CA Toulouse 31 CCI (XPAR:CAT31) Retained Earnings: €70.5 Mil (As of Dec. 2025)

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XPAR:CAT31 CA Toulouse 31 CCI XPAR:CAT31
45 GF Score
Price €121.72
GF Value €76.08
Valuation Significantly Overvalued
! 1 Warning Sign
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What is CA Toulouse 31 CCI Retained Earnings?

CA Toulouse 31 CCI XPAR:CAT31 -0.13% 45 Retained Earnings is €70.5 Mil as of Dec. 2025. GuruFocus rates XPAR:CAT31 with a GF Score™ of 45/100 and a GF Value™ of €76.08 (Significantly Overvalued). The stock has 1 warning sign investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. CA Toulouse 31 CCI's retained earnings for the quarter that ended in Dec. 2025 was €70.5 Mil.

CA Toulouse 31 CCI's quarterly retained earnings declined from Dec. 2024 (€66.5 Mil) to Jun. 2025 (€41.8 Mil) but then increased from Jun. 2025 (€41.8 Mil) to Dec. 2025 (€70.5 Mil).

CA Toulouse 31 CCI's annual retained earnings increased from Dec. 2023 (€59.3 Mil) to Dec. 2024 (€66.5 Mil) and increased from Dec. 2024 (€66.5 Mil) to Dec. 2025 (€70.5 Mil).


CA Toulouse 31 CCI  (XPAR:CAT31) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


CA Toulouse 31 CCI Retained Earnings Historical Data

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The historical data trend for CA Toulouse 31 CCI's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CA Toulouse 31 CCI Retained Earnings Chart

CA Toulouse 31 CCI Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 69.94 66.62 59.30 66.48 70.50

CA Toulouse 31 CCI Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 59.30 45.79 66.48 41.84 70.50
XPAR:CAT31
45GF Score
CA Toulouse 31 CCI XPAR:CAT31
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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CA Toulouse 31 CCI Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of €70.5 Mil mean?
CA Toulouse 31 CCI (XPAR:CAT31) has a Retained Earnings of €70.5 Mil as of Dec. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on CA Toulouse 31 CCI and its competitors.
Is CA Toulouse 31 CCI's Retained Earnings too high?
CA Toulouse 31 CCI's current Retained Earnings is €70.5 Mil. Overall, CA Toulouse 31 CCI has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CA Toulouse 31 CCI's Retained Earnings compare to competitors?
CA Toulouse 31 CCI's Retained Earnings of €70.5 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on CA Toulouse 31 CCI and its competitors. CA Toulouse 31 CCI's current Retained Earnings is €70.5 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CA Toulouse 31 CCI stock overvalued right now?
Based on GuruFocus' analysis, CA Toulouse 31 CCI (XPAR:CAT31) is currently considered Significantly Overvalued. The stock's GF Value™ is €76.08, compared to a current price of €121.72 — trading 60% above its estimated fair value. The current Retained Earnings is €70.5 Mil. CA Toulouse 31 CCI's overall GF Score™ is 45/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For CA Toulouse 31 CCI (XPAR:CAT31), the current Retained Earnings is €70.5 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CA Toulouse 31 CCI (XPAR:CAT31) Overvalued in 2026?

Based on GuruFocus' analysis, CA Toulouse 31 CCI stock appears to be overvalued. The current stock price of €121.72 is trading 60% above its estimated GF Value™ of €76.08. GuruFocus considers CA Toulouse 31 CCI to be Significantly Overvalued.

Key valuation signals for XPAR:CAT31:

  • Retained Earnings: €70.5 Mil
  • GF Value™: €76.08 vs. price of €121.72 (60% above fair value)
  • GF Score™: 45/100 with 1 warning sign

No single metric tells the full story. See the XPAR:CAT31 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CA Toulouse 31 CCI Business Description

Other Exchanges 0MK6:UK
Address 6, Place Jeanne d'Arc, P.O. Box 40535, Toulouse, FRA, 31005
CA Toulouse 31 CCI is engaged in providing banking services in France. It provides remote banking, factoring services, leasing services, insurance services. It offers its services to individuals, professionals, farmers and companies. It offers services to Individuals, Professionals, Farmers, Companies and Public Collectivities and Associations.
45GF Score

Get the complete analysis for XPAR:CAT31

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€121.72
Price
€76.08
GF Value