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Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return.
As of today, First Northern Community Bancorp's Shareholder Yield % was 1.39%.
First Northern Community Bancorp (FRA:VW8) Shareholder Yield % Explanation
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."
Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.
Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.
Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.
First Northern Community Bancorp Shareholder Yield % Related Terms
First Northern Community Bancorp Shareholder Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Northern Community Bancorp Shareholder Yield % Chart
FRA:VW8 vs FDBC, NASB, CCFN: Shareholder Yield % Comparison
For the Banks - Regional subindustry, First Northern Community Bancorp's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Northern Community Bancorp Shareholder Yield % vs Banks Industry
For the Banks industry and Financial Services sector, First Northern Community Bancorp's Shareholder Yield % distribution charts can be found below:
* The bar in red indicates where First Northern Community Bancorp's Shareholder Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.
First Northern Community Bancorp (FRA:VW8) has a Shareholder Yield % of 1.39% as of Jun. 2026. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on First Northern Community Bancorp and its competitors. This is 10% below median its historical median of 1.54. According to the industry distribution chart, First Northern Community Bancorp ranks #755 out of 1499 companies in the Banks industry, placing it in the top 50.4%.
Is First Northern Community Bancorp's Shareholder Yield % too high?
First Northern Community Bancorp's current Shareholder Yield % of 1.39% is 10% below median its 10-year median of 1.54. The Banks industry median Shareholder Yield % is 1.43. First Northern Community Bancorp's value of 1.39% is 2.8% below this industry median. Based on the distribution chart, First Northern Community Bancorp ranks #755 out of 1499 companies in the Banks industry, which is below the industry midpoint. Overall, First Northern Community Bancorp has a GF Score™ of 57/100, reflecting its overall financial health beyond just this single metric.
How does First Northern Community Bancorp's Shareholder Yield % compare to FDBC and NASB?
According to the Banks industry distribution chart, First Northern Community Bancorp ranks #755 out of 1499 companies for Shareholder Yield %. This places First Northern Community Bancorp in the lower half of its industry. The industry median Shareholder Yield % is 1.43. First Northern Community Bancorp's value of 1.39% is 2.8% below this benchmark. While the company's 10-year median is 1.54 vs. the industry median of 1.43, First Northern Community Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Banks company?
The median Shareholder Yield % among Banks companies is 1.43, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Northern Community Bancorp's current Shareholder Yield % of 1.39% is 2.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on First Northern Community Bancorp and its competitors. For the Banks industry, the median Shareholder Yield % is 1.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Northern Community Bancorp's current Shareholder Yield % is 1.39%, which is 10% below median its own 10-year median of 1.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Northern Community Bancorp stock overvalued right now?
First Northern Community Bancorp (FRA:VW8) has a current Shareholder Yield % of 1.39%. The stock's GF Value™ is €8.63, compared to a current price of €14.24 — trading 65% above its estimated fair value. The current Shareholder Yield % is 1.39%, which is 10% below median its 10-year median of 1.54 and 2.8% below the Banks industry median of 1.43. First Northern Community Bancorp's overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For First Northern Community Bancorp (FRA:VW8), the current Shareholder Yield % is 1.39% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Northern Community Bancorp (FRA:VW8) Overvalued in 2026?
Based on GuruFocus' analysis, First Northern Community Bancorp stock appears to be overvalued.
The current stock price of €14.24 is trading 65% above its estimated GF Value™ of €8.63.
Key valuation signals for FRA:VW8:
Shareholder Yield %: 1.39% (10% below median its 10-year median of 1.54)
GF Value™: €8.63 vs. price of €14.24 (65% above fair value)
Industry Position: 2.8% below the Banks median (#755 of 1499)
No single metric tells the full story. See the FRA:VW8 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Northern Community Bancorp is a bank holding company for a community bank, First Northern Bank of Dixon. It conducts general banking activities, including collecting deposits and originating loans, and serves Solano, Yolo, Sacramento, Placer, El Dorado, and Contra Costa Counties. It offers a broad range of alternative investment products and services, equipment leasing, credit cards, merchant card processing, payroll services, and limited international banking services. The bank generates the majority of its revenue by providing various products and services to small and medium-sized businesses and individuals. including accepting demand, interest bearing transaction, savings, and time deposits, and making commercial, consumer, and real estate-related loans.
57GF Score
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