CARE (Carter Bankshares) Growth Rank: 7 (As of Aug. 26, 2026) — 133% Above Median

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CARE Carter Bankshares Inc CARE
76 GF Score
Price $31.48
GF Value $33.43
Valuation Fairly Valued
! 5 Warning Signs
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What is Carter Bankshares Growth Rank?

Carter Bankshares CARE +0.29% 76 Growth Rank is 7 as of Aug. 26, 2026, which is 133% above its 10-year median of 3.00. GuruFocus rates CARE with a GF Score™ of 76/100 and a GF Value™ of $33.43 (Fairly Valued). The stock has 5 warning signs investors should review.

Carter Bankshares has the Growth Rank of 7.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

Carter Bankshares Growth Rank Related Terms

CARE vs IBCP, WASH, HBIA: Growth Rank Comparison

For the Banks - Regional subindustry, Carter Bankshares's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Carter Bankshares Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, Carter Bankshares's Growth Rank distribution charts can be found below:

* The bar in red indicates where Carter Bankshares's Growth Rank falls into.


CARE
76GF Score
Carter Bankshares Inc CARE
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 7 mean?
Carter Bankshares (CARE) has a Growth Rank of 7 as of Aug. 26, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Carter Bankshares and its competitors. This is 133% above median its historical median of 3.00. Over the past decade, Carter Bankshares' Growth Rank has ranged from 1.00 to 8.00.
Is Carter Bankshares' Growth Rank too high?
Carter Bankshares' current Growth Rank of 7 is 133% above median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 8.00. Overall, Carter Bankshares has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Carter Bankshares' Growth Rank compare to IBCP and WASH?
Carter Bankshares' Growth Rank of 7 can be compared against companies in the Banks industry. Historically, Carter Bankshares' own Growth Rank has ranged from 1.00 to 8.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Carter Bankshares and its competitors. Carter Bankshares's current Growth Rank is 7, which is 133% above median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Carter Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Carter Bankshares (CARE) is currently considered Fairly Valued. The stock's GF Value™ is $33.43, compared to a current price of $31.48 — trading 5.8% below its estimated fair value. The current Growth Rank is 7, which is 133% above median its 10-year median of 3.00. Carter Bankshares' overall GF Score™ is 76/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Carter Bankshares (CARE), the current Growth Rank is 7 as of Aug. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Carter Bankshares (CARE) Overvalued in 2026?

Based on GuruFocus' analysis, Carter Bankshares stock appears to be undervalued. The current stock price of $31.48 is trading 5.8% below its estimated GF Value™ of $33.43. GuruFocus considers Carter Bankshares to be Fairly Valued.

Key valuation signals for CARE:

  • Growth Rank: 7 (133% above median its 10-year median of 3.00)
  • GF Value™: $33.43 vs. price of $31.48 (5.8% below fair value)
  • GF Score™: 76/100 with 5 warning signs

No single metric tells the full story. See the CARE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Carter Bankshares Business Description

Other Exchanges 6NH:Germany
Address 1300 Kings Mountain Road, Martinsville, VA, USA, 24112
Carter Bankshares Inc is a bank holding company that conducts its business solely through the bank. The Bank earns revenue from interest on loans and securities and fees charged for financial services provided to customers. It offers a full range of deposit services including Lifetime Free Checking, interest checking accounts, savings accounts, retirement accounts and other deposit accounts of various types, ranging from money market accounts to longer-term CDs. The Bank offers a full range of commercial and consumer loans. The Bank also originates and holds fixed and variable-rate mortgage loans and offers home equity lines of credit to its customers.
76GF Score

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Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$31.48
Price
$33.43
GF Value