PKO Bank Polski (STU:P90) Tariff Resilience Score: 9/10 (As of Jul. 12, 2026)


STU:P90 PKO Bank Polski SA STU:P90
74 GF Score
Price €25.60
GF Value €16.31
Valuation Significantly Overvalued
! 7 Warning Signs
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What is PKO Bank Polski Tariff Resilience Score?

PKO Bank Polski STU:P90 +4.83% 74 Tariff Resilience Score is 9 as of Jul. 12, 2026. GuruFocus rates STU:P90 with a GF Score™ of 74/100 and a GF Value™ of €16.31 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,610 Banks companies, PKO Bank Polski ranks better than 99.25% on this metric.

PKO Bank Polski has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

PKO Bank Polski has As a financial institution, PKO Bank Polski has minimal direct exposure to trade tariffs. Its operations are primarily domestic, with no significant import/export activities.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes PKO Bank Polski might have Highly Resilient.

PKO Bank Polski  (STU:P90) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

PKO Bank Polski Tariff Resilience Score Related Terms

STU:P90 vs PNC: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, PKO Bank Polski's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

PKO Bank Polski Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, PKO Bank Polski's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where PKO Bank Polski's Tariff Resilience Score falls into.


STU:P90
74GF Score
PKO Bank Polski SA STU:P90
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
PKO Bank Polski (STU:P90) has a Tariff Resilience Score of 9 as of Jul. 12, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, PKO Bank Polski ranks #12 out of 1610 companies in the Banks industry, placing it in the top 0.7%.
Is PKO Bank Polski's Tariff Resilience Score too high?
PKO Bank Polski's current Tariff Resilience Score is 9. Based on the distribution chart, PKO Bank Polski ranks #12 out of 1610 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PKO Bank Polski has a GF Score™ of 74/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PKO Bank Polski's Tariff Resilience Score compare to PNC?
According to the Banks industry distribution chart, PKO Bank Polski ranks #12 out of 1610 companies for Tariff Resilience Score. This places PKO Bank Polski in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. PKO Bank Polski's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PKO Bank Polski stock overvalued right now?
Based on GuruFocus' analysis, PKO Bank Polski (STU:P90) is currently considered Significantly Overvalued. The stock's GF Value™ is €16.31, compared to a current price of €25.60 — trading 56.9% above its estimated fair value. The current Tariff Resilience Score is 9. PKO Bank Polski's overall GF Score™ is 74/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For PKO Bank Polski (STU:P90), the current Tariff Resilience Score is 9 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PKO Bank Polski (STU:P90) Overvalued in 2026?

Based on GuruFocus' analysis, PKO Bank Polski stock appears to be overvalued. The current stock price of €25.60 is trading 56.9% above its estimated GF Value™ of €16.31. GuruFocus considers PKO Bank Polski to be Significantly Overvalued.

Key valuation signals for STU:P90:

  • Tariff Resilience Score: 9
  • GF Value™: €16.31 vs. price of €25.60 (56.9% above fair value)
  • GF Score™: 74/100 with 7 warning signs

No single metric tells the full story. See the STU:P90 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PKO Bank Polski Business Description

Address Swietokrzyska 36, Warsaw, POL, 00-116
PKO Bank Polski SA is a universal banking group operating predominantly in Poland. Its various products and service offerings include retail deposits, mortgage loans, consumer finance, corporate deposits, corporate loans, and asset management, among others. The majority of its net revenue is net interest income, overwhelmingly derived from customer loans. Along with its subsidiaries, the company operates in three main segments: Retail, Corporate and Investment, and Transfer Center and Other. Maximum revenue is generated from the Retail segment, which offers various services to individuals as part of retail, private, and mortgage banking, and to legal entities as part of corporate banking.
74GF Score

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Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€25.60
Price
€16.31
GF Value