PKO Bank Polski (STU:P90) Cyclically Adjusted Revenue per Share: €4.35 (As of Mar. 2026)

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STU:P90 PKO Bank Polski SA STU:P90
74 GF Score
Price €24.62
GF Value €16.32
Valuation Significantly Overvalued
! 7 Warning Signs
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What is PKO Bank Polski Cyclically Adjusted Revenue per Share?

PKO Bank Polski STU:P90 -1.54% 74 Cyclically Adjusted Revenue per Share is €4.35 as of Mar. 2026. GuruFocus rates STU:P90 with a GF Score™ of 74/100 and a GF Value™ of €16.32 (Significantly Overvalued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

PKO Bank Polski's adjusted revenue per share for the three months ended in Mar. 2026 was €1.422. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is €4.35 for the trailing ten years ended in Mar. 2026.

During the past 12 months, PKO Bank Polski's average Cyclically Adjusted Revenue Growth Rate was 10.30% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 10.50% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 12.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of PKO Bank Polski was 13.40% per year. The lowest was 3.60% per year. And the median was 10.60% per year.

As of today (2026-07-24), PKO Bank Polski's current stock price is €24.615. PKO Bank Polski's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was €4.35. PKO Bank Polski's Cyclically Adjusted PS Ratio of today is 5.66.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of PKO Bank Polski was 5.84. The lowest was 1.65. And the median was 3.74.


PKO Bank Polski  (STU:P90) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

PKO Bank Polski's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=24.615/4.35
=5.66

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of PKO Bank Polski was 5.84. The lowest was 1.65. And the median was 3.74.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


PKO Bank Polski Cyclically Adjusted Revenue per Share Related Terms


PKO Bank Polski Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for PKO Bank Polski's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PKO Bank Polski Cyclically Adjusted Revenue per Share Chart

PKO Bank Polski Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.48 2.89 3.47 4.05 4.19

PKO Bank Polski Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.34 4.36 4.18 4.19 4.35

STU:P90 vs PNC: Cyclically Adjusted Revenue per Share Comparison

For the Banks - Regional subindustry, PKO Bank Polski's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PKO Bank Polski Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, PKO Bank Polski's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where PKO Bank Polski's Cyclically Adjusted PS Ratio falls into.


STU:P90
74GF Score
PKO Bank Polski SA STU:P90
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PKO Bank Polski Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PKO Bank Polski's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.422/163.0700*163.0700
=1.422

Current CPI (Mar. 2026) = 163.0700.

PKO Bank Polski Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.601 99.552 0.984
201609 0.548 99.064 0.902
201612 0.540 100.366 0.877
201703 0.552 101.018 0.891
201706 0.591 101.180 0.953
201709 0.589 101.343 0.948
201712 0.591 102.564 0.940
201803 0.594 102.564 0.944
201806 0.619 103.378 0.976
201809 0.627 103.378 0.989
201812 0.634 103.785 0.996
201903 0.647 104.274 1.012
201906 0.656 105.983 1.009
201909 0.681 105.983 1.048
201912 0.691 107.123 1.052
202003 0.663 109.076 0.991
202006 0.655 109.402 0.976
202009 0.650 109.320 0.970
202012 0.701 109.565 1.043
202103 0.655 112.658 0.948
202106 0.686 113.960 0.982
202109 0.687 115.588 0.969
202112 0.745 119.088 1.020
202203 0.829 125.031 1.081
202206 0.915 131.705 1.133
202209 0.414 135.531 0.498
202212 1.014 139.113 1.189
202303 1.026 145.950 1.146
202306 1.064 147.009 1.180
202309 1.134 146.113 1.266
202312 1.212 147.741 1.338
202403 1.262 149.044 1.381
202406 1.239 150.997 1.338
202409 1.345 153.439 1.429
202412 1.441 154.660 1.519
202503 1.397 157.021 1.451
202506 1.437 157.509 1.488
202509 1.434 158.000 1.480
202512 1.410 158.320 1.452
202603 1.422 163.070 1.422

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of €4.35 mean?
PKO Bank Polski (STU:P90) has a Cyclically Adjusted Revenue per Share of €4.35 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on PKO Bank Polski and its competitors.
Is PKO Bank Polski's Cyclically Adjusted Revenue per Share too high?
PKO Bank Polski's current Cyclically Adjusted Revenue per Share is €4.35. Overall, PKO Bank Polski has a GF Score™ of 74/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PKO Bank Polski's Cyclically Adjusted Revenue per Share compare to PNC?
PKO Bank Polski's Cyclically Adjusted Revenue per Share of €4.35 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on PKO Bank Polski and its competitors. PKO Bank Polski's current Cyclically Adjusted Revenue per Share is €4.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PKO Bank Polski stock overvalued right now?
Based on GuruFocus' analysis, PKO Bank Polski (STU:P90) is currently considered Significantly Overvalued. The stock's GF Value™ is €16.32, compared to a current price of €24.62 — trading 50.8% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is €4.35. PKO Bank Polski's overall GF Score™ is 74/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For PKO Bank Polski (STU:P90), the current Cyclically Adjusted Revenue per Share is €4.35 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PKO Bank Polski (STU:P90) Overvalued in 2026?

Based on GuruFocus' analysis, PKO Bank Polski stock appears to be overvalued. The current stock price of €24.62 is trading 50.8% above its estimated GF Value™ of €16.32. GuruFocus considers PKO Bank Polski to be Significantly Overvalued.

Key valuation signals for STU:P90:

  • Cyclically Adjusted Revenue per Share: €4.35
  • GF Value™: €16.32 vs. price of €24.62 (50.8% above fair value)
  • GF Score™: 74/100 with 7 warning signs

No single metric tells the full story. See the STU:P90 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PKO Bank Polski Business Description

Address Swietokrzyska 36, Warsaw, POL, 00-116
PKO Bank Polski SA is a universal banking group operating predominantly in Poland. Its various products and service offerings include retail deposits, mortgage loans, consumer finance, corporate deposits, corporate loans, and asset management, among others. The majority of its net revenue is net interest income, overwhelmingly derived from customer loans. Along with its subsidiaries, the company operates in three main segments: Retail, Corporate and Investment, and Transfer Center and Other. Maximum revenue is generated from the Retail segment, which offers various services to individuals as part of retail, private, and mortgage banking, and to legal entities as part of corporate banking.
74GF Score

Get the complete analysis for STU:P90

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€24.62
Price
€16.32
GF Value