PT Bank Pan Indonesia Tbk (ISX:PNBN) ROC (Joel Greenblatt) %: % (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:PNBN PT Bank Pan Indonesia Tbk ISX:PNBN
58 GF Score
Price Rp900.00
GF Value Rp1,156.03
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is PT Bank Pan Indonesia Tbk ROC (Joel Greenblatt) %?

PT Bank Pan Indonesia Tbk ISX:PNBN -0.55% 58 ROC (Joel Greenblatt) % is % as of Jun. 2026. GuruFocus rates ISX:PNBN with a GF Score™ of 58/100 and a GF Value™ of Rp1,156.03 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 47 Banks companies, PT Bank Pan Indonesia Tbk ranks worse than 2127657.45% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

ISX:PNBN
58GF Score
PT Bank Pan Indonesia Tbk ISX:PNBN
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
What does a ROC (Joel Greenblatt) % of % mean?
PT Bank Pan Indonesia Tbk (ISX:PNBN) has a ROC (Joel Greenblatt) % of % as of Jun. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on PT Bank Pan Indonesia Tbk and its competitors. According to the industry distribution chart, PT Bank Pan Indonesia Tbk ranks #999999 out of 47 companies in the Banks industry.
Is PT Bank Pan Indonesia Tbk's ROC (Joel Greenblatt) % too high?
PT Bank Pan Indonesia Tbk's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, PT Bank Pan Indonesia Tbk ranks #999999 out of 47 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, PT Bank Pan Indonesia Tbk has a GF Score™ of 58/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Pan Indonesia Tbk's ROC (Joel Greenblatt) % compare to competitors?
According to the Banks industry distribution chart, PT Bank Pan Indonesia Tbk ranks #999999 out of 47 companies for ROC (Joel Greenblatt) %. This places PT Bank Pan Indonesia Tbk in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 50.71. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 50.71, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on PT Bank Pan Indonesia Tbk and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 50.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Pan Indonesia Tbk's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Pan Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Pan Indonesia Tbk (ISX:PNBN) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp1,156.03, compared to a current price of Rp900.00 — trading 22.1% below its estimated fair value. The current ROC (Joel Greenblatt) % is %. PT Bank Pan Indonesia Tbk's overall GF Score™ is 58/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For PT Bank Pan Indonesia Tbk (ISX:PNBN), the current ROC (Joel Greenblatt) % is % as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Pan Indonesia Tbk (ISX:PNBN) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Pan Indonesia Tbk stock appears to be undervalued. The current stock price of Rp900.00 is trading 22.1% below its estimated GF Value™ of Rp1,156.03. GuruFocus considers PT Bank Pan Indonesia Tbk to be Modestly Undervalued.

Key valuation signals for ISX:PNBN:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: Rp1,156.03 vs. price of Rp900.00 (22.1% below fair value)
  • GF Score™: 58/100 with 3 warning signs

No single metric tells the full story. See the ISX:PNBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Pan Indonesia Tbk Business Description

Other Exchanges PTQ:Germany
Address Jalan l. Jendral Sudirman Kav. 1, Panin Bank Center, Senayan, Jakarta, IDN, 10270
PT Bank Pan Indonesia Tbk is an Indonesian bank with a subsidiary that operates in the field of banking services. It provides Individual and business banking services. Its reportable segments are Banking and Multi-finance. It generates the majority of its revenue from the Banking segment, which includes conventional commercial banks and Sharia commercial banks. The principal operation of the group is in Indonesia.
58GF Score

Get the complete analysis for ISX:PNBN

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp900.00
Price
Rp1,156.03
GF Value