Yamaguchi Financial Group (TSE:8418) Scaled Net Operating Assets: -0.00 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:8418 Yamaguchi Financial Group Inc TSE:8418
70 GF Score
Price 円3,048.00
GF Value 円2,731.70
Valuation Modestly Overvalued
! 5 Warning Signs
View Full Analysis

What is Yamaguchi Financial Group Scaled Net Operating Assets?

Yamaguchi Financial Group TSE:8418 +5.03% 70 Scaled Net Operating Assets is -0.00 as of Mar. 2026. GuruFocus rates TSE:8418 with a GF Score™ of 70/100 and a GF Value™ of 円2,731.70 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Yamaguchi Financial Group's operating assets for the quarter that ended in Mar. 2026 was 円11,516,495 Mil. Yamaguchi Financial Group's operating liabilities for the quarter that ended in Mar. 2026 was 円11,544,186 Mil. Yamaguchi Financial Group's Total Assets for the quarter that ended in Dec. 2025 was 円13,042,083 Mil. Therefore, Yamaguchi Financial Group's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was -0.00.

TSE:8418
70GF Score
Yamaguchi Financial Group Inc TSE:8418
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Yamaguchi Financial Group Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Yamaguchi Financial Group's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(A: Mar. 2026 )
=(Operating Assets (A: Mar. 2026 )-Operating Liabilities (A: Mar. 2026 ))/Total Assets (A: Mar. 2025 )
=(11516495-11544186)/12993479
=-0.00

where

Operating Assets(A: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=13180464 - 1663969
=11516495

Operating Liabilities(A: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=12510236 - 966050 - 0
=11544186

Yamaguchi Financial Group's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(11516495-11544186)/13042083
=-0.00

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=13180464 - 1663969
=11516495

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=12510236 - 966050 - 0
=11544186

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.00 mean?
Yamaguchi Financial Group (TSE:8418) has a Scaled Net Operating Assets of -0.00 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Yamaguchi Financial Group and its competitors.
Is Yamaguchi Financial Group's Scaled Net Operating Assets too high?
Yamaguchi Financial Group's current Scaled Net Operating Assets is -0.00. Overall, Yamaguchi Financial Group has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Yamaguchi Financial Group's Scaled Net Operating Assets compare to competitors?
Yamaguchi Financial Group's Scaled Net Operating Assets of -0.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Yamaguchi Financial Group and its competitors. Yamaguchi Financial Group's current Scaled Net Operating Assets is -0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yamaguchi Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Yamaguchi Financial Group (TSE:8418) is currently considered Modestly Overvalued. The stock's GF Value™ is 円2,731.70, compared to a current price of 円3,048.00 — trading 11.6% above its estimated fair value. The current Scaled Net Operating Assets is -0.00. Yamaguchi Financial Group's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Yamaguchi Financial Group (TSE:8418), the current Scaled Net Operating Assets is -0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Yamaguchi Financial Group (TSE:8418) Overvalued in 2026?

Based on GuruFocus' analysis, Yamaguchi Financial Group stock appears to be overvalued. The current stock price of 円3,048.00 is trading 11.6% above its estimated GF Value™ of 円2,731.70. GuruFocus considers Yamaguchi Financial Group to be Modestly Overvalued.

Key valuation signals for TSE:8418:

  • Scaled Net Operating Assets: -0.00
  • GF Value™: 円2,731.70 vs. price of 円3,048.00 (11.6% above fair value)
  • GF Score™: 70/100 with 5 warning signs

No single metric tells the full story. See the TSE:8418 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Yamaguchi Financial Group Business Description

Address 4-2-36 Takezakicho, Yamaguchi Prefecture, Shimonoseki, JPN, 750-8603
Yamaguchi Financial Group Inc is a Japan-based holding company that is principally engaged in providing financial products and services, such as deposits, loans, leasing, foreign exchange transactions, securities business, credit card business, and others. The company operates through a number of subsidiaries, such as Yamaguchi Bank, Momiji Bank, Kitakyushu Bank, and YM Securities. The company's business operations are concentrated within a branch network in Japan, and the firm generates the majority of its income from the domestic market. The company also has a business presence in overseas markets, such as mainland China and Hong Kong.
70GF Score

Get the complete analysis for TSE:8418

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円3,048.00
Price
円2,731.70
GF Value