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CA Toulouse 31 CCIXPAR:CAT31 -0.87%42 Debt-to-Equity is 0.06 as of Dec. 2025, which is 54% below its 10-year median of 0.13. GuruFocus rates XPAR:CAT31 with a GF Score™ of 42/100 and a GF Value™ of €76.13 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,410 Banks companies, CA Toulouse 31 CCI ranks better than 93.26% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for CA Toulouse 31 CCI's Debt-to-Equity or its related term are showing as below:
XPAR:CAT31'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.06 Med: 0.13 Max: 0.35
Current: 0.06
During the past 13 years, the highest Debt-to-Equity Ratio of CA Toulouse 31 CCI was 0.35. The lowest was 0.06. And the median was 0.13.
XPAR:CAT31's Debt-to-Equity is ranked better than 93.26% of 1410
companies
in the Banks industry
Industry Median: 0.58
vs XPAR:CAT31: 0.06
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
CA Toulouse 31 CCI Debt-to-Equity Related Terms
CA Toulouse 31 CCI Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for CA Toulouse 31 CCI's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CA Toulouse 31 CCI Debt-to-Equity Competitor Comparison
For the Banks - Regional subindustry, CA Toulouse 31 CCI's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CA Toulouse 31 CCI Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, CA Toulouse 31 CCI's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where CA Toulouse 31 CCI's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CA Toulouse 31 CCI (XPAR:CAT31) has a Debt-to-Equity of 0.06 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on CA Toulouse 31 CCI and its competitors. This is 54% below median its historical median of 0.13. Over the past decade, CA Toulouse 31 CCI's Debt-to-Equity has ranged from 0.06 to 0.35. According to the industry distribution chart, CA Toulouse 31 CCI ranks #95 out of 1410 companies in the Banks industry, placing it in the top 6.7%.
Is CA Toulouse 31 CCI's Debt-to-Equity too high?
CA Toulouse 31 CCI's current Debt-to-Equity of 0.06 is 54% below median its 10-year median of 0.13. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 0.35. The Banks industry median Debt-to-Equity is 0.58. CA Toulouse 31 CCI's value of 0.06 is 89.7% below this industry median. Based on the distribution chart, CA Toulouse 31 CCI ranks #95 out of 1410 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, CA Toulouse 31 CCI has a GF Score™ of 42/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CA Toulouse 31 CCI's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, CA Toulouse 31 CCI ranks #95 out of 1410 companies for Debt-to-Equity. This places CA Toulouse 31 CCI in the top 7% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.58. CA Toulouse 31 CCI's value of 0.06 is 89.7% below this benchmark. Historically, CA Toulouse 31 CCI's own Debt-to-Equity has ranged from 0.06 to 0.35 over the past decade. While the company's 10-year median is 0.13 vs. the industry median of 0.58, CA Toulouse 31 CCI has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,410 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CA Toulouse 31 CCI's current Debt-to-Equity of 0.06 is 89.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on CA Toulouse 31 CCI and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CA Toulouse 31 CCI's current Debt-to-Equity is 0.06, which is 54% below median its own 10-year median of 0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CA Toulouse 31 CCI stock overvalued right now?
Based on GuruFocus' analysis, CA Toulouse 31 CCI (XPAR:CAT31) is currently considered Significantly Overvalued. The stock's GF Value™ is €76.13, compared to a current price of €120.94 — trading 58.9% above its estimated fair value. The current Debt-to-Equity is 0.06, which is 54% below median its 10-year median of 0.13 and 89.7% below the Banks industry median of 0.58. CA Toulouse 31 CCI's overall GF Score™ is 42/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For CA Toulouse 31 CCI (XPAR:CAT31), the current Debt-to-Equity is 0.06 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CA Toulouse 31 CCI (XPAR:CAT31) Overvalued in 2026?
Based on GuruFocus' analysis, CA Toulouse 31 CCI stock appears to be overvalued.
The current stock price of €120.94 is trading 58.9% above its estimated GF Value™ of €76.13.
GuruFocus considers CA Toulouse 31 CCI to be Significantly Overvalued.
Key valuation signals for XPAR:CAT31:
Debt-to-Equity: 0.06 (54% below median its 10-year median of 0.13)
GF Value™: €76.13 vs. price of €120.94 (58.9% above fair value)
Industry Position: 89.7% below the Banks median (#95 of 1410)
No single metric tells the full story. See the XPAR:CAT31 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CA Toulouse 31 CCI is engaged in providing banking services in France. It provides remote banking, factoring services, leasing services, insurance services. It offers its services to individuals, professionals, farmers and companies. It offers services to Individuals, Professionals, Farmers, Companies and Public Collectivities and Associations.
42GF Score
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