CTBI (Community Trust Bancorp) Payments of Debt: $-100.5 Mil (TTM As of Mar. 2026)


CTBI Community Trust Bancorp Inc CTBI
69 GF Score
Price $72.09
GF Value $60.12
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Community Trust Bancorp Payments of Debt?

Community Trust Bancorp CTBI +0.52% 69 Payments of Debt is $-100.5 Mil as of Mar. 2026. GuruFocus rates CTBI with a GF Score™ of 69/100 and a GF Value™ of $60.12 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Community Trust Bancorp's Payments of Debt for the three months ended in Mar. 2026 was $-0.1 Mil.

Community Trust Bancorp's Payments of Debt for the trailing twelve months (TTM) ended in Mar. 2026 was $-100.5 Mil.

Community Trust Bancorp Payments of Debt Related Terms

Community Trust Bancorp Payments of Debt Historical Data

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The historical data trend for Community Trust Bancorp's Payments of Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Community Trust Bancorp Payments of Debt Chart

Community Trust Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Payments of Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.04 -45.04 -225.34 -100.40 -100.44

Community Trust Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Payments of Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.10 -100.10 -0.11 -0.12 -0.12
CTBI
69GF Score
Community Trust Bancorp Inc CTBI
Payments of Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Community Trust Bancorp Payments of Debt Calculation

Payments of Debt represents all the cash outflow from debt, including both long-term debt and short-term debt.

Payments of Debt for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-100.5 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Payments of Debt →
What does a Payments of Debt of $-100.5 Mil mean?
Community Trust Bancorp (CTBI) has a Payments of Debt of $-100.5 Mil as of Mar. 2026. Payments of Debt is all the cash outflow from debt, including both long-term debt and short-term debt. View historical data on Community Trust Bancorp and its competitors.
Is Community Trust Bancorp's Payments of Debt too high?
Community Trust Bancorp's current Payments of Debt is $-100.5 Mil. Overall, Community Trust Bancorp has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Community Trust Bancorp's Payments of Debt compare to FMBH and TMP?
Community Trust Bancorp's Payments of Debt of $-100.5 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Payments of Debt for a Banks company?
A good Payments of Debt depends on the Banks industry context. However, Payments of Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Payments of Debt mean?
A high Payments of Debt can signal that a stock is expensive relative to its fundamentals. Payments of Debt is all the cash outflow from debt, including both long-term debt and short-term debt. View historical data on Community Trust Bancorp and its competitors. Community Trust Bancorp's current Payments of Debt is $-100.5 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Community Trust Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Community Trust Bancorp (CTBI) is currently considered Modestly Overvalued. The stock's GF Value™ is $60.12, compared to a current price of $72.09 — trading 19.9% above its estimated fair value. The current Payments of Debt is $-100.5 Mil. Community Trust Bancorp's overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Payments of Debt calculated?
Payments of Debt is calculated from a company's financial statements. For Community Trust Bancorp (CTBI), the current Payments of Debt is $-100.5 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Community Trust Bancorp (CTBI) Overvalued in 2026?

Based on GuruFocus' analysis, Community Trust Bancorp stock appears to be overvalued. The current stock price of $72.09 is trading 19.9% above its estimated GF Value™ of $60.12. GuruFocus considers Community Trust Bancorp to be Modestly Overvalued.

Key valuation signals for CTBI:

  • Payments of Debt: $-100.5 Mil
  • GF Value™: $60.12 vs. price of $72.09 (19.9% above fair value)
  • GF Score™: 69/100 with 6 warning signs

No single metric tells the full story. See the CTBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Community Trust Bancorp Business Description

Address 346 North Mayo Trail, P.O. Box 2947, Pikeville, KY, USA, 41502
Community Trust Bancorp Inc is a bank holding company. The Bank owns all the capital stock of one commercial bank and one trust company, serving small and mid-sized communities in eastern, north-eastern, central, and south-central Kentucky, southern West Virginia, and north-eastern Tennessee. Through its subsidiaries, the Bank is engaged in commercial and personal banking and trust and wealth management activities, which include accepting time and demand deposits; making secured and unsecured loans to corporations, individuals, and others; providing cash management services to corporate and individual customers; issuing letters of credit; renting safe deposit boxes; and providing funds transfer services. The company operates in one reportable segment: community banking services.
69GF Score

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Payments of Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$72.09
Price
$60.12
GF Value