CA Toulouse 31 CCI (XPAR:CAT31) 5-Year Yield-on-Cost %: 3.70 (As of Aug. 05, 2026) — 13% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XPAR:CAT31 CA Toulouse 31 CCI XPAR:CAT31
45 GF Score
Price €118.48
GF Value €76.07
Valuation Significantly Overvalued
! 1 Warning Sign
View Full Analysis

What is CA Toulouse 31 CCI 5-Year Yield-on-Cost %?

CA Toulouse 31 CCI XPAR:CAT31 -1.27% 45 5-Year Yield-on-Cost % is 3.70 as of Aug. 05, 2026, which is 13% below its 10-year median of 4.27. GuruFocus rates XPAR:CAT31 with a GF Score™ of 45/100 and a GF Value™ of €76.07 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,253 Banks companies, CA Toulouse 31 CCI ranks worse than 52.11% on this metric.

CA Toulouse 31 CCI's yield on cost for the quarter that ended in Dec. 2025 was 3.70.


The historical rank and industry rank for CA Toulouse 31 CCI's 5-Year Yield-on-Cost % or its related term are showing as below:

XPAR:CAT31' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.47   Med: 4.27   Max: 6.31
Current: 3.7


During the past 13 years, CA Toulouse 31 CCI's highest Yield on Cost was 6.31. The lowest was 2.47. And the median was 4.27.


XPAR:CAT31's 5-Year Yield-on-Cost % is ranked worse than
52.11% of 1253 companies
in the Banks industry
Industry Median: 3.77 vs XPAR:CAT31: 3.70

CA Toulouse 31 CCI  (XPAR:CAT31) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


CA Toulouse 31 CCI 5-Year Yield-on-Cost % Related Terms


CA Toulouse 31 CCI 5-Year Yield-on-Cost % Competitor Comparison

For the Banks - Regional subindustry, CA Toulouse 31 CCI's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CA Toulouse 31 CCI 5-Year Yield-on-Cost % vs Banks Industry

For the Banks industry and Financial Services sector, CA Toulouse 31 CCI's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where CA Toulouse 31 CCI's 5-Year Yield-on-Cost % falls into.


XPAR:CAT31
45GF Score
CA Toulouse 31 CCI XPAR:CAT31
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CA Toulouse 31 CCI 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of CA Toulouse 31 CCI is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 3.70 mean?
CA Toulouse 31 CCI (XPAR:CAT31) has a 5-Year Yield-on-Cost % of 3.70 as of Aug. 05, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on CA Toulouse 31 CCI and its competitors. This is 13% below median its historical median of 4.27. Over the past decade, CA Toulouse 31 CCI's 5-Year Yield-on-Cost % has ranged from 2.47 to 6.31. According to the industry distribution chart, CA Toulouse 31 CCI ranks #653 out of 1253 companies in the Banks industry, placing it in the top 52.1%.
Is CA Toulouse 31 CCI's 5-Year Yield-on-Cost % too high?
CA Toulouse 31 CCI's current 5-Year Yield-on-Cost % of 3.70 is 13% below median its 10-year median of 4.27. Over the past 10 years, this metric has ranged from a low of 2.47 to a high of 6.31. The Banks industry median 5-Year Yield-on-Cost % is 3.77. CA Toulouse 31 CCI's value of 3.70 is 1.9% below this industry median. Based on the distribution chart, CA Toulouse 31 CCI ranks #653 out of 1253 companies in the Banks industry, which is below the industry midpoint. Overall, CA Toulouse 31 CCI has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CA Toulouse 31 CCI's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, CA Toulouse 31 CCI ranks #653 out of 1253 companies for 5-Year Yield-on-Cost %. This places CA Toulouse 31 CCI in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.77. CA Toulouse 31 CCI's value of 3.70 is 1.9% below this benchmark. Historically, CA Toulouse 31 CCI's own 5-Year Yield-on-Cost % has ranged from 2.47 to 6.31 over the past decade. While the company's 10-year median is 4.27 vs. the industry median of 3.77, CA Toulouse 31 CCI has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.77, based on 1,253 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CA Toulouse 31 CCI's current 5-Year Yield-on-Cost % of 3.70 is 1.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on CA Toulouse 31 CCI and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CA Toulouse 31 CCI's current 5-Year Yield-on-Cost % is 3.70, which is 13% below median its own 10-year median of 4.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CA Toulouse 31 CCI stock overvalued right now?
Based on GuruFocus' analysis, CA Toulouse 31 CCI (XPAR:CAT31) is currently considered Significantly Overvalued. The stock's GF Value™ is €76.07, compared to a current price of €118.48 — trading 55.8% above its estimated fair value. The current 5-Year Yield-on-Cost % is 3.70, which is 13% below median its 10-year median of 4.27 and 1.9% below the Banks industry median of 3.77. CA Toulouse 31 CCI's overall GF Score™ is 45/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For CA Toulouse 31 CCI (XPAR:CAT31), the current 5-Year Yield-on-Cost % is 3.70 as of Aug. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CA Toulouse 31 CCI (XPAR:CAT31) Overvalued in 2026?

Based on GuruFocus' analysis, CA Toulouse 31 CCI stock appears to be overvalued. The current stock price of €118.48 is trading 55.8% above its estimated GF Value™ of €76.07. GuruFocus considers CA Toulouse 31 CCI to be Significantly Overvalued.

Key valuation signals for XPAR:CAT31:

  • 5-Year Yield-on-Cost %: 3.70 (13% below median its 10-year median of 4.27)
  • GF Value™: €76.07 vs. price of €118.48 (55.8% above fair value)
  • GF Score™: 45/100 with 1 warning sign
  • Industry Position: 1.9% below the Banks median (#653 of 1253)

No single metric tells the full story. See the XPAR:CAT31 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CA Toulouse 31 CCI Business Description

Other Exchanges 0MK6:UK
Address 6, Place Jeanne d'Arc, P.O. Box 40535, Toulouse, FRA, 31005
CA Toulouse 31 CCI is engaged in providing banking services in France. It provides remote banking, factoring services, leasing services, insurance services. It offers its services to individuals, professionals, farmers and companies. It offers services to Individuals, Professionals, Farmers, Companies and Public Collectivities and Associations.
45GF Score

Get the complete analysis for XPAR:CAT31

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€118.48
Price
€76.07
GF Value