CA Toulouse 31 CCI (XPAR:CAT31) Cyclically Adjusted PS Ratio: 1.92 (As of Jul. 31, 2026) — 16% Above Median

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XPAR:CAT31 CA Toulouse 31 CCI XPAR:CAT31
38 GF Score
Price €121.00
GF Value €76.07
Valuation Significantly Overvalued
! 1 Warning Sign
View Full Analysis

What is CA Toulouse 31 CCI Cyclically Adjusted PS Ratio?

CA Toulouse 31 CCI XPAR:CAT31 +0.84% 38 Cyclically Adjusted PS Ratio is 1.92 as of Jul. 31, 2026, which is 16% above its 10-year median of 1.65. GuruFocus rates XPAR:CAT31 with a GF Score™ of 38/100 and a GF Value™ of €76.07 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,299 Banks companies, CA Toulouse 31 CCI ranks better than 77.44% on this metric.

As of today (2026-07-31), CA Toulouse 31 CCI's current share price is €121.00. CA Toulouse 31 CCI's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec25 was €63.02. CA Toulouse 31 CCI's Cyclically Adjusted PS Ratio for today is 1.92.

The historical rank and industry rank for CA Toulouse 31 CCI's Cyclically Adjusted PS Ratio or its related term are showing as below:

XPAR:CAT31' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.94   Med: 1.65   Max: 2.38
Current: 1.9

During the past 13 years, CA Toulouse 31 CCI's highest Cyclically Adjusted PS Ratio was 2.38. The lowest was 0.94. And the median was 1.65.

XPAR:CAT31's Cyclically Adjusted PS Ratio is ranked better than
77.44% of 1299 companies
in the Banks industry
Industry Median: 3.43 vs XPAR:CAT31: 1.90

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

CA Toulouse 31 CCI's adjusted revenue per share data of for the fiscal year that ended in Dec25 was €62.142. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is €63.02 for the trailing ten years ended in Dec25.

Shiller PE for Stocks: The True Measure of Stock Valuation


CA Toulouse 31 CCI  (XPAR:CAT31) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


CA Toulouse 31 CCI Cyclically Adjusted PS Ratio Related Terms


CA Toulouse 31 CCI Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for CA Toulouse 31 CCI's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CA Toulouse 31 CCI Cyclically Adjusted PS Ratio Chart

CA Toulouse 31 CCI Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.35 1.12 1.03 1.18 1.69

CA Toulouse 31 CCI Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.03 0.00 1.18 0.00 1.69

CA Toulouse 31 CCI Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, CA Toulouse 31 CCI's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CA Toulouse 31 CCI Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, CA Toulouse 31 CCI's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where CA Toulouse 31 CCI's Cyclically Adjusted PS Ratio falls into.


XPAR:CAT31
38GF Score
CA Toulouse 31 CCI XPAR:CAT31
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CA Toulouse 31 CCI Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

CA Toulouse 31 CCI's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=121.00/63.02
=1.92

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CA Toulouse 31 CCI's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec25 is calculated as:

For example, CA Toulouse 31 CCI's adjusted Revenue per Share data for the fiscal year that ended in Dec25 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec25 (Change)*Current CPI (Dec25)
=62.142/120.9000*120.9000
=62.142

Current CPI (Dec25) = 120.9000.

CA Toulouse 31 CCI Annual Data

Revenue per Share CPI Adj_RevenuePerShare
201612 59.326 100.650 71.262
201712 53.171 101.850 63.116
201812 52.856 103.470 61.760
201912 57.937 104.980 66.723
202012 52.400 104.960 60.358
202112 58.263 107.850 65.313
202212 60.734 114.160 64.320
202312 54.968 118.390 56.133
202412 58.600 119.950 59.064
202512 62.142 120.900 62.142

