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RVSB (Riverview Bancorp) Cyclically Adjusted Price-to-FCF : 8.14 (As of Jun. 03, 2025)


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What is Riverview Bancorp Cyclically Adjusted Price-to-FCF?

As of today (2025-06-03), Riverview Bancorp's current share price is $5.62. Riverview Bancorp's Cyclically Adjusted FCF per Share for the quarter that ended in Dec. 2024 was $0.69. Riverview Bancorp's Cyclically Adjusted Price-to-FCF for today is 8.14.

The historical rank and industry rank for Riverview Bancorp's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

RVSB' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 5.33   Med: 9.92   Max: 14.92
Current: 8.19

During the past years, Riverview Bancorp's highest Cyclically Adjusted Price-to-FCF was 14.92. The lowest was 5.33. And the median was 9.92.

RVSB's Cyclically Adjusted Price-to-FCF is ranked better than
54.55% of 891 companies
in the Banks industry
Industry Median: 8.66 vs RVSB: 8.19

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Riverview Bancorp's adjusted free cash flow per share data for the three months ended in Dec. 2024 was $0.091. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is $0.69 for the trailing ten years ended in Dec. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


Riverview Bancorp Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for Riverview Bancorp's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Riverview Bancorp Cyclically Adjusted Price-to-FCF Chart

Riverview Bancorp Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.96 11.84 8.11 6.92 -

Riverview Bancorp Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.92 5.77 7.01 8.34 -

Competitive Comparison of Riverview Bancorp's Cyclically Adjusted Price-to-FCF

For the Banks - Regional subindustry, Riverview Bancorp's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Riverview Bancorp's Cyclically Adjusted Price-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Riverview Bancorp's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Riverview Bancorp's Cyclically Adjusted Price-to-FCF falls into.


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Riverview Bancorp Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

Riverview Bancorp's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=5.62/0.69
=8.14

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Riverview Bancorp's Cyclically Adjusted FCF per Share for the quarter that ended in Dec. 2024 is calculated as:

For example, Riverview Bancorp's adjusted Free Cash Flow per Share data for the three months ended in Dec. 2024 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Dec. 2024 (Change)*Current CPI (Dec. 2024)
=0.091/133.1571*133.1571
=0.091

Current CPI (Dec. 2024) = 133.1571.

Riverview Bancorp Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201503 0.011 99.621 0.015
201506 0.088 100.684 0.116
201509 0.074 100.392 0.098
201512 0.190 99.792 0.254
201603 0.124 100.470 0.164
201606 0.142 101.688 0.186
201609 0.144 101.861 0.188
201612 0.250 101.863 0.327
201703 0.238 102.862 0.308
201706 -0.039 103.349 -0.050
201709 0.260 104.136 0.332
201712 0.070 104.011 0.090
201803 0.204 105.290 0.258
201806 0.178 106.317 0.223
201809 0.397 106.507 0.496
201812 0.323 105.998 0.406
201903 -0.055 107.251 -0.068
201906 0.285 108.070 0.351
201909 0.228 108.329 0.280
201912 0.206 108.420 0.253
202003 -0.148 108.902 -0.181
202006 0.211 108.767 0.258
202009 0.023 109.815 0.028
202012 0.342 109.897 0.414
202103 0.348 111.754 0.415
202106 0.031 114.631 0.036
202109 0.277 115.734 0.319
202112 0.006 117.630 0.007
202203 0.281 121.301 0.308
202206 0.159 125.017 0.169
202209 0.191 125.227 0.203
202212 0.135 125.222 0.144
202303 -0.090 127.348 -0.094
202306 0.329 128.729 0.340
202309 0.005 129.860 0.005
202312 0.461 129.419 0.474
202403 -0.458 131.776 -0.463
202406 0.252 132.554 0.253
202409 -0.068 133.029 -0.068
202412 0.091 133.157 0.091

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Riverview Bancorp  (NAS:RVSB) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


Riverview Bancorp Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of Riverview Bancorp's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Riverview Bancorp Business Description

Industry
Traded in Other Exchanges
N/A
Address
900 Washington Street, Suite 900, Vancouver, WA, USA, 98660
Riverview Bancorp Inc is an American savings and loan holding company. The company through its subsidiaries engages in the business of attracting deposits and puts it to use in its market area to originate commercial business. It is organized into two operating segments, Banking Operations performed by the bank and trust and Investment Services performed by the Trust company. The company products and services include checking, saving, money market, mortgage, home equity, consumer, online banking, cash management, and others.
Executives
Patricia Eby director 900 WASHINGTON STREET, SUITE 900, VANCOUVER WA 98660
Robert Benke officer: EVP/CCO 900 WASHINGTON ST, STE 900, VANCOUVER WA 98660
Larry Hoff director 900 WASHINGTON STREET, SUITE 900, VANCOUVER WA 98660
Martin S. Friedman 10 percent owner, other: See Remarks below 7901 JONES BRANCH DR. SUITE 210, MCLEAN VA 22102
Stacey Graham director 900 WASHINGTON STREET, SUITE 900, VANCOUVER WA 98660
Bessie Ross Wills director 900 WASHINGTON STREET, SUITE 900, VANCOUVER WA 98660
Bradley Carlson director 900 WASHINGTON STREET, SUITE 900, VANCOUVER WA 98660
Daniel D Cox officer: EVP, Chief Credit Officer 900 WASHINGTON STREET, SUITE 900, VANCOUVER WA 98660
Gerald Lee Nies director 506 N.E. FOURTH AVENUE, CAMAS WA 98607
Valerie Moreno director 900 WASHINGTON STREET, SUITE 900, VANCOUVER WA 98660
Michael Sventek officer: EVP/CLO 900 WASHINGTON ST, SUITE 900, VANCOUVER WA 98660
Sowers Courtney Evan officer: President/CEO - Trust Co. 900 WASHINGTON STREET, SUITE 900, VANCOUVER WA 98660
Tracie L. Jellison officer: Chief Retail Banking Officer 900 WASHINGTON STREET, SUITE 900, VANCOUVER WA 98660
John A Karas officer: Sr. Vice President 900 WASHINGTON ST, SUITE 900, VANCOUVER WA 98660
David Nierenberg director 19605 NE 8TH STREET, CAMAS WA 98607