PRA Group (FRA:POV1) Cyclically Adjusted Revenue per Share: €23.60 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:POV1 PRA Group Inc FRA:POV1
64 GF Score
Price €15.00
GF Value €22.26
Valuation Possible Value Trap
! 3 Warning Signs
View Full Analysis

What is PRA Group Cyclically Adjusted Revenue per Share?

PRA Group FRA:POV1 +1.35% 64 Cyclically Adjusted Revenue per Share is €23.60 as of Mar. 2026. GuruFocus rates FRA:POV1 with a GF Score™ of 64/100 and a GF Value™ of €22.26 (Possible Value Trap). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

PRA Group's adjusted revenue per share for the three months ended in Mar. 2026 was €7.129. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is €23.60 for the trailing ten years ended in Mar. 2026.

During the past 12 months, PRA Group's average Cyclically Adjusted Revenue Growth Rate was 5.60% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 4.50% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 7.30% per year. During the past 10 years, the average Cyclically Adjusted Revenue Growth Rate was 10.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of PRA Group was 20.50% per year. The lowest was 4.50% per year. And the median was 12.10% per year.

As of today (2026-07-30), PRA Group's current stock price is €15.00. PRA Group's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was €23.60. PRA Group's Cyclically Adjusted PS Ratio of today is 0.64.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of PRA Group was 3.54. The lowest was 0.40. And the median was 1.90.


PRA Group  (FRA:POV1) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

PRA Group's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=15.00/23.60
=0.64

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of PRA Group was 3.54. The lowest was 0.40. And the median was 1.90.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


PRA Group Cyclically Adjusted Revenue per Share Related Terms


PRA Group Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for PRA Group's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PRA Group Cyclically Adjusted Revenue per Share Chart

PRA Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 18.30 22.02 22.29 23.49 22.93

PRA Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 23.50 22.92 23.21 22.93 23.60

FRA:POV1 vs GDOT, OPFI, NAVI: Cyclically Adjusted Revenue per Share Comparison

For the Credit Services subindustry, PRA Group's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PRA Group Cyclically Adjusted PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, PRA Group's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where PRA Group's Cyclically Adjusted PS Ratio falls into.


FRA:POV1
64GF Score
PRA Group Inc FRA:POV1
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PRA Group Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PRA Group's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=7.129/330.2130*330.2130
=7.129

Current CPI (Mar. 2026) = 330.2130.

PRA Group Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 4.382 241.018 6.004
201609 4.260 241.428 5.827
201612 3.208 241.432 4.388
201703 4.142 243.801 5.610
201706 3.871 244.955 5.218
201709 3.724 246.819 4.982
201712 3.991 246.524 5.346
201803 3.989 249.554 5.278
201806 4.119 251.989 5.398
201809 4.115 252.439 5.383
201812 4.183 251.233 5.498
201903 4.684 254.202 6.085
201906 4.890 256.143 6.304
201909 4.902 256.759 6.304
201912 5.058 256.974 6.500
202003 4.983 258.115 6.375
202006 5.257 257.797 6.734
202009 4.932 260.280 6.257
202012 4.924 260.474 6.242
202103 5.284 264.877 6.587
202106 5.153 271.696 6.263
202109 4.915 274.310 5.917
202112 5.205 278.802 6.165
202203 5.302 287.504 6.090
202206 6.136 296.311 6.838
202209 6.329 296.808 7.041
202212 5.326 296.797 5.926
202303 3.818 301.836 4.177
202306 5.038 305.109 5.453
202309 5.224 307.789 5.605
202312 4.914 306.746 5.290
202403 6.009 312.332 6.353
202406 6.733 314.175 7.077
202409 6.470 315.301 6.776
202412 7.122 315.605 7.452
202503 6.340 319.799 6.546
202506 6.400 322.561 6.552
202509 6.849 324.800 6.963
202512 7.415 324.054 7.556
202603 7.129 330.213 7.129

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of €23.60 mean?
PRA Group (FRA:POV1) has a Cyclically Adjusted Revenue per Share of €23.60 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on PRA Group and its competitors.
Is PRA Group's Cyclically Adjusted Revenue per Share too high?
PRA Group's current Cyclically Adjusted Revenue per Share is €23.60. Overall, PRA Group has a GF Score™ of 64/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PRA Group's Cyclically Adjusted Revenue per Share compare to GDOT and OPFI?
PRA Group's Cyclically Adjusted Revenue per Share of €23.60 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Credit Services company?
A good Cyclically Adjusted Revenue per Share depends on the Credit Services industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on PRA Group and its competitors. PRA Group's current Cyclically Adjusted Revenue per Share is €23.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PRA Group stock overvalued right now?
Based on GuruFocus' analysis, PRA Group (FRA:POV1) is currently considered Possible Value Trap. The stock's GF Value™ is €22.26, compared to a current price of €15.00 — trading 32.6% below its estimated fair value. The current Cyclically Adjusted Revenue per Share is €23.60. PRA Group's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For PRA Group (FRA:POV1), the current Cyclically Adjusted Revenue per Share is €23.60 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PRA Group (FRA:POV1) Overvalued in 2026?

Based on GuruFocus' analysis, PRA Group stock appears to be undervalued. The current stock price of €15.00 is trading 32.6% below its estimated GF Value™ of €22.26. GuruFocus considers PRA Group to be Possible Value Trap.

Key valuation signals for FRA:POV1:

  • Cyclically Adjusted Revenue per Share: €23.60
  • GF Value™: €22.26 vs. price of €15.00 (32.6% below fair value)
  • GF Score™: 64/100 with 3 warning signs

No single metric tells the full story. See the FRA:POV1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PRA Group Business Description

Other Exchanges PRAA:USA
Address 120 Corporate Boulevard, Norfolk, VA, USA, 23502
PRA Group Inc is a specialty finance company engaged in the purchase, collection, and management of nonperforming loan portfolios. The majority of the loans it purchases are from credit originators who have chosen not to pursue, or have been unsuccessful in collecting, the full balance owed to them (Core accounts). To a lesser extent, the company also purchases loans in situations where the customer is involved in a bankruptcy or similar proceeding (Insolvency accounts). As part of an ancillary business, it also purchases and provides fee-based services for class action claims recoveries in the U.S. The company has two operating and reportable segments, comprised of its U.S. and European businesses. The majority of its revenue is generated from the United States.
64GF Score

Get the complete analysis for FRA:POV1

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€15.00
Price
€22.26
GF Value