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 1.92 mean?
CA Toulouse 31 CCI (XPAR:CAT31) has a Cyclically Adjusted PS Ratio of 1.92 as of Jul. 31, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on CA Toulouse 31 CCI and its competitors. This is 16% above median its historical median of 1.65. Over the past decade, CA Toulouse 31 CCI's Cyclically Adjusted PS Ratio has ranged from 0.94 to 2.38. According to the industry distribution chart, CA Toulouse 31 CCI ranks #293 out of 1299 companies in the Banks industry, placing it in the top 22.6%.
Is CA Toulouse 31 CCI's Cyclically Adjusted PS Ratio too high?
CA Toulouse 31 CCI's current Cyclically Adjusted PS Ratio of 1.92 is 16% above median its 10-year median of 1.65. Over the past 10 years, this metric has ranged from a low of 0.94 to a high of 2.38. The Banks industry median Cyclically Adjusted PS Ratio is 3.43. CA Toulouse 31 CCI's value of 1.92 is 44% below this industry median. Based on the distribution chart, CA Toulouse 31 CCI ranks #293 out of 1299 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, CA Toulouse 31 CCI has a GF Score™ of 38/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CA Toulouse 31 CCI's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, CA Toulouse 31 CCI ranks #293 out of 1299 companies for Cyclically Adjusted PS Ratio. This places CA Toulouse 31 CCI in the top 23% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PS Ratio is 3.43. CA Toulouse 31 CCI's value of 1.92 is 44% below this benchmark. Historically, CA Toulouse 31 CCI's own Cyclically Adjusted PS Ratio has ranged from 0.94 to 2.38 over the past decade. While the company's 10-year median is 1.65 vs. the industry median of 3.43, CA Toulouse 31 CCI has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.43, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CA Toulouse 31 CCI's current Cyclically Adjusted PS Ratio of 1.92 is 44% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on CA Toulouse 31 CCI and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CA Toulouse 31 CCI's current Cyclically Adjusted PS Ratio is 1.92, which is 16% above median its own 10-year median of 1.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CA Toulouse 31 CCI stock overvalued right now?
Based on GuruFocus' analysis, CA Toulouse 31 CCI (XPAR:CAT31) is currently considered Significantly Overvalued. The stock's GF Value™ is €76.07, compared to a current price of €121.00 — trading 59.1% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 1.92, which is 16% above median its 10-year median of 1.65 and 44% below the Banks industry median of 3.43. CA Toulouse 31 CCI's overall GF Score™ is 38/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For CA Toulouse 31 CCI (XPAR:CAT31), the current Cyclically Adjusted PS Ratio is 1.92 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CA Toulouse 31 CCI (XPAR:CAT31) Overvalued in 2026?

Based on GuruFocus' analysis, CA Toulouse 31 CCI stock appears to be overvalued. The current stock price of €121.00 is trading 59.1% above its estimated GF Value™ of €76.07. GuruFocus considers CA Toulouse 31 CCI to be Significantly Overvalued.

Key valuation signals for XPAR:CAT31:

  • Cyclically Adjusted PS Ratio: 1.92 (16% above median its 10-year median of 1.65)
  • GF Value™: €76.07 vs. price of €121.00 (59.1% above fair value)
  • GF Score™: 38/100 with 1 warning sign
  • Industry Position: 44% below the Banks median (#293 of 1299)

No single metric tells the full story. See the XPAR:CAT31 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CA Toulouse 31 CCI Business Description

Other Exchanges 0MK6:UK
Address 6, Place Jeanne d'Arc, P.O. Box 40535, Toulouse, FRA, 31005
CA Toulouse 31 CCI is engaged in providing banking services in France. It provides remote banking, factoring services, leasing services, insurance services. It offers its services to individuals, professionals, farmers and companies. It offers services to Individuals, Professionals, Farmers, Companies and Public Collectivities and Associations.
38GF Score

Get the complete analysis for XPAR:CAT31

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€121.00
Price
€76.07
GF Value