Yamaguchi Financial Group (TSE:8418) E10: 円103.16 (As of Mar. 2026)

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TSE:8418 Yamaguchi Financial Group Inc TSE:8418
70 GF Score
Price 円3,048.00
GF Value 円2,731.70
Valuation Modestly Overvalued
! 5 Warning Signs
View Full Analysis

What is Yamaguchi Financial Group E10?

Yamaguchi Financial Group TSE:8418 +5.03% 70 E10 is 円103.16 as of Mar. 2026. GuruFocus rates TSE:8418 with a GF Score™ of 70/100 and a GF Value™ of 円2,731.70 (Modestly Overvalued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Yamaguchi Financial Group's adjusted earnings per share data for the three months ended in Mar. 2026 was 円20.480. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is 円103.16 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Yamaguchi Financial Group's average E10 Growth Rate was 4.70% per year. During the past 3 years, the average E10 Growth Rate was 4.30% per year. During the past 5 years, the average E10 Growth Rate was 0.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Yamaguchi Financial Group was 4.30% per year. The lowest was -3.80% per year. And the median was -1.00% per year.

As of today (2026-07-21), Yamaguchi Financial Group's current stock price is 円3048.00. Yamaguchi Financial Group's E10 for the quarter that ended in Mar. 2026 was 円103.16. Yamaguchi Financial Group's Shiller PE Ratio of today is 29.55.

During the past 13 years, the highest Shiller PE Ratio of Yamaguchi Financial Group was 28.96. The lowest was 4.55. And the median was 9.78.


Yamaguchi Financial Group  (TSE:8418) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Yamaguchi Financial Group's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=3048.00/103.16
=29.55

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Yamaguchi Financial Group was 28.96. The lowest was 4.55. And the median was 9.78.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Yamaguchi Financial Group E10 Related Terms


Yamaguchi Financial Group E10 Historical Data

* Premium members only.

The historical data trend for Yamaguchi Financial Group's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Yamaguchi Financial Group E10 Chart

Yamaguchi Financial Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 91.29 90.80 91.58 98.51 103.16

Yamaguchi Financial Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 98.51 100.02 102.81 104.26 103.16

Yamaguchi Financial Group E10 Competitor Comparison

For the Banks - Regional subindustry, Yamaguchi Financial Group's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Yamaguchi Financial Group Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Yamaguchi Financial Group's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Yamaguchi Financial Group's Shiller PE Ratio falls into.


TSE:8418
70GF Score
Yamaguchi Financial Group Inc TSE:8418
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Yamaguchi Financial Group E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Yamaguchi Financial Group's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=20.48/112.7000*112.7000
=20.480

Current CPI (Mar. 2026) = 112.7000.

Yamaguchi Financial Group Quarterly Data

per share eps CPI Adj_EPS
201606 35.090 98.100 40.312
201609 22.080 98.000 25.392
201612 27.540 98.400 31.542
201703 21.930 98.100 25.194
201706 32.680 98.500 37.391
201709 30.690 98.800 35.008
201712 28.000 99.400 31.746
201803 19.850 99.200 22.551
201806 23.220 99.200 26.380
201809 22.690 99.900 25.597
201812 16.360 99.700 18.493
201903 21.000 99.700 23.738
201906 25.990 99.800 29.349
201909 21.160 100.100 23.823
201912 26.340 100.500 29.537
202003 20.370 100.300 22.888
202006 15.000 99.900 16.922
202009 18.340 99.900 20.690
202012 34.910 99.300 39.621
202103 31.340 99.900 35.356
202106 27.900 99.500 31.601
202109 21.210 100.100 23.880
202112 35.480 100.100 39.946
202203 -142.377 101.100 -158.713
202206 32.230 101.800 35.681
202209 19.990 103.100 21.851
202212 28.400 104.100 30.746
202303 -3.230 104.400 -3.487
202306 39.070 105.200 41.855
202309 21.730 106.200 23.060
202312 36.510 106.800 38.527
202403 16.860 107.200 17.725
202406 53.110 108.200 55.319
202409 21.840 108.900 22.602
202412 42.190 110.700 42.952
202503 48.010 111.100 48.701
202506 45.810 111.700 46.220
202509 56.190 112.000 56.541
202512 34.720 113.000 34.628
202603 20.480 112.700 20.480

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of 円103.16 mean?
Yamaguchi Financial Group (TSE:8418) has a E10 of 円103.16 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Yamaguchi Financial Group and its competitors.
Is Yamaguchi Financial Group's E10 too high?
Yamaguchi Financial Group's current E10 is 円103.16. Overall, Yamaguchi Financial Group has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Yamaguchi Financial Group's E10 compare to competitors?
Yamaguchi Financial Group's E10 of 円103.16 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Yamaguchi Financial Group and its competitors. Yamaguchi Financial Group's current E10 is 円103.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yamaguchi Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Yamaguchi Financial Group (TSE:8418) is currently considered Modestly Overvalued. The stock's GF Value™ is 円2,731.70, compared to a current price of 円3,048.00 — trading 11.6% above its estimated fair value. The current E10 is 円103.16. Yamaguchi Financial Group's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Yamaguchi Financial Group (TSE:8418), the current E10 is 円103.16 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Yamaguchi Financial Group (TSE:8418) Overvalued in 2026?

Based on GuruFocus' analysis, Yamaguchi Financial Group stock appears to be overvalued. The current stock price of 円3,048.00 is trading 11.6% above its estimated GF Value™ of 円2,731.70. GuruFocus considers Yamaguchi Financial Group to be Modestly Overvalued.

Key valuation signals for TSE:8418:

  • E10: 円103.16
  • GF Value™: 円2,731.70 vs. price of 円3,048.00 (11.6% above fair value)
  • GF Score™: 70/100 with 5 warning signs

No single metric tells the full story. See the TSE:8418 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Yamaguchi Financial Group Business Description

Address 4-2-36 Takezakicho, Yamaguchi Prefecture, Shimonoseki, JPN, 750-8603
Yamaguchi Financial Group Inc is a Japan-based holding company that is principally engaged in providing financial products and services, such as deposits, loans, leasing, foreign exchange transactions, securities business, credit card business, and others. The company operates through a number of subsidiaries, such as Yamaguchi Bank, Momiji Bank, Kitakyushu Bank, and YM Securities. The company's business operations are concentrated within a branch network in Japan, and the firm generates the majority of its income from the domestic market. The company also has a business presence in overseas markets, such as mainland China and Hong Kong.
70GF Score

Get the complete analysis for TSE:8418

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円3,048.00
Price
円2,731.70
GF Value