First Northern Community Bancorp (FRA:VW8) Cyclically Adjusted Revenue per Share: €3.32 (As of Jun. 2026)

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FRA:VW8 First Northern Community Bancorp FRA:VW8
57 GF Score
Price €14.24
GF Value €8.63
! 5 Warning Signs
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What is First Northern Community Bancorp Cyclically Adjusted Revenue per Share?

First Northern Community Bancorp FRA:VW8 +0.71% 57 Cyclically Adjusted Revenue per Share is €3.32 as of Jun. 2026. GuruFocus rates FRA:VW8 with a GF Score™ of 57/100 and a GF Value™ of €8.63. The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

First Northern Community Bancorp's adjusted revenue per share for the three months ended in Jun. 2026 was €0.964. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is €3.32 for the trailing ten years ended in Jun. 2026.

During the past 12 months, First Northern Community Bancorp's average Cyclically Adjusted Revenue Growth Rate was 6.50% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 6.30% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 7.20% per year. During the past 10 years, the average Cyclically Adjusted Revenue Growth Rate was 5.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of First Northern Community Bancorp was 8.10% per year. The lowest was -0.60% per year. And the median was 2.70% per year.

As of today (2026-08-23), First Northern Community Bancorp's current stock price is €14.24. First Northern Community Bancorp's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was €3.32. First Northern Community Bancorp's Cyclically Adjusted PS Ratio of today is 4.29.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of First Northern Community Bancorp was 4.60. The lowest was 1.78. And the median was 2.85.


First Northern Community Bancorp  (FRA:VW8) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

First Northern Community Bancorp's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=14.24/3.32
=4.29

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of First Northern Community Bancorp was 4.60. The lowest was 1.78. And the median was 2.85.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


First Northern Community Bancorp Cyclically Adjusted Revenue per Share Related Terms


First Northern Community Bancorp Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for First Northern Community Bancorp's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Northern Community Bancorp Cyclically Adjusted Revenue per Share Chart

First Northern Community Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

First Northern Community Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 3.32

FRA:VW8 vs FDBC, NASB, CCFN: Cyclically Adjusted Revenue per Share Comparison

For the Banks - Regional subindustry, First Northern Community Bancorp's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Northern Community Bancorp Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, First Northern Community Bancorp's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where First Northern Community Bancorp's Cyclically Adjusted PS Ratio falls into.


FRA:VW8
57GF Score
First Northern Community Bancorp FRA:VW8
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

First Northern Community Bancorp Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, First Northern Community Bancorp's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.964/333.9520*333.9520
=0.964

Current CPI (Jun. 2026) = 333.9520.

First Northern Community Bancorp Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 0.543 241.428 0.751
201612 0.629 241.432 0.870
201703 0.658 243.801 0.901
201706 0.582 244.955 0.793
201709 0.569 246.819 0.770
201712 0.588 246.524 0.797
201803 0.575 249.554 0.769
201806 0.615 251.989 0.815
201809 0.647 252.439 0.856
201812 0.708 251.233 0.941
201903 0.687 254.202 0.903
201906 0.679 256.143 0.885
201909 0.697 256.759 0.907
201912 0.740 256.974 0.962
202003 0.661 258.115 0.855
202006 0.654 257.797 0.847
202009 0.705 260.280 0.905
202012 0.899 260.474 1.153
202103 0.614 264.877 0.774
202106 0.629 271.696 0.773
202109 0.656 274.310 0.799
202112 0.773 278.802 0.926
202203 0.711 287.504 0.826
202206 0.789 296.311 0.889
202209 0.953 296.808 1.072
202212 0.728 296.797 0.819
202303 0.939 301.836 1.039
202306 1.070 305.109 1.171
202309 0.899 307.789 0.975
202312 0.838 306.746 0.912
202403 0.893 312.332 0.955
202406 0.936 314.175 0.995
202409 0.896 315.301 0.949
202412 0.871 315.605 0.922
202503 0.941 319.799 0.983
202506 0.950 322.561 0.984
202509 0.925 324.800 0.951
202512 0.876 324.054 0.903
202603 0.980 330.213 0.991
202606 0.964 333.952 0.964

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of €3.32 mean?
First Northern Community Bancorp (FRA:VW8) has a Cyclically Adjusted Revenue per Share of €3.32 as of Jun. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on First Northern Community Bancorp and its competitors.
Is First Northern Community Bancorp's Cyclically Adjusted Revenue per Share too high?
First Northern Community Bancorp's current Cyclically Adjusted Revenue per Share is €3.32. Overall, First Northern Community Bancorp has a GF Score™ of 57/100, reflecting its overall financial health beyond just this single metric.
How does First Northern Community Bancorp's Cyclically Adjusted Revenue per Share compare to FDBC and NASB?
First Northern Community Bancorp's Cyclically Adjusted Revenue per Share of €3.32 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on First Northern Community Bancorp and its competitors. First Northern Community Bancorp's current Cyclically Adjusted Revenue per Share is €3.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Northern Community Bancorp stock overvalued right now?
First Northern Community Bancorp (FRA:VW8) has a current Cyclically Adjusted Revenue per Share of €3.32. The stock's GF Value™ is €8.63, compared to a current price of €14.24 — trading 65% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is €3.32. First Northern Community Bancorp's overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For First Northern Community Bancorp (FRA:VW8), the current Cyclically Adjusted Revenue per Share is €3.32 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Northern Community Bancorp (FRA:VW8) Overvalued in 2026?

Based on GuruFocus' analysis, First Northern Community Bancorp stock appears to be overvalued. The current stock price of €14.24 is trading 65% above its estimated GF Value™ of €8.63.

Key valuation signals for FRA:VW8:

  • Cyclically Adjusted Revenue per Share: €3.32
  • GF Value™: €8.63 vs. price of €14.24 (65% above fair value)
  • GF Score™: 57/100 with 5 warning signs

No single metric tells the full story. See the FRA:VW8 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Northern Community Bancorp Business Description

Other Exchanges FNRN:USA
Address 195 North First Street, Dixon, CA, USA, 95620
First Northern Community Bancorp is a bank holding company for a community bank, First Northern Bank of Dixon. It conducts general banking activities, including collecting deposits and originating loans, and serves Solano, Yolo, Sacramento, Placer, El Dorado, and Contra Costa Counties. It offers a broad range of alternative investment products and services, equipment leasing, credit cards, merchant card processing, payroll services, and limited international banking services. The bank generates the majority of its revenue by providing various products and services to small and medium-sized businesses and individuals. including accepting demand, interest bearing transaction, savings, and time deposits, and making commercial, consumer, and real estate-related loans.
57GF Score

Get the complete analysis for FRA:VW8

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€14.24
Price
€8.63
GF Value