Isracard (XTAE:ISCD) Cyclically Adjusted Revenue per Share: ₪15.02 (As of Jun. 2026)

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XTAE:ISCD Isracard Ltd XTAE:ISCD
80 GF Score
Price ₪10.22
GF Value ₪10.55
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is Isracard Cyclically Adjusted Revenue per Share?

Isracard XTAE:ISCD -1.26% 80 Cyclically Adjusted Revenue per Share is ₪15.02 as of Jun. 2026. GuruFocus rates XTAE:ISCD with a GF Score™ of 80/100 and a GF Value™ of ₪10.55 (Fairly Valued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Isracard's adjusted revenue per share for the three months ended in Jun. 2026 was ₪2.700. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is ₪15.02 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Isracard's average Cyclically Adjusted Revenue Growth Rate was 4.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

As of today (2026-08-16), Isracard's current stock price is ₪10.22. Isracard's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was ₪15.02. Isracard's Cyclically Adjusted PS Ratio of today is 0.68.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Isracard was 1.46. The lowest was 0.68. And the median was 1.02.


Isracard  (XTAE:ISCD) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Isracard's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=10.22/15.02
=0.68

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Isracard was 1.46. The lowest was 0.68. And the median was 1.02.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Isracard Cyclically Adjusted Revenue per Share Related Terms


Isracard Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Isracard's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Isracard Cyclically Adjusted Revenue per Share Chart

Isracard Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 13.80 14.60

Isracard Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.43 14.56 14.60 14.86 15.02

XTAE:ISCD vs V, MA, AXP: Cyclically Adjusted Revenue per Share Comparison

For the Credit Services subindustry, Isracard's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Isracard Cyclically Adjusted PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Isracard's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Isracard's Cyclically Adjusted PS Ratio falls into.


XTAE:ISCD
80GF Score
Isracard Ltd XTAE:ISCD
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Isracard Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Isracard's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=2.7/333.9520*333.9520
=2.700

Current CPI (Jun. 2026) = 333.9520.

Isracard Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 2.210 241.428 3.057
201612 2.080 241.432 2.877
201703 2.120 243.801 2.904
201706 2.215 244.955 3.020
201709 2.270 246.819 3.071
201712 4.340 246.524 5.879
201803 2.800 249.554 3.747
201806 2.860 251.989 3.790
201809 3.095 252.439 4.094
201812 3.015 251.233 4.008
201903 2.720 254.202 3.573
201906 2.740 256.143 3.572
201909 2.945 256.759 3.830
201912 3.045 256.974 3.957
202003 2.645 258.115 3.422
202006 2.345 257.797 3.038
202009 2.645 260.280 3.394
202012 2.830 260.474 3.628
202103 2.540 264.877 3.202
202106 2.825 271.696 3.472
202109 2.970 274.310 3.616
202112 3.200 278.802 3.833
202203 2.870 287.504 3.334
202206 3.285 296.311 3.702
202209 3.530 296.808 3.972
202212 3.713 296.797 4.178
202303 3.795 301.836 4.199
202306 3.940 305.109 4.312
202309 4.150 307.789 4.503
202312 4.329 306.746 4.713
202403 3.771 312.332 4.032
202406 3.971 314.175 4.221
202409 4.162 315.301 4.408
202412 4.860 315.605 5.143
202503 4.015 319.799 4.193
202506 4.199 322.561 4.347
202509 3.006 324.800 3.091
202512 3.418 324.054 3.522
202603 2.573 330.213 2.602
202606 2.700 333.952 2.700

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of ₪15.02 mean?
Isracard (XTAE:ISCD) has a Cyclically Adjusted Revenue per Share of ₪15.02 as of Jun. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Isracard and its competitors.
Is Isracard's Cyclically Adjusted Revenue per Share too high?
Isracard's current Cyclically Adjusted Revenue per Share is ₪15.02. Overall, Isracard has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Isracard's Cyclically Adjusted Revenue per Share compare to V and MA?
Isracard's Cyclically Adjusted Revenue per Share of ₪15.02 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Credit Services company?
A good Cyclically Adjusted Revenue per Share depends on the Credit Services industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Isracard and its competitors. Isracard's current Cyclically Adjusted Revenue per Share is ₪15.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Isracard stock overvalued right now?
Based on GuruFocus' analysis, Isracard (XTAE:ISCD) is currently considered Fairly Valued. The stock's GF Value™ is ₪10.55, compared to a current price of ₪10.22 — trading 3.1% below its estimated fair value. The current Cyclically Adjusted Revenue per Share is ₪15.02. Isracard's overall GF Score™ is 80/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Isracard (XTAE:ISCD), the current Cyclically Adjusted Revenue per Share is ₪15.02 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Isracard (XTAE:ISCD) Overvalued in 2026?

Based on GuruFocus' analysis, Isracard stock appears to be undervalued. The current stock price of ₪10.22 is trading 3.1% below its estimated GF Value™ of ₪10.55. GuruFocus considers Isracard to be Fairly Valued.

Key valuation signals for XTAE:ISCD:

  • Cyclically Adjusted Revenue per Share: ₪15.02
  • GF Value™: ₪10.55 vs. price of ₪10.22 (3.1% below fair value)
  • GF Score™: 80/100 with 6 warning signs

No single metric tells the full story. See the XTAE:ISCD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Isracard Business Description

Address Hamasger Street 40, Tel Aviv, ISR
Isracard Ltd is a credit-card company. Its operating segments are the issuance of credit cards, acquiring credit cards and financing. It provides full discounting and clearing services for the credit card brands namely Isracard, MasterCard, American Express and Visa. The company's products and services are gift cards, business cards, student loans, loan for the purchase of a vehicle and other related services.
80GF Score

Get the complete analysis for XTAE:ISCD

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₪10.22
Price
₪10.55
GF Value