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United Bankshares's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2024 was $176 Mil. United Bankshares's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2024 was $627 Mil. United Bankshares's Total Stockholders Equity for the quarter that ended in Dec. 2024 was $4,993 Mil. United Bankshares's debt to equity for the quarter that ended in Dec. 2024 was 0.16.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for United Bankshares's Debt-to-Equity or its related term are showing as below:
During the past 13 years, the highest Debt-to-Equity Ratio of United Bankshares was 0.64. The lowest was 0.16. And the median was 0.48.
The historical data trend for United Bankshares's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
United Bankshares Annual Data | |||||||||||||||||||||
Trend | Dec15 | Dec16 | Dec17 | Dec18 | Dec19 | Dec20 | Dec21 | Dec22 | Dec23 | Dec24 | |||||||||||
Debt-to-Equity | Get a 7-Day Free Trial |
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0.22 | 0.19 | 0.54 | 0.44 | 0.16 |
United Bankshares Quarterly Data | ||||||||||||||||||||
Mar20 | Jun20 | Sep20 | Dec20 | Mar21 | Jun21 | Sep21 | Dec21 | Mar22 | Jun22 | Sep22 | Dec22 | Mar23 | Jun23 | Sep23 | Dec23 | Mar24 | Jun24 | Sep24 | Dec24 | |
Debt-to-Equity | Get a 7-Day Free Trial |
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0.44 | 0.42 | 0.37 | 0.16 | 0.16 |
For the Banks - Regional subindustry, United Bankshares's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
For the Banks industry and Financial Services sector, United Bankshares's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where United Bankshares's Debt-to-Equity falls into.
Debt to Equity measures the financial leverage a company has.
United Bankshares's Debt to Equity Ratio for the fiscal year that ended in Dec. 2024 is calculated as
Debt to Equity | = | Total Debt | / | Total Stockholders Equity | ||
= | (Short-Term Debt & Capital Lease Obligation | + | Long-Term Debt & Capital Lease Obligation) | / | Total Stockholders Equity | |
= | (176.09 | + | 627.191) | / | 4993.223 | |
= | 0.16 |
United Bankshares's Debt to Equity Ratio for the quarter that ended in Dec. 2024 is calculated as
Debt to Equity | = | Total Debt | / | Total Stockholders Equity | ||
= | (Short-Term Debt & Capital Lease Obligation | + | Long-Term Debt & Capital Lease Obligation) | / | Total Stockholders Equity | |
= | (176.09 | + | 627.191) | / | 4993.223 | |
= | 0.16 |
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
United Bankshares (NAS:UBSI) Debt-to-Equity Explanation
In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.
Be Aware
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Thank you for viewing the detailed overview of United Bankshares's Debt-to-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.
Mark R Nesselroad | director | 324 WEST RUN ROAD, MORGANTOWN WV 26505 |
J Paul Mcnamara | director | 514 MARKET STREET, PARKERSBURG WV 26101 |
Peter A Converse | director | 1201 NORTH NASH ST #502, ARLINGTON VA 22209 |
Gary G White | director | 514 MARKET STREET, PARKERSBURG WV 26101 |
Kayes Henry M Jr | officer: EVP | 122 NORTH ROSEMONT, MARTINSBURG WV 25401 |
Rice Lacy I Iii | director | 514 MARKET ST, PARKERSBURG WV 26101 |
Diana Lewis Jackson | director | 514 MARKET ST, PARKERSBURG WV 26101 |
Michael P Fitzgerald | director | C/O UNITED BANKSHARES, INC., 514 MARKET ST, PARKERSBURG WV 26101 |
Adams Richard M Sr | director, officer: Chairman of the Board & CEO | 514 MARKET STREET, PARKERSBURG WV 26101 |
Chad J Mildren | officer: Executive Vice President | 514 MARKET ST., PARKERSBURG WV 26101 |
Matthew L Humphrey | officer: Executive Vice President | 514 MARKET ST., PARKERSBURG WV 26101 |
Michael Proctor | officer: Executive Vice President | 514 MARKET ST., PARKERSBURG WV 26101 |
Anna J Schultheis | officer: Executive Vice President | 514 MARKET ST, PARKERSBURG WV 26101 |
Ami L Shaver | officer: Executive Vice President | 514 MARKET ST., PARKERSBURG WV 26101 |
Julie R Gurtis | officer: Executive Vice President | 514 MARKET ST., PARKERSBURG WV 26101 |
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