Croatia Osiguranje DD (ZAG:CROS) ROCE %: % (As of Mar. 2026)


ZAG:CROS Croatia Osiguranje DD ZAG:CROS
35 GF Score
Price €3,460.00
GF Value €1,929.75
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Croatia Osiguranje DD ROCE %?

Croatia Osiguranje DD ZAG:CROS +1.76% 35 ROCE % is % as of Mar. 2026. GuruFocus rates ZAG:CROS with a GF Score™ of 35/100 and a GF Value™ of €1,929.75 (Significantly Overvalued). The stock has 7 warning signs investors should review.

ROCE % does not apply to banks and insurance companies.

ZAG:CROS
35GF Score
Croatia Osiguranje DD ZAG:CROS
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of % mean?
Croatia Osiguranje DD (ZAG:CROS) has a ROCE % of % as of Mar. 2026.
Is Croatia Osiguranje DD's ROCE % too high?
Croatia Osiguranje DD's current ROCE % is %. Overall, Croatia Osiguranje DD has a GF Score™ of 35/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Croatia Osiguranje DD's ROCE % compare to CB and PGR?
Croatia Osiguranje DD's ROCE % of % can be compared against companies in the Insurance industry. The industry median ROCE % is 7.86. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for an Insurance company?
The median ROCE % among Insurance companies is 7.86, based on 63 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median ROCE % is 7.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Croatia Osiguranje DD's current ROCE % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Croatia Osiguranje DD stock overvalued right now?
Based on GuruFocus' analysis, Croatia Osiguranje DD (ZAG:CROS) is currently considered Significantly Overvalued. The stock's GF Value™ is €1,929.75, compared to a current price of €3,460.00 — trading 79.3% above its estimated fair value. The current ROCE % is %. Croatia Osiguranje DD's overall GF Score™ is 35/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For Croatia Osiguranje DD (ZAG:CROS), the current ROCE % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Croatia Osiguranje DD (ZAG:CROS) Overvalued in 2026?

Based on GuruFocus' analysis, Croatia Osiguranje DD stock appears to be overvalued. The current stock price of €3,460.00 is trading 79.3% above its estimated GF Value™ of €1,929.75. GuruFocus considers Croatia Osiguranje DD to be Significantly Overvalued.

Key valuation signals for ZAG:CROS:

  • ROCE %: %
  • GF Value™: €1,929.75 vs. price of €3,460.00 (79.3% above fair value)
  • GF Score™: 35/100 with 7 warning signs

No single metric tells the full story. See the ZAG:CROS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Croatia Osiguranje DD Business Description

Address Vatroslava Jagica 33, Zagreb, HRV, 10000
Croatia Osiguranje DD is engaged in non-life and life insurance business and reinsurance business in the non-life insurance group in the territory of the Republic of Croatia. At the same time, the Group operates in the territories of Northern Macedonia, Bosnia and Herzegovina, and Serbia. Insurance and reinsurance activities are the Company's core business segments. In addition to insurance and reinsurance activities, CO Group companies also perform the following activities: pension fund management, performance of vehicle testing, provision of healthcare services, and real estate management. The segments include: Non-life and Life Insurance segments.
35GF Score

Get the complete analysis for ZAG:CROS

ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3,460.00
Price
€1,929.75
GF Value