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Riverview Bancorp (Riverview Bancorp) Cyclically Adjusted Price-to-FCF : 5.59 (As of May. 16, 2024)


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What is Riverview Bancorp Cyclically Adjusted Price-to-FCF?

As of today (2024-05-16), Riverview Bancorp's current share price is $4.08. Riverview Bancorp's Cyclically Adjusted FCF per Share for the quarter that ended in Dec. 2023 was $0.73. Riverview Bancorp's Cyclically Adjusted Price-to-FCF for today is 5.59.

The historical rank and industry rank for Riverview Bancorp's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

RVSB' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 2.42   Med: 9.35   Max: 14.92
Current: 5.68

During the past years, Riverview Bancorp's highest Cyclically Adjusted Price-to-FCF was 14.92. The lowest was 2.42. And the median was 9.35.

RVSB's Cyclically Adjusted Price-to-FCF is ranked better than
65.19% of 833 companies
in the Banks industry
Industry Median: 7.59 vs RVSB: 5.68

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Riverview Bancorp's adjusted free cash flow per share data for the three months ended in Dec. 2023 was $0.461. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is $0.73 for the trailing ten years ended in Dec. 2023.

Shiller PE for Stocks: The True Measure of Stock Valuation


Riverview Bancorp Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for Riverview Bancorp's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Riverview Bancorp Cyclically Adjusted Price-to-FCF Chart

Riverview Bancorp Annual Data
Trend Mar15 Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.44 11.96 11.84 8.11 -

Riverview Bancorp Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.11 7.29 8.03 8.83 -

Competitive Comparison of Riverview Bancorp's Cyclically Adjusted Price-to-FCF

For the Banks - Regional subindustry, Riverview Bancorp's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Riverview Bancorp's Cyclically Adjusted Price-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Riverview Bancorp's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Riverview Bancorp's Cyclically Adjusted Price-to-FCF falls into.



Riverview Bancorp Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

Riverview Bancorp's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=4.08/0.73
=5.59

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Riverview Bancorp's Cyclically Adjusted FCF per Share for the quarter that ended in Dec. 2023 is calculated as:

For example, Riverview Bancorp's adjusted Free Cash Flow per Share data for the three months ended in Dec. 2023 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=0.461/129.4194*129.4194
=0.461

Current CPI (Dec. 2023) = 129.4194.

Riverview Bancorp Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201403 0.076 99.695 0.099
201406 0.152 100.560 0.196
201409 0.114 100.428 0.147
201412 -0.050 99.070 -0.065
201503 0.011 99.621 0.014
201506 0.088 100.684 0.113
201509 0.074 100.392 0.095
201512 0.190 99.792 0.246
201603 0.124 100.470 0.160
201606 0.142 101.688 0.181
201609 0.144 101.861 0.183
201612 0.250 101.863 0.318
201703 0.238 102.862 0.299
201706 -0.039 103.349 -0.049
201709 0.260 104.136 0.323
201712 0.070 104.011 0.087
201803 0.204 105.290 0.251
201806 0.178 106.317 0.217
201809 0.397 106.507 0.482
201812 0.323 105.998 0.394
201903 -0.055 107.251 -0.066
201906 0.285 108.070 0.341
201909 0.228 108.329 0.272
201912 0.206 108.420 0.246
202003 -0.148 108.902 -0.176
202006 0.211 108.767 0.251
202009 0.023 109.815 0.027
202012 0.342 109.897 0.403
202103 0.348 111.754 0.403
202106 0.031 114.631 0.035
202109 0.277 115.734 0.310
202112 0.006 117.630 0.007
202203 0.281 121.301 0.300
202206 0.159 125.017 0.165
202209 0.191 125.227 0.197
202212 0.135 125.222 0.140
202303 -0.090 127.348 -0.091
202306 0.329 128.729 0.331
202309 0.005 129.860 0.005
202312 0.461 129.419 0.461

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Riverview Bancorp  (NAS:RVSB) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


Riverview Bancorp Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of Riverview Bancorp's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Riverview Bancorp (Riverview Bancorp) Business Description

Industry
Traded in Other Exchanges
N/A
Address
900 Washington Street, Suite 900, Vancouver, WA, USA, 98660
Riverview Bancorp Inc is an American savings and loan holding company. The company through its subsidiaries engages in the business of attracting deposits and puts it to use in its market area to originate commercial business. It organizes in two operating segments, Banking Operations performed by the bank and trust and Investment Services performed by the Trust company. The company products and services include checking, saving, money market, mortgage, home equity, consumer, online banking, cash management, and others.
Executives
Robert Benke officer: EVP/CCO 900 WASHINGTON ST, STE 900, VANCOUVER WA 98660
Valerie Moreno director 900 WASHINGTON STREET, SUITE 900, VANCOUVER WA 98660
Michael Sventek officer: EVP/CLO 900 WASHINGTON ST, SUITE 900, VANCOUVER WA 98660
Stacey Graham director 900 WASHINGTON STREET, SUITE 900, VANCOUVER WA 98660
Bradley Carlson director 900 WASHINGTON STREET, SUITE 900, VANCOUVER WA 98660
Bessie Ross Wills director 900 WASHINGTON STREET, SUITE 900, VANCOUVER WA 98660
Sowers Courtney Evan officer: President/CEO - Trust Co. 900 WASHINGTON STREET, SUITE 900, VANCOUVER WA 98660
Larry Hoff director 900 WASHINGTON STREET, SUITE 900, VANCOUVER WA 98660
Tracie L. Jellison officer: Chief Retail Banking Officer 900 WASHINGTON STREET, SUITE 900, VANCOUVER WA 98660
Patricia Eby director 900 WASHINGTON STREET, SUITE 900, VANCOUVER WA 98660
John A Karas officer: Sr. Vice President 900 WASHINGTON ST, SUITE 900, VANCOUVER WA 98660
Martin S. Friedman 10 percent owner, other: See Remarks below 7901 JONES BRANCH DR. SUITE 210, MCLEAN VA 22102
David Nierenberg director 19605 NE 8TH STREET, CAMAS WA 98607
Kim J Capeloto officer: Executive Vice President 900 WASHINGTON ST., SUITE 900, VANCOUVER WA 98660
Daniel D Cox officer: EVP, Chief Credit Officer 900 WASHINGTON STREET, SUITE 900, VANCOUVER WA 98660

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