overall, Yamaguchi Financial Group has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Yamaguchi Financial Group's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, Yamaguchi Financial Group ranks #964 out of 1304 companies for Cyclically Adjusted PS Ratio. This places Yamaguchi Financial Group in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.45. Yamaguchi Financial Group's value of 4.74 is 37.4% above this benchmark. Historically, Yamaguchi Financial Group's own Cyclically Adjusted PS Ratio has ranged from 0.87 to 4.74 over the past decade. While the company's 10-year median is 1.69 vs. the industry median of 3.45, Yamaguchi Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.45, based on 1,304 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Yamaguchi Financial Group's current Cyclically Adjusted PS Ratio of 4.74 is 37.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Yamaguchi Financial Group and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yamaguchi Financial Group's current Cyclically Adjusted PS Ratio is 4.74, which is 180% above median its own 10-year median of 1.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yamaguchi Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Yamaguchi Financial Group (TSE:8418) is currently considered Fairly Valued. The stock's GF Value™ is 円2,930.95, compared to a current price of 円3,226.00 — trading 10.1% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 4.74, which is 180% above median its 10-year median of 1.69 and 37.4% above the Banks industry median of 3.45. Yamaguchi Financial Group's overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Yamaguchi Financial Group (TSE:8418), the current Cyclically Adjusted PS Ratio is 4.74 as of Sep. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Yamaguchi Financial Group (TSE:8418) Overvalued in 2026?

Based on GuruFocus' analysis, Yamaguchi Financial Group stock appears to be overvalued. The current stock price of 円3,226.00 is trading 10.1% above its estimated GF Value™ of 円2,930.95. GuruFocus considers Yamaguchi Financial Group to be Fairly Valued.

Key valuation signals for TSE:8418:

  • Cyclically Adjusted PS Ratio: 4.74 (180% above median its 10-year median of 1.69)
  • GF Value™: 円2,930.95 vs. price of 円3,226.00 (10.1% above fair value)
  • GF Score™: 70/100 with 6 warning signs
  • Industry Position: 37.4% above the Banks median (#964 of 1304)

No single metric tells the full story. See the TSE:8418 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Yamaguchi Financial Group Business Description

Other Exchanges 5FW:Germany
Address 4-2-36 Takezakicho, Yamaguchi Prefecture, Shimonoseki, JPN, 750-8603
Yamaguchi Financial Group Inc is a Japan-based holding company that is principally engaged in providing financial products and services, such as deposits, loans, leasing, foreign exchange transactions, securities business, credit card business, and others. The company operates through a number of subsidiaries, such as Yamaguchi Bank, Momiji Bank, Kitakyushu Bank, and YM Securities. The company's business operations are concentrated within a branch network in Japan, and the firm generates the majority of its income from the domestic market. The company also has a business presence in overseas markets, such as mainland China and Hong Kong.
70GF Score

Get the complete analysis for TSE:8418

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円3,226.00
Price
円2,930.95
GF Value