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NewtekOne (STU:1N31) Cyclically Adjusted Book per Share : €15.70 (As of Mar. 2025)


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What is NewtekOne Cyclically Adjusted Book per Share?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

NewtekOne's adjusted book value per share for the three months ended in Mar. 2025 was €9.921. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €15.70 for the trailing ten years ended in Mar. 2025.

During the past 12 months, NewtekOne's average Cyclically Adjusted Book Growth Rate was -2.30% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 2.90% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 6.00% per year. During the past 10 years, the average Cyclically Adjusted Book Growth Rate was 6.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of NewtekOne was 9.20% per year. The lowest was 2.20% per year. And the median was 5.40% per year.

As of today (2025-07-20), NewtekOne's current stock price is €9.745. NewtekOne's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 was €15.70. NewtekOne's Cyclically Adjusted PB Ratio of today is 0.62.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of NewtekOne was 2.70. The lowest was 0.59. And the median was 1.42.


NewtekOne Cyclically Adjusted Book per Share Historical Data

The historical data trend for NewtekOne's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

NewtekOne Cyclically Adjusted Book per Share Chart

NewtekOne Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - 16.04 15.80 16.52

NewtekOne Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 16.18 15.83 15.05 16.52 15.70

Competitive Comparison of NewtekOne's Cyclically Adjusted Book per Share

For the Banks - Regional subindustry, NewtekOne's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NewtekOne's Cyclically Adjusted PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, NewtekOne's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where NewtekOne's Cyclically Adjusted PB Ratio falls into.


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NewtekOne Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, NewtekOne's adjusted Book Value per Share data for the three months ended in Mar. 2025 was:

Adj_Book= Book Value per Share /CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=9.921/134.9266*134.9266
=9.921

Current CPI (Mar. 2025) = 134.9266.

NewtekOne Quarterly Data

Book Value per Share CPI Adj_Book
201506 14.784 100.684 19.812
201509 15.038 100.392 20.211
201512 12.904 99.792 17.447
201603 12.661 100.470 17.003
201606 12.562 101.688 16.668
201609 12.709 101.861 16.835
201612 13.554 101.863 17.954
201703 13.377 102.862 17.547
201706 12.776 103.349 16.680
201709 12.096 104.136 15.673
201712 12.742 104.011 16.529
201803 12.202 105.290 15.637
201806 12.890 106.317 16.359
201809 13.091 106.507 16.584
201812 13.355 105.998 17.000
201903 13.549 107.251 17.045
201906 13.566 108.070 16.937
201909 13.996 108.329 17.432
201912 14.126 108.420 17.580
202003 13.570 108.902 16.813
202006 13.909 108.767 17.254
202009 12.849 109.815 15.787
202012 12.697 109.897 15.589
202103 13.678 111.754 16.514
202106 13.594 114.631 16.001
202109 13.791 115.734 16.078
202112 14.795 117.630 16.971
202203 14.975 121.301 16.657
202206 15.431 125.017 16.654
202209 16.201 125.227 17.456
202212 14.399 125.222 15.515
202303 7.544 127.348 7.993
202306 7.555 128.729 7.919
202309 7.881 129.860 8.189
202312 8.520 129.419 8.883
202403 8.725 131.776 8.934
202406 9.137 132.554 9.301
202409 9.075 133.029 9.204
202412 10.045 133.157 10.178
202503 9.921 134.927 9.921

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.


NewtekOne  (STU:1N31) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

NewtekOne's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=9.745/15.70
=0.62

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of NewtekOne was 2.70. The lowest was 0.59. And the median was 1.42.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


NewtekOne Cyclically Adjusted Book per Share Related Terms

Thank you for viewing the detailed overview of NewtekOne's Cyclically Adjusted Book per Share provided by GuruFocus.com. Please click on the following links to see related term pages.


NewtekOne Business Description

Industry
Traded in Other Exchanges
Address
4800 T Rex Avenue, Suite 120, Boca Raton, FL, USA, 33431
NewtekOne Inc is a financial holding company engaged in providing financial solutions to its Client Base. It is an internally managed non-diversified closed-end management investment company. It has four reportable segments Banking, Alternative Lending, Technology, NSBF, and Payments.

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