CTBI (Community Trust Bancorp) Cyclically Adjusted Revenue per Share: $14.63 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CTBI Community Trust Bancorp Inc CTBI
69 GF Score
Price $72.08
GF Value $60.16
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Community Trust Bancorp Cyclically Adjusted Revenue per Share?

Community Trust Bancorp CTBI -0.10% 69 Cyclically Adjusted Revenue per Share is $14.63 as of Mar. 2026. GuruFocus rates CTBI with a GF Score™ of 69/100 and a GF Value™ of $60.16 (Modestly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Community Trust Bancorp's adjusted revenue per share for the three months ended in Mar. 2026 was $4.104. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is $14.63 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Community Trust Bancorp's average Cyclically Adjusted Revenue Growth Rate was 4.80% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 3.20% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 4.30% per year. During the past 10 years, the average Cyclically Adjusted Revenue Growth Rate was 3.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Community Trust Bancorp was 6.40% per year. The lowest was 1.60% per year. And the median was 3.80% per year.

As of today (2026-07-14), Community Trust Bancorp's current stock price is $72.08. Community Trust Bancorp's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was $14.63. Community Trust Bancorp's Cyclically Adjusted PS Ratio of today is 4.93.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Community Trust Bancorp was 4.97. The lowest was 2.49. And the median was 3.67.


Community Trust Bancorp  (NAS:CTBI) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Community Trust Bancorp's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=72.08/14.63
=4.93

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Community Trust Bancorp was 4.97. The lowest was 2.49. And the median was 3.67.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Community Trust Bancorp Cyclically Adjusted Revenue per Share Related Terms


Community Trust Bancorp Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Community Trust Bancorp's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Community Trust Bancorp Cyclically Adjusted Revenue per Share Chart

Community Trust Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.28 13.01 13.34 13.75 14.29

Community Trust Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.96 14.12 14.26 14.29 14.63

CTBI vs FMBH, TMP, PFBC: Cyclically Adjusted Revenue per Share Comparison

For the Banks - Regional subindustry, Community Trust Bancorp's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Community Trust Bancorp Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Community Trust Bancorp's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Community Trust Bancorp's Cyclically Adjusted PS Ratio falls into.


CTBI
69GF Score
Community Trust Bancorp Inc CTBI
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Community Trust Bancorp Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Community Trust Bancorp's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=4.104/330.2130*330.2130
=4.104

Current CPI (Mar. 2026) = 330.2130.

Community Trust Bancorp Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 2.555 241.018 3.501
201609 2.642 241.428 3.614
201612 2.606 241.432 3.564
201703 2.533 243.801 3.431
201706 2.638 244.955 3.556
201709 2.672 246.819 3.575
201712 2.688 246.524 3.601
201803 2.708 249.554 3.583
201806 2.762 251.989 3.619
201809 2.755 252.439 3.604
201812 2.739 251.233 3.600
201903 2.717 254.202 3.529
201906 2.723 256.143 3.510
201909 2.756 256.759 3.544
201912 2.800 256.974 3.598
202003 2.689 258.115 3.440
202006 2.894 257.797 3.707
202009 2.963 260.280 3.759
202012 3.031 260.474 3.843
202103 3.138 264.877 3.912
202106 3.120 271.696 3.792
202109 3.167 274.310 3.812
202112 3.131 278.802 3.708
202203 3.084 287.504 3.542
202206 3.099 296.311 3.454
202209 3.260 296.808 3.627
202212 3.274 296.797 3.643
202303 3.221 301.836 3.524
202306 3.233 305.109 3.499
202309 3.275 307.789 3.514
202312 3.163 306.746 3.405
202403 3.273 312.332 3.460
202406 3.418 314.175 3.592
202409 3.489 315.301 3.654
202412 3.647 315.605 3.816
202503 3.671 319.799 3.791
202506 3.893 322.561 3.985
202509 3.961 324.800 4.027
202512 4.136 324.054 4.215
202603 4.104 330.213 4.104

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of $14.63 mean?
Community Trust Bancorp (CTBI) has a Cyclically Adjusted Revenue per Share of $14.63 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Community Trust Bancorp and its competitors.
Is Community Trust Bancorp's Cyclically Adjusted Revenue per Share too high?
Community Trust Bancorp's current Cyclically Adjusted Revenue per Share is $14.63. Overall, Community Trust Bancorp has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Community Trust Bancorp's Cyclically Adjusted Revenue per Share compare to FMBH and TMP?
Community Trust Bancorp's Cyclically Adjusted Revenue per Share of $14.63 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Community Trust Bancorp and its competitors. Community Trust Bancorp's current Cyclically Adjusted Revenue per Share is $14.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Community Trust Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Community Trust Bancorp (CTBI) is currently considered Modestly Overvalued. The stock's GF Value™ is $60.16, compared to a current price of $72.08 — trading 19.8% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is $14.63. Community Trust Bancorp's overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Community Trust Bancorp (CTBI), the current Cyclically Adjusted Revenue per Share is $14.63 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Community Trust Bancorp (CTBI) Overvalued in 2026?

Based on GuruFocus' analysis, Community Trust Bancorp stock appears to be overvalued. The current stock price of $72.08 is trading 19.8% above its estimated GF Value™ of $60.16. GuruFocus considers Community Trust Bancorp to be Modestly Overvalued.

Key valuation signals for CTBI:

  • Cyclically Adjusted Revenue per Share: $14.63
  • GF Value™: $60.16 vs. price of $72.08 (19.8% above fair value)
  • GF Score™: 69/100 with 6 warning signs

No single metric tells the full story. See the CTBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Community Trust Bancorp Business Description

Address 346 North Mayo Trail, P.O. Box 2947, Pikeville, KY, USA, 41502
Community Trust Bancorp Inc is a bank holding company. The Bank owns all the capital stock of one commercial bank and one trust company, serving small and mid-sized communities in eastern, north-eastern, central, and south-central Kentucky, southern West Virginia, and north-eastern Tennessee. Through its subsidiaries, the Bank is engaged in commercial and personal banking and trust and wealth management activities, which include accepting time and demand deposits; making secured and unsecured loans to corporations, individuals, and others; providing cash management services to corporate and individual customers; issuing letters of credit; renting safe deposit boxes; and providing funds transfer services. The company operates in one reportable segment: community banking services.
69GF Score

Get the complete analysis for CTBI

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$72.08
Price
$60.16
GF Value