RVSB (Riverview Bancorp) Total Payout Ratio: -0.32 (As of Aug. 11, 2026)

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RVSB Riverview Bancorp Inc RVSB
56 GF Score
Price $5.30
GF Value $4.14
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Riverview Bancorp Total Payout Ratio?

Riverview Bancorp RVSB 56 Total Payout Ratio is -0.32 as of Aug. 11, 2026. GuruFocus rates RVSB with a GF Score™ of 56/100 and a GF Value™ of $4.14 (Modestly Overvalued). The stock has 2 warning signs investors should review.

Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income.

Riverview Bancorp's current Total Payout Ratio is -0.32.


Riverview Bancorp Total Payout Ratio Related Terms


Riverview Bancorp Total Payout Ratio Historical Data

* Premium members only.

The historical data trend for Riverview Bancorp's Total Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Riverview Bancorp Total Payout Ratio Chart

Riverview Bancorp Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Total Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.30 0.65 1.49 0.93 -1.01

Riverview Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.34 0.38 0.30 -0.05 0.00

RVSB vs GSBX, PROV, PBNK: Total Payout Ratio Comparison

For the Banks - Regional subindustry, Riverview Bancorp's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Riverview Bancorp Total Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Riverview Bancorp's Total Payout Ratio distribution charts can be found below:

* The bar in red indicates where Riverview Bancorp's Total Payout Ratio falls into.


RVSB
56GF Score
Riverview Bancorp Inc RVSB
Total Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Riverview Bancorp Total Payout Ratio Calculation

Total Payout Ratio is a measurement showing the proportion of earnings a company pays shareholders in the form of dividends and net stock repurchases.

Riverview Bancorp's Total Payout Ratio for the fiscal year that ended in Mar. 2026 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (-2.716 + 0 + -1.67) / -4.341
=-1.01

Riverview Bancorp's Total Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0 + 0 + -0.414) / -8.042
=-0.05

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Ratio →
What does a Total Payout Ratio of -0.32 mean?
Riverview Bancorp (RVSB) has a Total Payout Ratio of -0.32 as of Aug. 11, 2026. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Riverview Bancorp and its competitors.
Is Riverview Bancorp's Total Payout Ratio too high?
Riverview Bancorp's current Total Payout Ratio is -0.32. Overall, Riverview Bancorp has a GF Score™ of 56/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Riverview Bancorp's Total Payout Ratio compare to GSBX and PROV?
Riverview Bancorp's Total Payout Ratio of -0.32 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Ratio for a Banks company?
A good Total Payout Ratio depends on the Banks industry context. However, Total Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Ratio mean?
A high Total Payout Ratio can signal that a stock is expensive relative to its fundamentals. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Riverview Bancorp and its competitors. Riverview Bancorp's current Total Payout Ratio is -0.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Riverview Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Riverview Bancorp (RVSB) is currently considered Modestly Overvalued. The stock's GF Value™ is $4.14, compared to a current price of $5.30 — trading 28% above its estimated fair value. The current Total Payout Ratio is -0.32. Riverview Bancorp's overall GF Score™ is 56/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Ratio calculated?
Total Payout Ratio is calculated from a company's financial statements. For Riverview Bancorp (RVSB), the current Total Payout Ratio is -0.32 as of Aug. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Riverview Bancorp (RVSB) Overvalued in 2026?

Based on GuruFocus' analysis, Riverview Bancorp stock appears to be overvalued. The current stock price of $5.30 is trading 28% above its estimated GF Value™ of $4.14. GuruFocus considers Riverview Bancorp to be Modestly Overvalued.

Key valuation signals for RVSB:

  • Total Payout Ratio: -0.32
  • GF Value™: $4.14 vs. price of $5.30 (28% above fair value)
  • GF Score™: 56/100 with 2 warning signs

No single metric tells the full story. See the RVSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Riverview Bancorp Business Description

Address 900 Washington Street, Suite 900, Vancouver, WA, USA, 98660
Riverview Bancorp Inc is the bank holding company. The Company's operations are managed along two operating segments, consisting of banking operations performed by the Bank and trust and investment services performed by the Trust Company. The Bank is engaged mainly in the business of attracting deposits from the general public and using such funds, together with other borrowings, to make various commercial business, commercial real estate, land, multi-family real estate, real estate construction and consumer loans. Additionally, the Trust Company offers trust and investment services. It has single operating segment.
56GF Score

Get the complete analysis for RVSB

Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.30
Price
$4.14
GF Value