Croatia Osiguranje DD (ZAG:CROS) Cyclically Adjusted Revenue per Share: €1,347.83 (As of Jun. 2026)

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ZAG:CROS Croatia Osiguranje DD ZAG:CROS
32 GF Score
Price €3,300.00
GF Value €2,026.77
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Croatia Osiguranje DD Cyclically Adjusted Revenue per Share?

Croatia Osiguranje DD ZAG:CROS 32 Cyclically Adjusted Revenue per Share is €1,347.83 as of Jun. 2026. GuruFocus rates ZAG:CROS with a GF Score™ of 32/100 and a GF Value™ of €2,026.77 (Significantly Overvalued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Croatia Osiguranje DD's adjusted revenue per share for the three months ended in Jun. 2026 was €446.062. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is €1,347.83 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Croatia Osiguranje DD's average Cyclically Adjusted Revenue Growth Rate was 6.10% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 2.80% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 2.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Croatia Osiguranje DD was 2.80% per year. The lowest was 1.50% per year. And the median was 2.70% per year.

As of today (2026-08-12), Croatia Osiguranje DD's current stock price is €3300.00. Croatia Osiguranje DD's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was €1,347.83. Croatia Osiguranje DD's Cyclically Adjusted PS Ratio of today is 2.45.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Croatia Osiguranje DD was 6.34. The lowest was 0.69. And the median was 1.91.


Croatia Osiguranje DD  (ZAG:CROS) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Croatia Osiguranje DD's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=3300.00/1347.83
=2.45

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Croatia Osiguranje DD was 6.34. The lowest was 0.69. And the median was 1.91.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Croatia Osiguranje DD Cyclically Adjusted Revenue per Share Related Terms


Croatia Osiguranje DD Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Croatia Osiguranje DD's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Croatia Osiguranje DD Cyclically Adjusted Revenue per Share Chart

Croatia Osiguranje DD Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,182.33 1,194.10 1,204.70 1,237.60 1,295.72

Croatia Osiguranje DD Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,270.66 1,281.85 1,295.72 1,322.49 1,347.83

ZAG:CROS vs CB, PGR, TRV: Cyclically Adjusted Revenue per Share Comparison

For the Insurance - Property & Casualty subindustry, Croatia Osiguranje DD's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Croatia Osiguranje DD Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Croatia Osiguranje DD's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Croatia Osiguranje DD's Cyclically Adjusted PS Ratio falls into.


ZAG:CROS
32GF Score
Croatia Osiguranje DD ZAG:CROS
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Croatia Osiguranje DD Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Croatia Osiguranje DD's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=446.062/333.9520*333.9520
=446.062

Current CPI (Jun. 2026) = 333.9520.

Croatia Osiguranje DD Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 239.995 241.428 331.970
201612 184.456 241.432 255.142
201703 252.428 243.801 345.769
201706 338.416 244.955 461.369
201709 184.656 246.819 249.844
201712 183.686 246.524 248.829
201803 290.812 249.554 389.163
201806 269.658 251.989 357.368
201809 273.634 252.439 361.991
201812 183.254 251.233 243.591
201903 276.102 254.202 362.723
201906 296.931 256.143 387.130
201909 283.865 256.759 369.207
201912 209.162 256.974 271.818
202003 282.435 258.115 365.417
202006 250.819 257.797 324.913
202009 277.363 260.280 355.870
202012 217.428 260.474 278.763
202103 274.691 264.877 346.325
202106 274.912 271.696 337.905
202109 267.311 274.310 325.431
202112 259.515 278.802 310.850
202203 235.152 287.504 273.142
202206 255.399 296.311 287.843
202209 283.321 296.808 318.777
202212 312.337 296.797 351.437
202303 248.853 301.836 275.331
202306 317.076 305.109 347.050
202309 300.587 307.789 326.138
202312 298.171 306.746 324.616
202403 290.558 312.332 310.671
202406 352.026 314.175 374.186
202409 320.741 315.301 339.714
202412 335.475 315.605 354.977
202503 324.029 319.799 338.369
202506 408.660 322.561 423.092
202509 356.090 324.800 366.124
202512 368.188 324.054 379.434
202603 355.919 330.213 359.949
202606 446.062 333.952 446.062

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of €1,347.83 mean?
Croatia Osiguranje DD (ZAG:CROS) has a Cyclically Adjusted Revenue per Share of €1,347.83 as of Jun. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Croatia Osiguranje DD and its competitors.
Is Croatia Osiguranje DD's Cyclically Adjusted Revenue per Share too high?
Croatia Osiguranje DD's current Cyclically Adjusted Revenue per Share is €1,347.83. Overall, Croatia Osiguranje DD has a GF Score™ of 32/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Croatia Osiguranje DD's Cyclically Adjusted Revenue per Share compare to CB and PGR?
Croatia Osiguranje DD's Cyclically Adjusted Revenue per Share of €1,347.83 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for an Insurance company?
A good Cyclically Adjusted Revenue per Share depends on the Insurance industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Croatia Osiguranje DD and its competitors. Croatia Osiguranje DD's current Cyclically Adjusted Revenue per Share is €1,347.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Croatia Osiguranje DD stock overvalued right now?
Based on GuruFocus' analysis, Croatia Osiguranje DD (ZAG:CROS) is currently considered Significantly Overvalued. The stock's GF Value™ is €2,026.77, compared to a current price of €3,300.00 — trading 62.8% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is €1,347.83. Croatia Osiguranje DD's overall GF Score™ is 32/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Croatia Osiguranje DD (ZAG:CROS), the current Cyclically Adjusted Revenue per Share is €1,347.83 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Croatia Osiguranje DD (ZAG:CROS) Overvalued in 2026?

Based on GuruFocus' analysis, Croatia Osiguranje DD stock appears to be overvalued. The current stock price of €3,300.00 is trading 62.8% above its estimated GF Value™ of €2,026.77. GuruFocus considers Croatia Osiguranje DD to be Significantly Overvalued.

Key valuation signals for ZAG:CROS:

  • Cyclically Adjusted Revenue per Share: €1,347.83
  • GF Value™: €2,026.77 vs. price of €3,300.00 (62.8% above fair value)
  • GF Score™: 32/100 with 5 warning signs

No single metric tells the full story. See the ZAG:CROS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Croatia Osiguranje DD Business Description

Address Vatroslava Jagica 33, Zagreb, HRV, 10000
Croatia Osiguranje DD is engaged in non-life and life insurance business and reinsurance business in the non-life insurance group in the territory of the Republic of Croatia. At the same time, the Group operates in the territories of Northern Macedonia, Bosnia and Herzegovina, and Serbia. Insurance and reinsurance activities are the Company's core business segments. In addition to insurance and reinsurance activities, CO Group companies also perform the following activities: pension fund management, performance of vehicle testing, provision of healthcare services, and real estate management. The segments include: Non-life and Life Insurance segments.
32GF Score

Get the complete analysis for ZAG:CROS

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3,300.00
Price
€2,026.77
GF Value