PT Bank Pan Indonesia Tbk (ISX:PNBN) Cyclically Adjusted Revenue per Share: Rp504.80 (As of Jun. 2026)

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ISX:PNBN PT Bank Pan Indonesia Tbk ISX:PNBN
58 GF Score
Price Rp905.00
GF Value Rp1,156.52
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is PT Bank Pan Indonesia Tbk Cyclically Adjusted Revenue per Share?

PT Bank Pan Indonesia Tbk ISX:PNBN -0.55% 58 Cyclically Adjusted Revenue per Share is Rp504.80 as of Jun. 2026. GuruFocus rates ISX:PNBN with a GF Score™ of 58/100 and a GF Value™ of Rp1,156.52 (Modestly Undervalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

PT Bank Pan Indonesia Tbk's adjusted revenue per share for the three months ended in Jun. 2026 was Rp106.930. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is Rp504.80 for the trailing ten years ended in Jun. 2026.

During the past 12 months, PT Bank Pan Indonesia Tbk's average Cyclically Adjusted Revenue Growth Rate was 2.20% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 2.00% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 3.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of PT Bank Pan Indonesia Tbk was 4.20% per year. The lowest was 2.00% per year. And the median was 3.50% per year.

As of today (2026-08-19), PT Bank Pan Indonesia Tbk's current stock price is Rp905.00. PT Bank Pan Indonesia Tbk's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was Rp504.80. PT Bank Pan Indonesia Tbk's Cyclically Adjusted PS Ratio of today is 1.79.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of PT Bank Pan Indonesia Tbk was 5.83. The lowest was 1.58. And the median was 2.36.


PT Bank Pan Indonesia Tbk  (ISX:PNBN) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

PT Bank Pan Indonesia Tbk's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=905.00/504.80
=1.79

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of PT Bank Pan Indonesia Tbk was 5.83. The lowest was 1.58. And the median was 2.36.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


PT Bank Pan Indonesia Tbk Cyclically Adjusted Revenue per Share Related Terms


PT Bank Pan Indonesia Tbk Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for PT Bank Pan Indonesia Tbk's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Pan Indonesia Tbk Cyclically Adjusted Revenue per Share Chart

PT Bank Pan Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 445.17 472.24 483.14 487.56 500.47

PT Bank Pan Indonesia Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 493.87 495.54 500.47 503.39 504.80

PT Bank Pan Indonesia Tbk Cyclically Adjusted Revenue per Share Competitor Comparison

For the Banks - Regional subindustry, PT Bank Pan Indonesia Tbk's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Pan Indonesia Tbk Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Pan Indonesia Tbk's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where PT Bank Pan Indonesia Tbk's Cyclically Adjusted PS Ratio falls into.


ISX:PNBN
58GF Score
PT Bank Pan Indonesia Tbk ISX:PNBN
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank Pan Indonesia Tbk Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PT Bank Pan Indonesia Tbk's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=106.93/137.6954*137.6954
=106.930

Current CPI (Jun. 2026) = 137.6954.

PT Bank Pan Indonesia Tbk Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 101.466 104.142 134.157
201612 105.014 105.222 137.423
201703 106.310 106.476 137.481
201706 95.693 107.722 122.320
201709 105.276 108.020 134.197
201712 104.100 109.017 131.485
201803 101.800 110.097 127.319
201806 102.496 111.085 127.049
201809 104.910 111.135 129.983
201812 104.303 112.430 127.742
201903 103.165 112.829 125.902
201906 104.418 114.730 125.319
201909 104.610 114.905 125.359
201912 106.192 115.486 126.614
202003 110.181 116.252 130.504
202006 98.551 116.630 116.351
202009 141.808 116.397 167.757
202012 132.272 117.318 155.247
202103 117.160 117.840 136.901
202106 134.362 118.184 156.544
202109 123.238 118.262 143.489
202112 121.234 119.516 139.675
202203 116.048 120.948 132.117
202206 110.355 123.322 123.217
202209 114.115 125.298 125.406
202212 121.705 126.098 132.899
202303 112.063 126.953 121.546
202306 113.186 127.663 122.081
202309 100.496 128.151 107.980
202312 107.934 129.395 114.858
202403 113.535 130.607 119.697
202406 100.273 130.792 105.566
202409 114.696 130.361 121.149
202412 98.132 131.432 102.809
202503 103.240 131.948 107.737
202506 109.101 133.241 112.749
202509 107.617 133.819 110.734
202512 112.095 135.271 114.104
202603 106.661 136.539 107.565
202606 106.930 137.695 106.930

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of Rp504.80 mean?
PT Bank Pan Indonesia Tbk (ISX:PNBN) has a Cyclically Adjusted Revenue per Share of Rp504.80 as of Jun. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on PT Bank Pan Indonesia Tbk and its competitors.
Is PT Bank Pan Indonesia Tbk's Cyclically Adjusted Revenue per Share too high?
PT Bank Pan Indonesia Tbk's current Cyclically Adjusted Revenue per Share is Rp504.80. Overall, PT Bank Pan Indonesia Tbk has a GF Score™ of 58/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Pan Indonesia Tbk's Cyclically Adjusted Revenue per Share compare to competitors?
PT Bank Pan Indonesia Tbk's Cyclically Adjusted Revenue per Share of Rp504.80 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on PT Bank Pan Indonesia Tbk and its competitors. PT Bank Pan Indonesia Tbk's current Cyclically Adjusted Revenue per Share is Rp504.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Pan Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Pan Indonesia Tbk (ISX:PNBN) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp1,156.52, compared to a current price of Rp905.00 — trading 21.7% below its estimated fair value. The current Cyclically Adjusted Revenue per Share is Rp504.80. PT Bank Pan Indonesia Tbk's overall GF Score™ is 58/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For PT Bank Pan Indonesia Tbk (ISX:PNBN), the current Cyclically Adjusted Revenue per Share is Rp504.80 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Pan Indonesia Tbk (ISX:PNBN) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Pan Indonesia Tbk stock appears to be undervalued. The current stock price of Rp905.00 is trading 21.7% below its estimated GF Value™ of Rp1,156.52. GuruFocus considers PT Bank Pan Indonesia Tbk to be Modestly Undervalued.

Key valuation signals for ISX:PNBN:

  • Cyclically Adjusted Revenue per Share: Rp504.80
  • GF Value™: Rp1,156.52 vs. price of Rp905.00 (21.7% below fair value)
  • GF Score™: 58/100 with 3 warning signs

No single metric tells the full story. See the ISX:PNBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Pan Indonesia Tbk Business Description

Other Exchanges PTQ:Germany
Address Jalan l. Jendral Sudirman Kav. 1, Panin Bank Center, Senayan, Jakarta, IDN, 10270
PT Bank Pan Indonesia Tbk is an Indonesian bank with a subsidiary that operates in the field of banking services. It provides Individual and business banking services. Its reportable segments are Banking and Multi-finance. It generates the majority of its revenue from the Banking segment, which includes conventional commercial banks and Sharia commercial banks. The principal operation of the group is in Indonesia.
58GF Score

Get the complete analysis for ISX:PNBN

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp905.00
Price
Rp1,156.52
GF Value