UBSI (United Bankshares) Cyclically Adjusted Revenue per Share: $9.18 (As of Jun. 2026)

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UBSI United Bankshares Inc UBSI
63 GF Score
Price $47.42
GF Value $42.92
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is United Bankshares Cyclically Adjusted Revenue per Share?

United Bankshares UBSI -0.83% 63 Cyclically Adjusted Revenue per Share is $9.18 as of Jun. 2026. GuruFocus rates UBSI with a GF Score™ of 63/100 and a GF Value™ of $42.92 (Fairly Valued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

United Bankshares's adjusted revenue per share for the three months ended in Jun. 2026 was $2.335. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is $9.18 for the trailing ten years ended in Jun. 2026.

During the past 12 months, United Bankshares's average Cyclically Adjusted Revenue Growth Rate was 3.60% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 2.10% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 3.40% per year. During the past 10 years, the average Cyclically Adjusted Revenue Growth Rate was 2.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of United Bankshares was 5.10% per year. The lowest was -0.20% per year. And the median was 3.00% per year.

As of today (2026-08-25), United Bankshares's current stock price is $47.42. United Bankshares's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was $9.18. United Bankshares's Cyclically Adjusted PS Ratio of today is 5.17.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of United Bankshares was 6.72. The lowest was 2.83. And the median was 4.61.


United Bankshares  (NAS:UBSI) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

United Bankshares's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=47.42/9.18
=5.17

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of United Bankshares was 6.72. The lowest was 2.83. And the median was 4.61.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


United Bankshares Cyclically Adjusted Revenue per Share Related Terms


United Bankshares Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for United Bankshares's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Bankshares Cyclically Adjusted Revenue per Share Chart

United Bankshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.97 8.38 8.57 8.70 8.91

United Bankshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.86 8.93 8.91 9.08 9.18

UBSI vs GBCI, FNB, HOMB: Cyclically Adjusted Revenue per Share Comparison

For the Banks - Regional subindustry, United Bankshares's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


United Bankshares Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, United Bankshares's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where United Bankshares's Cyclically Adjusted PS Ratio falls into.


UBSI
63GF Score
United Bankshares Inc UBSI
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

United Bankshares Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, United Bankshares's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=2.335/333.9520*333.9520
=2.335

Current CPI (Jun. 2026) = 333.9520.

United Bankshares Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 1.691 241.428 2.339
201612 1.674 241.432 2.315
201703 1.566 243.801 2.145
201706 1.770 244.955 2.413
201709 1.790 246.819 2.422
201712 1.779 246.524 2.410
201803 1.662 249.554 2.224
201806 1.759 251.989 2.331
201809 1.732 252.439 2.291
201812 1.677 251.233 2.229
201903 1.712 254.202 2.249
201906 1.860 256.143 2.425
201909 1.805 256.759 2.348
201912 1.753 256.974 2.278
202003 1.753 258.115 2.268
202006 2.136 257.797 2.767
202009 2.434 260.280 3.123
202012 2.163 260.474 2.773
202103 2.172 264.877 2.738
202106 1.902 271.696 2.338
202109 1.912 274.310 2.328
202112 1.790 278.802 2.144
202203 1.726 287.504 2.005
202206 1.903 296.311 2.145
202209 2.013 296.808 2.265
202212 2.055 296.797 2.312
202303 1.963 301.836 2.172
202306 1.931 305.109 2.114
202309 1.931 307.789 2.095
202312 1.943 306.746 2.115
202403 1.874 312.332 2.004
202406 1.879 314.175 1.997
202409 1.927 315.301 2.041
202412 1.927 315.605 2.039
202503 2.025 319.799 2.115
202506 2.144 322.561 2.220
202509 2.273 324.800 2.337
202512 2.260 324.054 2.329
202603 2.255 330.213 2.281
202606 2.335 333.952 2.335

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of $9.18 mean?
United Bankshares (UBSI) has a Cyclically Adjusted Revenue per Share of $9.18 as of Jun. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on United Bankshares and its competitors.
Is United Bankshares' Cyclically Adjusted Revenue per Share too high?
United Bankshares' current Cyclically Adjusted Revenue per Share is $9.18. Overall, United Bankshares has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does United Bankshares' Cyclically Adjusted Revenue per Share compare to GBCI and FNB?
United Bankshares' Cyclically Adjusted Revenue per Share of $9.18 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on United Bankshares and its competitors. United Bankshares's current Cyclically Adjusted Revenue per Share is $9.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Bankshares stock overvalued right now?
Based on GuruFocus' analysis, United Bankshares (UBSI) is currently considered Fairly Valued. The stock's GF Value™ is $42.92, compared to a current price of $47.42 — trading 10.5% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is $9.18. United Bankshares' overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For United Bankshares (UBSI), the current Cyclically Adjusted Revenue per Share is $9.18 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Bankshares (UBSI) Overvalued in 2026?

Based on GuruFocus' analysis, United Bankshares stock appears to be overvalued. The current stock price of $47.42 is trading 10.5% above its estimated GF Value™ of $42.92. GuruFocus considers United Bankshares to be Fairly Valued.

Key valuation signals for UBSI:

  • Cyclically Adjusted Revenue per Share: $9.18
  • GF Value™: $42.92 vs. price of $47.42 (10.5% above fair value)
  • GF Score™: 63/100 with 4 warning signs

No single metric tells the full story. See the UBSI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


United Bankshares Business Description

Other Exchanges UNK:Germany
Address 500 Virginia Street, 300 United Center, East Charleston, Charleston, WV, USA, 25301
United Bankshares Inc is a financial holding company that provides banking services. The company operates in one segment: Community banking, which offers a full range-of-products and services through various delivery channels. Included among the banking products and services offered are the acceptance of deposits in checking, savings, time, and money market accounts; the making and servicing of personal, credit card, commercial, and floor plan loans; and the making of construction and real estate loans, as well as the origination and sale of residential mortgages in the secondary market. Also offered are trust and brokerage services, safe deposit boxes, and wire transfers.
63GF Score

Get the complete analysis for UBSI

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$47.42
Price
$42.92
GF Value