CARE (Carter Bankshares) Cyclically Adjusted Revenue per Share: $6.53 (As of Mar. 2026)

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CARE Carter Bankshares Inc CARE
76 GF Score
Price $33.89
GF Value $34.99
Valuation Fairly Valued
! 6 Warning Signs
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What is Carter Bankshares Cyclically Adjusted Revenue per Share?

Carter Bankshares CARE -3.45% 76 Cyclically Adjusted Revenue per Share is $6.53 as of Mar. 2026. GuruFocus rates CARE with a GF Score™ of 76/100 and a GF Value™ of $34.99 (Fairly Valued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Carter Bankshares's adjusted revenue per share for the three months ended in Mar. 2026 was $4.848. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is $6.53 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Carter Bankshares's average Cyclically Adjusted Revenue Growth Rate was 9.90% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 3.80% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 5.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Carter Bankshares was 7.20% per year. The lowest was 3.80% per year. And the median was 5.40% per year.

As of today (2026-08-07), Carter Bankshares's current stock price is $33.89. Carter Bankshares's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was $6.53. Carter Bankshares's Cyclically Adjusted PS Ratio of today is 5.19.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Carter Bankshares was 5.38. The lowest was 1.90. And the median was 2.96.


Carter Bankshares  (NAS:CARE) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Carter Bankshares's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=33.89/6.53
=5.19

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Carter Bankshares was 5.38. The lowest was 1.90. And the median was 2.96.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Carter Bankshares Cyclically Adjusted Revenue per Share Related Terms


Carter Bankshares Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Carter Bankshares's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Carter Bankshares Cyclically Adjusted Revenue per Share Chart

Carter Bankshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.01 5.44 5.69 5.86 6.08

Carter Bankshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.00 6.07 6.08 6.53 0.00

CARE vs IBCP, WASH, HBIA: Cyclically Adjusted Revenue per Share Comparison

For the Banks - Regional subindustry, Carter Bankshares's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Carter Bankshares Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Carter Bankshares's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Carter Bankshares's Cyclically Adjusted PS Ratio falls into.


CARE
76GF Score
Carter Bankshares Inc CARE
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Carter Bankshares Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Carter Bankshares's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=4.848/330.2130*330.2130
=4.848

Current CPI (Mar. 2026) = 330.2130.

Carter Bankshares Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.948 241.018 1.299
201609 0.960 241.428 1.313
201612 0.821 241.432 1.123
201703 1.100 243.801 1.490
201706 1.082 244.955 1.459
201709 1.338 246.819 1.790
201712 0.830 246.524 1.112
201803 1.187 249.554 1.571
201806 1.269 251.989 1.663
201809 1.105 252.439 1.445
201812 0.999 251.233 1.313
201903 1.170 254.202 1.520
201906 1.187 256.143 1.530
201909 1.182 256.759 1.520
201912 1.079 256.974 1.387
202003 1.228 258.115 1.571
202006 1.224 257.797 1.568
202009 1.201 260.280 1.524
202012 1.197 260.474 1.517
202103 1.318 264.877 1.643
202106 1.181 271.696 1.435
202109 1.329 274.310 1.600
202112 1.248 278.802 1.478
202203 1.264 287.504 1.452
202206 1.527 296.311 1.702
202209 1.738 296.808 1.934
202212 1.956 296.797 2.176
202303 1.895 301.836 2.073
202306 1.317 305.109 1.425
202309 1.388 307.789 1.489
202312 1.313 306.746 1.413
202403 1.436 312.332 1.518
202406 1.438 314.175 1.511
202409 1.460 315.301 1.529
202412 1.469 315.605 1.537
202503 1.576 319.799 1.627
202506 1.591 322.561 1.629
202509 1.710 324.800 1.738
202512 1.765 324.054 1.799
202603 4.848 330.213 4.848

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of $6.53 mean?
Carter Bankshares (CARE) has a Cyclically Adjusted Revenue per Share of $6.53 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Carter Bankshares and its competitors.
Is Carter Bankshares' Cyclically Adjusted Revenue per Share too high?
Carter Bankshares' current Cyclically Adjusted Revenue per Share is $6.53. Overall, Carter Bankshares has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Carter Bankshares' Cyclically Adjusted Revenue per Share compare to IBCP and WASH?
Carter Bankshares' Cyclically Adjusted Revenue per Share of $6.53 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Carter Bankshares and its competitors. Carter Bankshares's current Cyclically Adjusted Revenue per Share is $6.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Carter Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Carter Bankshares (CARE) is currently considered Fairly Valued. The stock's GF Value™ is $34.99, compared to a current price of $33.89 — trading 3.1% below its estimated fair value. The current Cyclically Adjusted Revenue per Share is $6.53. Carter Bankshares' overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Carter Bankshares (CARE), the current Cyclically Adjusted Revenue per Share is $6.53 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Carter Bankshares (CARE) Overvalued in 2026?

Based on GuruFocus' analysis, Carter Bankshares stock appears to be undervalued. The current stock price of $33.89 is trading 3.1% below its estimated GF Value™ of $34.99. GuruFocus considers Carter Bankshares to be Fairly Valued.

Key valuation signals for CARE:

  • Cyclically Adjusted Revenue per Share: $6.53
  • GF Value™: $34.99 vs. price of $33.89 (3.1% below fair value)
  • GF Score™: 76/100 with 6 warning signs

No single metric tells the full story. See the CARE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Carter Bankshares Business Description

Other Exchanges 6NH:Germany
Address 1300 Kings Mountain Road, Martinsville, VA, USA, 24112
Carter Bankshares Inc is a bank holding company that conducts its business solely through the bank. The Bank earns revenue from interest on loans and securities and fees charged for financial services provided to customers. It offers a full range of deposit services including Lifetime Free Checking, interest checking accounts, savings accounts, retirement accounts and other deposit accounts of various types, ranging from money market accounts to longer-term CDs. The Bank offers a full range of commercial and consumer loans. The Bank also originates and holds fixed and variable-rate mortgage loans and offers home equity lines of credit to its customers.
76GF Score

Get the complete analysis for CARE

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$33.89
Price
$34.99
GF Value