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Niyogin FintechBOM:538772 -0.17%54 Days Inventory is 17.84 as of Mar. 2026, which is 58% above its 10-year median of 11.27. GuruFocus rates BOM:538772 with a GF Score™ of 54/100 and a GF Value™ of ₹76.21 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 101 Credit Services companies, Niyogin Fintech ranks better than 68.32% on this metric.
The historical rank and industry rank for Niyogin Fintech's Days Inventory or its related term are showing as below:
BOM:538772'
s Days Inventory Range Over the Past 10 Years
Min: 5.72 Med: 11.27 Max: 29317.45
Current: 15.47
During the past 13 years, Niyogin Fintech's highest Days Inventory was 29317.45. The lowest was 5.72. And the median was 11.27.
BOM:538772's Days Inventory is ranked better than 68.32% of 101
companies
in the Credit Services industry
Industry Median: 56.59
vs BOM:538772: 15.47
Niyogin Fintech's Days Inventory
increased
from Mar. 2025 (12.13) to Mar. 2026 (17.84).
It might indicate that Niyogin Fintech's sales slowed down.
Inventory Turnover measures how fast the company turns over its inventory within a year.
Niyogin Fintech's Inventory Turnover for the
three
months ended in Mar. 2026 was 5.12.
Inventory-to-Revenue determines the ability of a company to manage their inventory levels. It measures the percentage of Inventories the company currently has on hand to support the current amount of Revenue.
Niyogin Fintech's Inventory-to-Revenue for the
three
months ended in Mar. 2026 was 0.17.
Niyogin Fintech (BOM:538772) Days Inventory Explanation
Days Inventory indicates the liquidity of the inventory. Generally, a lower Days Inventory is preferred as it indicates a shorter duration to clear off the inventory. An increase of the ratio may indicate the company's sales slowed. Similar ratios related to Days Inventory are:
1. Inventory Turnover measures how fast the company turns over its inventory within a year.
Niyogin Fintech's Inventory Turnover for the
three
months ended in Mar. 2026 is calculated as
2. Inventory-to-Revenue determines the ability of a company to manage their inventory levels. It measures the percentage of Inventories the company currently has on hand to support the current amount of Revenue.
Niyogin Fintech's Inventory to Revenue for the
three
months ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
A lot of business are seasonable. It makes more sense to compare Days Inventory from the same period in the previous year instead of from the previous quarter.
Niyogin Fintech Days Inventory Related Terms
Niyogin Fintech Days Inventory Historical Data
* Premium members only.
The historical data trend for Niyogin Fintech's Days Inventory can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:538772 vs V, MA, AXP: Days Inventory Comparison
For the Credit Services subindustry, Niyogin Fintech's Days Inventory, along with its competitors' market caps and Days Inventory data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Niyogin Fintech Days Inventory vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Niyogin Fintech's Days Inventory distribution charts can be found below:
* The bar in red indicates where Niyogin Fintech's Days Inventory falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Niyogin Fintech (BOM:538772) has a Days Inventory of 17.84 as of Mar. 2026. Days inventory represents the average amount of days a company holds inventory before selling it. View historical data on Niyogin Fintech and its competitors. This is 58% above median its historical median of 11.27. Over the past decade, Niyogin Fintech's Days Inventory has ranged from 5.72 to 29,317.45. According to the industry distribution chart, Niyogin Fintech ranks #32 out of 101 companies in the Credit Services industry, placing it in the top 31.7%.
Is Niyogin Fintech's Days Inventory too high?
Niyogin Fintech's current Days Inventory of 17.84 is 58% above median its 10-year median of 11.27. Over the past 10 years, this metric has ranged from a low of 5.72 to a high of 29,317.45. The Credit Services industry median Days Inventory is 56.59. Niyogin Fintech's value of 17.84 is 68.5% below this industry median. Based on the distribution chart, Niyogin Fintech ranks #32 out of 101 companies in the Credit Services industry, which is above the industry midpoint. Overall, Niyogin Fintech has a GF Score™ of 54/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Niyogin Fintech's Days Inventory compare to V and MA?
According to the Credit Services industry distribution chart, Niyogin Fintech ranks #32 out of 101 companies for Days Inventory. This puts Niyogin Fintech in the upper half of its industry. The industry median Days Inventory is 56.59. Niyogin Fintech's value of 17.84 is 68.5% below this benchmark. Historically, Niyogin Fintech's own Days Inventory has ranged from 5.72 to 29,317.45 over the past decade. While the company's 10-year median is 11.27 vs. the industry median of 56.59, Niyogin Fintech has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Inventory for a Credit Services company?
The median Days Inventory among Credit Services companies is 56.59, based on 101 companies in the industry. Companies in the top quartile (top 25%) have a Days Inventory significantly above this median, while those in the bottom quartile fall well below. However, Days Inventory should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Niyogin Fintech's current Days Inventory of 17.84 is 68.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Inventory mean?
A high Days Inventory can signal that a stock is expensive relative to its fundamentals. Days inventory represents the average amount of days a company holds inventory before selling it. View historical data on Niyogin Fintech and its competitors. For the Credit Services industry, the median Days Inventory is 56.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Niyogin Fintech's current Days Inventory is 17.84, which is 58% above median its own 10-year median of 11.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Niyogin Fintech stock overvalued right now?
Based on GuruFocus' analysis, Niyogin Fintech (BOM:538772) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹76.21, compared to a current price of ₹42.01 — trading 44.9% below its estimated fair value. The current Days Inventory is 17.84, which is 58% above median its 10-year median of 11.27 and 68.5% below the Credit Services industry median of 56.59. Niyogin Fintech's overall GF Score™ is 54/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Inventory calculated?
Days Inventory is calculated from a company's financial statements. For Niyogin Fintech (BOM:538772), the current Days Inventory is 17.84 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Niyogin Fintech (BOM:538772) Overvalued in 2026?
Based on GuruFocus' analysis, Niyogin Fintech stock appears to be undervalued.
The current stock price of ₹42.01 is trading 44.9% below its estimated GF Value™ of ₹76.21.
GuruFocus considers Niyogin Fintech to be Significantly Undervalued.
Key valuation signals for BOM:538772:
Days Inventory: 17.84 (58% above median its 10-year median of 11.27)
GF Value™: ₹76.21 vs. price of ₹42.01 (44.9% below fair value)
Industry Position: 68.5% below the Credit Services median (#32 of 101)
No single metric tells the full story. See the BOM:538772 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Niyogin Fintech Ltd is an Indian non-banking finance company. It is engaged in providing lending facilities and credit services to small and medium business. Geographically, it operates only in India. The company generates its revenue in the form of interest income, processing fees, Bounce charges, and other finance charges.
54GF Score
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