RVSB (Riverview Bancorp) Scaled Net Operating Assets: 0.05 (As of Mar. 2026)


RVSB Riverview Bancorp Inc RVSB
59 GF Score
Price $5.31
GF Value $4.76
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Riverview Bancorp Scaled Net Operating Assets?

Riverview Bancorp RVSB -3.48% 59 Scaled Net Operating Assets is 0.05 as of Mar. 2026. GuruFocus rates RVSB with a GF Score™ of 59/100 and a GF Value™ of $4.76 (Modestly Overvalued). The stock has 2 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Riverview Bancorp's operating assets for the quarter that ended in Mar. 2026 was $1,345.79 Mil. Riverview Bancorp's operating liabilities for the quarter that ended in Mar. 2026 was $1,272.87 Mil. Riverview Bancorp's Total Assets for the quarter that ended in Dec. 2025 was $1,512.31 Mil. Therefore, Riverview Bancorp's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.05.

RVSB
59GF Score
Riverview Bancorp Inc RVSB
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Riverview Bancorp Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Riverview Bancorp's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(A: Mar. 2026 )
=(Operating Assets (A: Mar. 2026 )-Operating Liabilities (A: Mar. 2026 ))/Total Assets (A: Mar. 2025 )
=(1346.943-1272.874)/1513.323
=0.05

where

Operating Assets(A: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=1463.809 - 116.866
=1346.943

Operating Liabilities(A: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=1318.173 - 45.299 - 0
=1272.874

Riverview Bancorp's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(1345.792-1272.874)/1512.311
=0.05

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=1463.809 - 118.017
=1345.792

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=1318.173 - 45.299 - 0
=1272.874

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.05 mean?
Riverview Bancorp (RVSB) has a Scaled Net Operating Assets of 0.05 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Riverview Bancorp and its competitors.
Is Riverview Bancorp's Scaled Net Operating Assets too high?
Riverview Bancorp's current Scaled Net Operating Assets is 0.05. Overall, Riverview Bancorp has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Riverview Bancorp's Scaled Net Operating Assets compare to PROV and OXBC?
Riverview Bancorp's Scaled Net Operating Assets of 0.05 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Riverview Bancorp and its competitors. Riverview Bancorp's current Scaled Net Operating Assets is 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Riverview Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Riverview Bancorp (RVSB) is currently considered Modestly Overvalued. The stock's GF Value™ is $4.76, compared to a current price of $5.31 — trading 11.4% above its estimated fair value. The current Scaled Net Operating Assets is 0.05. Riverview Bancorp's overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Riverview Bancorp (RVSB), the current Scaled Net Operating Assets is 0.05 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Riverview Bancorp (RVSB) Overvalued in 2026?

Based on GuruFocus' analysis, Riverview Bancorp stock appears to be overvalued. The current stock price of $5.31 is trading 11.4% above its estimated GF Value™ of $4.76. GuruFocus considers Riverview Bancorp to be Modestly Overvalued.

Key valuation signals for RVSB:

  • Scaled Net Operating Assets: 0.05
  • GF Value™: $4.76 vs. price of $5.31 (11.4% above fair value)
  • GF Score™: 59/100 with 2 warning signs

No single metric tells the full story. See the RVSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Riverview Bancorp Business Description

Address 900 Washington Street, Suite 900, Vancouver, WA, USA, 98660
Riverview Bancorp Inc is the bank holding company. The Company's operations are managed along two operating segments, consisting of banking operations performed by the Bank and trust and investment services performed by the Trust Company. The Bank is engaged mainly in the business of attracting deposits from the general public and using such funds, together with other borrowings, to make various commercial business, commercial real estate, land, multi-family real estate, real estate construction and consumer loans. Additionally, the Trust Company offers trust and investment services. It has single operating segment.
59GF Score

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$5.31
Price
$4.76
GF Value