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* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for PT Bank Pan Indonesia Tbk's PEG Ratio or its related term are showing as below:
ISX:PNBN'
s PEG Ratio Range Over the Past 10 Years
Min: 0.37 Med: 1 Max: 4.28
Current: 1.73
During the past 13 years, PT Bank Pan Indonesia Tbk's highest PEG Ratio was 4.28. The lowest was 0.37. And the median was 1.00.
ISX:PNBN's PEG Ratio is ranked worse than 54.89% of 1228
companies
in the Banks industry
Industry Median: 1.545
vs ISX:PNBN: 1.73
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
PT Bank Pan Indonesia Tbk (ISX:PNBN) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
PT Bank Pan Indonesia Tbk PEG Ratio Related Terms
PT Bank Pan Indonesia Tbk PEG Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Pan Indonesia Tbk PEG Ratio Competitor Comparison
For the Banks - Regional subindustry, PT Bank Pan Indonesia Tbk's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Pan Indonesia Tbk PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank Pan Indonesia Tbk's PEG Ratio distribution charts can be found below:
* The bar in red indicates where PT Bank Pan Indonesia Tbk's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
PT Bank Pan Indonesia Tbk (ISX:PNBN) has a PEG Ratio of 1.73 as of Jul. 23, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on PT Bank Pan Indonesia Tbk and its competitors. This is 73% above median its historical median of 1.00. Over the past decade, PT Bank Pan Indonesia Tbk's PEG Ratio has ranged from 0.37 to 4.28. According to the industry distribution chart, PT Bank Pan Indonesia Tbk ranks #674 out of 1228 companies in the Banks industry, placing it in the top 54.9%.
Is PT Bank Pan Indonesia Tbk's PEG Ratio too high?
PT Bank Pan Indonesia Tbk's current PEG Ratio of 1.73 is 73% above median its 10-year median of 1.00. Over the past 10 years, this metric has ranged from a low of 0.37 to a high of 4.28. The Banks industry median PEG Ratio is 1.55. PT Bank Pan Indonesia Tbk's value of 1.73 is 12% above this industry median. Based on the distribution chart, PT Bank Pan Indonesia Tbk ranks #674 out of 1228 companies in the Banks industry, which is below the industry midpoint. Overall, PT Bank Pan Indonesia Tbk has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Pan Indonesia Tbk's PEG Ratio compare to competitors?
According to the Banks industry distribution chart, PT Bank Pan Indonesia Tbk ranks #674 out of 1228 companies for PEG Ratio. This places PT Bank Pan Indonesia Tbk in the lower half of its industry. The industry median PEG Ratio is 1.55. PT Bank Pan Indonesia Tbk's value of 1.73 is 12% above this benchmark. Historically, PT Bank Pan Indonesia Tbk's own PEG Ratio has ranged from 0.37 to 4.28 over the past decade. While the company's 10-year median is 1.00 vs. the industry median of 1.55, PT Bank Pan Indonesia Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.55, based on 1,228 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Pan Indonesia Tbk's current PEG Ratio of 1.73 is 12% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on PT Bank Pan Indonesia Tbk and its competitors. For the Banks industry, the median PEG Ratio is 1.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Pan Indonesia Tbk's current PEG Ratio is 1.73, which is 73% above median its own 10-year median of 1.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Pan Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Pan Indonesia Tbk (ISX:PNBN) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp1,163.39, compared to a current price of Rp900.00 — trading 22.6% below its estimated fair value. The current PEG Ratio is 1.73, which is 73% above median its 10-year median of 1.00 and 12% above the Banks industry median of 1.55. PT Bank Pan Indonesia Tbk's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For PT Bank Pan Indonesia Tbk (ISX:PNBN), the current PEG Ratio is 1.73 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Pan Indonesia Tbk (ISX:PNBN) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Pan Indonesia Tbk stock appears to be undervalued.
The current stock price of Rp900.00 is trading 22.6% below its estimated GF Value™ of Rp1,163.39.
GuruFocus considers PT Bank Pan Indonesia Tbk to be Modestly Undervalued.
Key valuation signals for ISX:PNBN:
PEG Ratio: 1.73 (73% above median its 10-year median of 1.00)
GF Value™: Rp1,163.39 vs. price of Rp900.00 (22.6% below fair value)
Industry Position: 12% above the Banks median (#674 of 1228)
No single metric tells the full story. See the ISX:PNBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Pan Indonesia Tbk is an Indonesian bank with a subsidiary that operates in the field of banking services. It provides Individual and business banking services. Its reportable segments are Banking and Multi-finance. It generates the majority of its revenue from the Banking segment, which includes conventional commercial banks and Sharia commercial banks. The principal operation of the group is in Indonesia.
65GF Score
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