Isracard (XTAE:ISCD) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XTAE:ISCD Isracard Ltd XTAE:ISCD
72 GF Score
Price ₪10.80
GF Value ₪12.41
Valuation Modestly Undervalued
! 6 Warning Signs
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What is Isracard Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

XTAE:ISCD
72GF Score
Isracard Ltd XTAE:ISCD
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Isracard (XTAE:ISCD) Overvalued in 2026?

Based on GuruFocus' analysis, Isracard stock appears to be undervalued. The current stock price of ₪10.80 is trading 13% below its estimated GF Value™ of ₪12.41. GuruFocus considers Isracard to be Modestly Undervalued.

Key valuation signals for XTAE:ISCD:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: ₪12.41 vs. price of ₪10.80 (13% below fair value)
  • GF Score™: 72/100 with 6 warning signs

No single metric tells the full story. See the XTAE:ISCD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Isracard Business Description

Address Hamasger Street 40, Tel Aviv, ISR
Isracard Ltd is a credit-card company. Its operating segments are the issuance of credit cards, acquiring credit cards and financing. It provides full discounting and clearing services for the credit card brands namely Isracard, MasterCard, American Express and Visa. The company's products and services are gift cards, business cards, student loans, loan for the purchase of a vehicle and other related services.
72GF Score

Get the complete analysis for XTAE:ISCD

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₪10.80
Price
₪12.41
GF Value