Yamaguchi Financial Group (TSE:8418) Margin of Safety % (DCF FCF Based): N/A (As of Jul. 21, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:8418 Yamaguchi Financial Group Inc TSE:8418
70 GF Score
Price 円3,048.00
GF Value 円2,731.70
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Yamaguchi Financial Group Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-07-21), Yamaguchi Financial Group's Predictability Rank is 3.5-Stars. Yamaguchi Financial Group's intrinsic value calculated from the Discounted FCF model is 円5769.42 and current share price is 円3048.00. Consequently,

Yamaguchi Financial Group's Margin of Safety % (DCF FCF Based) using Discounted FCF model is N/A.

Yamaguchi Financial Group Margin of Safety % (DCF FCF Based) Competitor Comparison

For the Banks - Regional subindustry, Yamaguchi Financial Group's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Yamaguchi Financial Group Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, Yamaguchi Financial Group's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Yamaguchi Financial Group's Margin of Safety % (DCF FCF Based) falls into.


TSE:8418
70GF Score
Yamaguchi Financial Group Inc TSE:8418
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Yamaguchi Financial Group Margin of Safety % (DCF FCF Based) Calculation

Yamaguchi Financial Group's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(-16543.02-3048.00)/-16543.02
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

Is Yamaguchi Financial Group (TSE:8418) Overvalued in 2026?

Based on GuruFocus' analysis, Yamaguchi Financial Group stock appears to be overvalued. The current stock price of 円3,048.00 is trading 11.6% above its estimated GF Value™ of 円2,731.70. GuruFocus considers Yamaguchi Financial Group to be Modestly Overvalued.

Key valuation signals for TSE:8418:

  • Margin of Safety % (DCF FCF Based): N/A
  • GF Value™: 円2,731.70 vs. price of 円3,048.00 (11.6% above fair value)
  • GF Score™: 70/100 with 5 warning signs

No single metric tells the full story. See the TSE:8418 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Yamaguchi Financial Group Business Description

Address 4-2-36 Takezakicho, Yamaguchi Prefecture, Shimonoseki, JPN, 750-8603
Yamaguchi Financial Group Inc is a Japan-based holding company that is principally engaged in providing financial products and services, such as deposits, loans, leasing, foreign exchange transactions, securities business, credit card business, and others. The company operates through a number of subsidiaries, such as Yamaguchi Bank, Momiji Bank, Kitakyushu Bank, and YM Securities. The company's business operations are concentrated within a branch network in Japan, and the firm generates the majority of its income from the domestic market. The company also has a business presence in overseas markets, such as mainland China and Hong Kong.
70GF Score

Get the complete analysis for TSE:8418

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円3,048.00
Price
円2,731.70
GF Value