XTAE:DIFI (Israel)
Â
Ordinary Shares
₪
671.3
(0%)
Sep 18
Business Description
Direct Finance of Direct Group (2006) Ltd
SIC : 6141
ISIN : IL0011681868
Share Class Description:
XTAE:DIFI: Ordinary SharesTotal Employee Number:
655Description
Direct Finance of Direct Group (2006) Ltd, known as Direct Finance, is an Israeli non-bank consumer finance company and a subsidiary of Direct Group. It specializes in providing credit to retail customers, primarily for vehicle purchases, and also offers loans for other consumer purposes. The company operates through a network of branches and digital channels, serving individual borrowers across Israel. Its revenue model is based on interest income and fees generated from its loan portfolio, which is funded through institutional borrowings and securitization. Direct Finance focuses on the used and new vehicle financing market, offering competitive rates and quick approval processes. The company is publicly traded on the Tel Aviv Stock Exchange under the ticker DIFI.
Financial Strength
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.01 | |||||
Equity-to-Asset | 0.13 | |||||
Debt-to-Equity | 6.26 | |||||
Debt-to-EBITDA | 22.12 | |||||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 7/9 | |||||
Altman Z-Score | 0.58 | |||||
Beneish M-Score | -2.14 | |||||
WACC vs ROIC | ||||||
Growth Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 3.7 | |||||
3-Year EBITDA Growth Rate | -15 | |||||
3-Year EPS without NRI Growth Rate | -21.3 | |||||
3-Year FCF Growth Rate | 38.2 | |||||
3-Year Book Growth Rate | 4.6 |
Momentum Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 45.1 | |||||
9-Day RSI | 51.12 | |||||
14-Day RSI | 53.8 | |||||
3-1 Month Momentum % | 9.8 | |||||
6-1 Month Momentum % | 29.71 | |||||
12-1 Month Momentum % | 40.78 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 1.21 | |||||
Quick Ratio | 1.21 | |||||
Cash Ratio | 0.02 | |||||
Days Sales Outstanding | 28.38 | |||||
Days Payable | 15.32 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 7.1 | |||||
Dividend Payout Ratio | 0.49 | |||||
3-Year Dividend Growth Rate | -12.2 | |||||
Forward Dividend Yield % | 9.69 | |||||
5-Year Yield-on-Cost % | 22.91 | |||||
Shareholder Yield % | -62.71 |
Profitability Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 54.97 | |||||
Operating Margin % | 20.42 | |||||
Net Margin % | 11.76 | |||||
EBITDA Margin % | 23.49 | |||||
FCF Margin % | 31.81 | |||||
OCF Margin % | 32.24 | |||||
ROE % | 14.7 | |||||
ROA % | 1.98 | |||||
ROIC % | 2.23 | |||||
3-Year ROIIC % | -3.23 | |||||
ROC (Joel Greenblatt) % | 385.71 | |||||
ROCE % | 5.31 | |||||
Years of Profitability over Past 10-Year | 9 |
GF Value Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 9.34 | |||||
PE Ratio without NRI | 9.34 | |||||
Price-to-Owner-Earnings | 1.19 | |||||
PEG Ratio | 4.25 | |||||
PS Ratio | 1.1 | |||||
PB Ratio | 1.4 | |||||
Price-to-Tangible-Book | 1.53 | |||||
Price-to-Operating-Cash-Flow | 64.36 | |||||
EV-to-EBIT | 31.15 | |||||
EV-to-EBITDA | 27.09 | |||||
EV-to-Revenue | 6.36 | |||||
EV-to-FCF | 535.8 | |||||
Price-to-GF-Value | 1.05 | |||||
Price-to-Graham-Number | 0.8 | |||||
Earnings Yield (Greenblatt) % | 3.21 | |||||
FCF Yield % | 1.02 | |||||
Forward Rate of Return (Yacktman) % | -44.8 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Direct Finance of Direct Group (2006) Ltd Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil ₪) | 1,180.776 | ||
| EPS (TTM) (₪) | 67.99 | ||
| Beta | 0.8757 | ||
| 3-Year Sharpe Ratio | 0.41 | ||
| 3-Year Sortino Ratio | 0.66 | ||
| Volatility % | 31.88 | ||
| 14-Day RSI | 53.8 | ||
| 14-Day ATR (₪) | 26.307618 | ||
| 20-Day SMA (₪) | 662.14 | ||
| 12-1 Month Momentum % | 40.78 | ||
| 52-Week Range (₪) | 458.8 - 711.8 | ||
| Shares Outstanding (Mil) | 2.99 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 7 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Direct Finance of Direct Group (2006) Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Direct Finance of Direct Group (2006) Ltd Stock Events
| Event | Date | Price (₪) | ||
|---|---|---|---|---|
| ILS 16.259214 Cash Dividend | 2026-08-21 | 611.50 (-0.57%) | ||
| ILS 11.381294 Cash Dividend | 2026-06-03 | 639.40 (+0.22%) | ||
| ILS 5.768986 Cash Dividend | 2026-04-13 | 540.00 (+1.89%) | ||
| ILS 14.256659 Cash Dividend | 2025-12-02 | 610.00 (-2.24%) | ||
| ILS 3.794051 Cash Dividend | 2025-08-27 | 508.90 (-1.72%) | ||
| ILS 4.598249 Cash Dividend | 2025-06-16 | 490.20 (+0.02%) | ||
| ILS 7.907737 Cash Dividend | 2025-04-06 | 552.10 (-0.61%) | ||
| ILS 8.567818 Cash Dividend | 2024-12-03 | 530.60 (-0.13%) |
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Direct Finance of Direct Group (2006) Ltd Frequently Asked Questions
What is Direct Finance of Direct Group (2006) Ltd(XTAE:DIFI)'s stock price today?
The current price of XTAE:DIFI is ₪671.30. The 52 week high of XTAE:DIFI is ₪711.80 and 52 week low is ₪458.80.
When is next earnings date of Direct Finance of Direct Group (2006) Ltd(XTAE:DIFI)?
The next earnings date of Direct Finance of Direct Group (2006) Ltd(XTAE:DIFI) is .
Does Direct Finance of Direct Group (2006) Ltd(XTAE:DIFI) pay dividends? If so, how much?
The Dividend Yield %  of Direct Finance of Direct Group (2006) Ltd(XTAE:DIFI) is 7.1% (As of Today), Highest Dividend Payout Ratio of Direct Finance of Direct Group (2006) Ltd(XTAE:DIFI) was 0.76. The lowest was 0.15. And the median was 0.5. The  Forward Dividend Yield % of Direct Finance of Direct Group (2006) Ltd(XTAE:DIFI) is 9.69%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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