GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » BayCom Corp (NAS:BCML) » Definitions » Cyclically Adjusted Price-to-FCF

BayCom (BayCom) Cyclically Adjusted Price-to-FCF : 14.86 (As of May. 15, 2024)


View and export this data going back to 2004. Start your Free Trial

What is BayCom Cyclically Adjusted Price-to-FCF?

As of today (2024-05-15), BayCom's current share price is $20.36. BayCom's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2024 was $1.37. BayCom's Cyclically Adjusted Price-to-FCF for today is 14.86.

The historical rank and industry rank for BayCom's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

BCML' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 12.4   Med: 17.74   Max: 30.12
Current: 14.87

During the past years, BayCom's highest Cyclically Adjusted Price-to-FCF was 30.12. The lowest was 12.40. And the median was 17.74.

BCML's Cyclically Adjusted Price-to-FCF is ranked worse than
83.43% of 833 companies
in the Banks industry
Industry Median: 7.55 vs BCML: 14.87

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

BayCom's adjusted free cash flow per share data for the three months ended in Mar. 2024 was $0.342. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is $1.37 for the trailing ten years ended in Mar. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


BayCom Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for BayCom's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

BayCom Cyclically Adjusted Price-to-FCF Chart

BayCom Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - 24.96 16.38 17.28

BayCom Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.86 12.42 14.43 17.28 15.09

Competitive Comparison of BayCom's Cyclically Adjusted Price-to-FCF

For the Banks - Regional subindustry, BayCom's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BayCom's Cyclically Adjusted Price-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, BayCom's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where BayCom's Cyclically Adjusted Price-to-FCF falls into.



BayCom Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

BayCom's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=20.36/1.37
=14.86

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BayCom's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2024 is calculated as:

For example, BayCom's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2024 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=0.342/129.4194*129.4194
=0.342

Current CPI (Mar. 2024) = 129.4194.

BayCom Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
200706 0.000 87.906 0.000
200709 0.000 87.964 0.000
200712 0.000 88.616 0.000
200803 0.000 90.090 0.000
200812 0.000 88.697 0.000
201312 0.000 98.326 0.000
201409 0.000 100.428 0.000
201412 0.000 99.070 0.000
201509 0.000 100.392 0.000
201512 0.000 99.792 0.000
201612 0.000 101.863 0.000
201703 -1.913 102.862 -2.407
201706 1.372 103.349 1.718
201709 0.526 104.136 0.654
201712 0.948 104.011 1.180
201803 0.655 105.290 0.805
201806 -0.218 106.317 -0.265
201809 -0.160 106.507 -0.194
201812 0.377 105.998 0.460
201903 -0.057 107.251 -0.069
201906 0.220 108.070 0.263
201909 0.232 108.329 0.277
201912 0.069 108.420 0.082
202003 -0.308 108.902 -0.366
202006 0.308 108.767 0.366
202009 0.286 109.815 0.337
202012 0.301 109.897 0.354
202103 0.023 111.754 0.027
202106 0.690 114.631 0.779
202109 -0.325 115.734 -0.363
202112 0.451 117.630 0.496
202203 0.211 121.301 0.225
202206 0.625 125.017 0.647
202209 0.901 125.227 0.931
202212 1.205 125.222 1.245
202303 0.633 127.348 0.643
202306 0.947 128.729 0.952
202309 0.175 129.860 0.174
202312 0.604 129.419 0.604
202403 0.342 129.419 0.342

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


BayCom  (NAS:BCML) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


BayCom Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of BayCom's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


BayCom (BayCom) Business Description

Industry
Traded in Other Exchanges
N/A
Address
500 Ygnacio Valley Road, Suite 200, Walnut Creek, CA, USA, 94596
BayCom Corp is a bank holding company for United Business Bank. It provides a broad range of financial services to businesses and business owners as well as individuals through its full-service branches and loan production office. The company targets its services to small and medium-sized businesses, professional firms, real estate professionals, nonprofit businesses, labor unions, and related nonprofit entities and businesses and individual consumers. Its products and services include deposit products, personal accounts, loans, online banking, cash management, and business savings services.
Executives
Robert G. Laverne director C/O BAYCOM CORP, 500 YGNACIO VALLEY ROAD, SUITE 200, WALNUT CREEK CA 94596
George J. Guarini director, officer: President and CEO C/O BAYCOM CORP, 500 YGNACIO VALLEY ROAD, SUITE 200, WALNUT CREEK CA 94596
Kendall Lloyd W. Jr. director, other: Chairman of the Board C/O BAYCOM CORP, 500 YGNACIO VALLEY ROAD, SUITE 200, WALNUT CREEK CA 94596
Janet Lee King officer: Senior EVP and COO C/O BAYCOM CORP, 500 YGNACIO VALLEY ROAD, SUITE 200, WALNUT CREEK CA 94596
Malcolm Flemming Hotchkiss director 100 HEGENBERGER ROAD, OAKLAND CA 94621
Syvia L. Magid director C/O BAYCOM CORP, 500 YGNACIO VALLEY RD., SUITE 200, WALNUT CREEK CA 94596
Rick Pak officer: EVP and Chief Lending Officer C/O BAYCOM CORP, 500 YGNACIO VALLEY RD., SUITE 200, WALNUT CREEK CA 94596
Harpreet S. Chaudhary director C/O BAYCOM CORP, 500 YGNACIO VALLEY ROAD, SUITE 200, WALNUT CREEK CA 94596
David M. Spatz director C/O BAYCOM CORP, 500 YGNACIO VALLEY ROAD, SUITE 200, WALNUT CREEK CA 94596
James S. Camp director C/O BAYCOM CORP, 500 YGNACIO VALLEY ROAD, SUITE 200, WALNUT CREEK CA 94596
Jon Rocco Davis director C/O BAYCOM CORP, 500 YGNACIO VALLEY ROAD, SUITE 200, WALNUT CREEK CA 94596
Keary L. Colwell officer: Senior EVP, CFO and Secretary C/O BAYCOM CORP, 500 YGNACIO VALLEY ROAD, SUITE 200, WALNUT CREEK CA 94596
David John Funkhouser officer: EVP and Chief Credit Officer C/O BAYCOM CORP, 500 YGNACIO VALLEY ROAD, SUITE 200, WALNUT CREEK CA 94596
Izabella Lin Zhu officer: EVP and Chief Risk Officer C/O BAYCOM CORP, 500 YGNACIO VALLEY ROAD, SUITE 200, WALNUT CREEK CA 94596
Mary Therese Curley officer: EVP, Director Labor Service C/O BAYCOM CORP, 500 YGNACIO VALLEY ROAD, SUITE 200, WALNUT CREEK CA 94596