UBSI (United Bankshares) Total Equity: $5,511 Mil (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

UBSI United Bankshares Inc UBSI
63 GF Score
Price $47.42
GF Value $42.92
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is United Bankshares Total Equity?

United Bankshares UBSI -0.83% 63 Total Equity is $5,511 Mil as of Jun. 2026. GuruFocus rates UBSI with a GF Score™ of 63/100 and a GF Value™ of $42.92 (Fairly Valued). The stock has 4 warning signs investors should review.

United Bankshares's total equity for the quarter that ended in Jun. 2026 was $5,511 Mil.

This is Residual interest, including minority interest, that remains in the assets of the enterprise after deducting its liabilities. Equity is increased by owners’ investments and by comprehensive income, and it is reduced by distributions to the owners.


United Bankshares Total Equity Historical Data

* Premium members only.

The historical data trend for United Bankshares's Total Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Bankshares Total Equity Chart

United Bankshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4,718.63 4,516.19 4,771.24 4,993.22 5,495.98

United Bankshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5,364.54 5,445.72 5,495.98 5,488.13 5,510.54
UBSI
63GF Score
United Bankshares Inc UBSI
Total Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

United Bankshares Total Equity Calculation

Total Equity and Total Liabilities are the two components for Total Assets.

United Bankshares's Total Equity for the fiscal year that ended in Dec. 2025 is calculated as

Total Equity=Total Assets(Q: Dec. 2025 )-Total Liabilities(Q: Dec. 2025 )
=33660.281-28164.298
=5,496

United Bankshares's Total Equity for the quarter that ended in Jun. 2026 is calculated as

Total Equity=Total Assets(Q: Jun. 2026 )-Total Liabilities(Q: Jun. 2026 )
=33751.832-28241.295
=5,511

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Equity →
What does a Total Equity of $5,511 Mil mean?
United Bankshares (UBSI) has a Total Equity of $5,511 Mil as of Jun. 2026. The total amount of equity as record on a company's balance sheet. View historical data for United Bankshares and its competitors.
Is United Bankshares' Total Equity too high?
United Bankshares' current Total Equity is $5,511 Mil. Overall, United Bankshares has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does United Bankshares' Total Equity compare to GBCI and FNB?
United Bankshares' Total Equity of $5,511 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Equity for a Banks company?
A good Total Equity depends on the Banks industry context. However, Total Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Equity mean?
A high Total Equity can signal that a stock is expensive relative to its fundamentals. The total amount of equity as record on a company's balance sheet. View historical data for United Bankshares and its competitors. United Bankshares's current Total Equity is $5,511 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Bankshares stock overvalued right now?
Based on GuruFocus' analysis, United Bankshares (UBSI) is currently considered Fairly Valued. The stock's GF Value™ is $42.92, compared to a current price of $47.42 — trading 10.5% above its estimated fair value. The current Total Equity is $5,511 Mil. United Bankshares' overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Equity calculated?
Total Equity is calculated from a company's financial statements. For United Bankshares (UBSI), the current Total Equity is $5,511 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Bankshares (UBSI) Overvalued in 2026?

Based on GuruFocus' analysis, United Bankshares stock appears to be overvalued. The current stock price of $47.42 is trading 10.5% above its estimated GF Value™ of $42.92. GuruFocus considers United Bankshares to be Fairly Valued.

Key valuation signals for UBSI:

  • Total Equity: $5,511 Mil
  • GF Value™: $42.92 vs. price of $47.42 (10.5% above fair value)
  • GF Score™: 63/100 with 4 warning signs

No single metric tells the full story. See the UBSI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


United Bankshares Business Description

Other Exchanges UNK:Germany
Address 500 Virginia Street, 300 United Center, East Charleston, Charleston, WV, USA, 25301
United Bankshares Inc is a financial holding company that provides banking services. The company operates in one segment: Community banking, which offers a full range-of-products and services through various delivery channels. Included among the banking products and services offered are the acceptance of deposits in checking, savings, time, and money market accounts; the making and servicing of personal, credit card, commercial, and floor plan loans; and the making of construction and real estate loans, as well as the origination and sale of residential mortgages in the secondary market. Also offered are trust and brokerage services, safe deposit boxes, and wire transfers.
63GF Score

Get the complete analysis for UBSI

Total Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$47.42
Price
$42.92
GF Value